Business Details
13 Years
experience
Your Trusted Commercial Insurance Partner in Valley View, TX
FTR Insurance Service was founded in 2013 with a mission to protect businesses through strategic risk management. Our team brings over 25 years of industry experience, leveraging deep underwriting expertise to evaluate businesses, identify coverage gaps, and align insurance requirements for effective risk mitigation. We specialize in analyzing policy details to ensure comprehensive protection while providing personalized guidance to reduce exposures.Our dedicated claims team offers efficient, accurate support during critical moments, partnering only with insurers known for fair and prompt claim settlements. We prioritize hands-on service, industry-specific knowledge, and technology-driven solutions to meet the evolving needs of small to mid-sized businesses across diverse sectors.
Services
Property Insurance
General Liability
Commercial Auto
Workers' Compensation
Professional Liability
Employment Practices Liability
Inland Marine
Umbrella Liability
Details
- Year established: 2013
Highlights and features
- We have over 25 years of experience in commercial risk management.
- Our team provides hands-on policy analysis to identify coverage gaps.
- Dedicated claims specialists ensure efficient and accurate support.
- We offer industry-specific insurance programs with competitive pricing.
- We partner exclusively with insurers with proven claims settlement records.
Services
Commercial Property
Commercial Property Insurance protects businesses against physical asset damage from events like fire, theft, or natural disasters. We provide coverage for buildings, equipment, inventory, and business income loss. Our solutions include Equipment Breakdown Coverage and Business Interruption Insurance to ensure operational continuity during recovery.
General Liability
General Liability Insurance safeguards businesses from third-party claims involving bodily injury, property damage, or advertising injuries. This coverage includes legal defense costs and settlements. We tailor policies to address industry-specific risks while ensuring compliance with regulatory requirements for comprehensive protection.
Workers' Compensation
Workers' Compensation Insurance covers medical expenses and lost wages for employees injured on the job. Our policies protect businesses from workplace injury liabilities while supporting employee recovery. We emphasize risk mitigation strategies to reduce workplace accidents and associated costs.
Commercial Auto
Commercial Auto Insurance protects company vehicles and employees using personal cars for business purposes. Coverage includes liability, collision, and comprehensive protection. We design policies to address delivery operations, fleet management, and employee vehicle usage risks for complete transportation security.
Umbrella Liability
Umbrella Liability Insurance provides additional coverage beyond standard liability policies. This protection applies to severe claims exceeding primary policy limits. We implement umbrella solutions to safeguard business assets against catastrophic losses while maintaining cost-effective risk management strategies.
People
Tom Ramsey
Owner / Account Executive
Tom Ramsey leads FTR Insurance Service with over 25 years of industry experience. He specializes in commercial risk assessment and strategic underwriting, ensuring clients receive tailored insurance solutions that align with their operational needs and growth objectives.
Tracy Ramsey
Account Executive
Tracy Ramsey manages client relationships with expertise in policy analysis and coverage optimization. She focuses on identifying risk exposures and implementing customized insurance programs to protect businesses across diverse industries while maintaining exceptional client service standards.
Michelle Ryan
Account Executive
Michelle Ryan specializes in commercial insurance solutions with a focus on claims advocacy and risk mitigation. She works closely with clients to ensure comprehensive protection and provides dedicated support during claims processes to minimize business disruptions.
Questions
What industries do you specialize in?
We provide tailored insurance programs for manufacturing, agribusiness, and various commercial sectors. Our expertise includes industry-specific risk management solutions to address unique challenges faced by different businesses.
How do you handle insurance claims?
Our dedicated claims team offers prompt, fair service with expert guidance throughout the process. We prioritize efficient resolution while maintaining transparent communication to minimize business disruptions during recovery.
Do you offer customized insurance programs?
Yes, we design specialized programs for specific industries with competitive pricing. Contact our team to determine if your business qualifies for these tailored solutions based on your operational requirements.
What areas do you serve?
While headquartered in Valley View, Texas, we serve clients across the Dallas-Fort Worth Metroplex, Texas, and nationally through our network of strategic insurance partners and underwriting relationships.
How do you help identify coverage gaps?
Our team conducts detailed policy reviews line-by-line to detect potential exposures. We then explain findings and recommend customized solutions to ensure comprehensive protection aligned with your business operations.
