Business Details
Your Trusted Insurance Partner in Smithfield, NC
Woodard Insurance is an independent insurance agency dedicated to providing comprehensive coverage solutions tailored to individual and business needs. With decades of combined experience, our team of professionals works with top-tier insurance carriers to offer personalized service and expert guidance. We specialize in auto, home, business, boat, and specialty insurance policies, ensuring clients receive optimal protection. Our commitment to community values and client-centric approach distinguishes us as a trusted local partner. We prioritize transparency, offering comparative shopping across multiple insurers to secure the best rates and coverage.Backed by strong relationships with industry leaders like Nationwide, Progressive, and Travelers, we provide reliable support for claims and policy management. Our focus on long-term client relationships ensures ongoing risk assessment and policy adjustments as life circumstances evolve. Licensed in North Carolina, we serve Johnston County and surrounding areas with two convenient office locations. Our team combines technical expertise with personalized service to demystify insurance complexities. Whether insuring a family home, commercial property, or specialty vehicle, we deliver customized solutions that provide peace of mind.
Services
Auto Insurance
Homeowner Insurance
Business Insurance
Boat Insurance
Pet Insurance
Flood Insurance
Umbrella Insurance
Workers Compensation
Details
- Year established: 2025
Highlights and features
- We offer independent agency freedom to compare policies across multiple carriers
- Our team provides personalized service with local market expertise
- We maintain strong relationships with top insurance providers for better coverage options
- We specialize in both personal and commercial insurance solutions
- We offer 24/7 claims support through partnered insurance carriers
Services
Auto Insurance
We provide comprehensive auto insurance policies covering vehicles of all types including cars, trucks, SUVs, and specialty vehicles. Our plans include liability protection, collision coverage, and uninsured motorist options. With access to multiple carriers, we help clients find competitive rates while ensuring adequate protection for drivers in Johnston County and across North Carolina.
Homeowner Insurance
Our homeowner insurance policies protect residential properties against common risks including fire, theft, and weather damage. Coverage includes dwelling protection, personal property coverage, and liability insurance. We offer specialized plans for condos, apartments, and unique properties while providing expert guidance to ensure adequate protection for North Carolina homeowners.
Business Insurance
We specialize in business insurance solutions for companies across industries including restaurants, contractors, and tech startups. Our offerings include general liability, property insurance, and workers compensation policies. With experience serving over 200 local businesses, we help North Carolina entrepreneurs protect their assets and manage risk through customized commercial insurance packages.
Boat Insurance
Our boat insurance policies provide specialized protection for watercraft owners. Coverage includes physical damage protection, liability insurance, and emergency assistance. We serve clients with various types of boats, jet skis, and other watercraft, offering tailored solutions that address unique marine risks while ensuring compliance with North Carolina watercraft insurance requirements.
Flood Insurance
We offer flood insurance policies through the National Flood Insurance Program and private carriers to protect properties against water damage from flooding events. Our specialists help homeowners and businesses in high-risk areas understand coverage options and policy requirements. We provide guidance on flood mitigation strategies and ensure proper protection for properties in Johnston County's flood-prone areas.
People
Cameron White
Owner
Cameron White co-owns Woodard Insurance with Holly White, bringing extensive industry experience to personal and commercial insurance solutions. He focuses on building long-term client relationships while maintaining community involvement through local business associations.
Holly White
Owner
Holly White co-founded Woodard Insurance with Cameron White, leveraging years of insurance expertise to serve Johnston County residents. She specializes in personalized policy development and maintains active participation in local business development initiatives to better serve community needs.
Rosa Granados
Agent
Rosa Granados serves as an insurance agent, focusing on connecting clients with appropriate coverage solutions. With specialized training in personal lines insurance, she provides bilingual support to Spanish-speaking clients while maintaining strong relationships with multiple insurance carriers.
Tammy Sasser
Agent
Tammy Sasser works as an insurance agent with expertise in both personal and commercial policies. She assists clients with policy comparisons and risk assessment while maintaining professional certifications in property and casualty insurance to better serve North Carolina policyholders.
Richard Clark
Agent
Richard Clark provides insurance solutions as a licensed agent specializing in commercial coverage. He works closely with business owners to identify risk management strategies while maintaining knowledge of evolving industry regulations to ensure proper business protection across Johnston County.
Questions
What types of insurance does Woodard Insurance offer?
We provide auto, home, business, boat, flood, pet, and umbrella insurance policies for individuals and commercial clients across North Carolina.
How can Woodard Insurance help business owners?
We offer commercial liability insurance, workers compensation, and specialized coverage for restaurants, contractors, and tech startups with personalized risk assessment.
Do you offer insurance for specialty vehicles?
Yes, we insure classic cars, ATVs, RVs, motorcycles, and boats through specialized insurance programs with experienced carriers.
What areas do you serve?
We primarily serve Johnston County and surrounding areas in North Carolina from our Smithfield and Princeton office locations.
How do you help clients find competitive rates?
As an independent agency, we compare policies across multiple top-rated insurance carriers to find the best coverage at competitive prices.
What should I do to file a claim?
Contact our office directly or use our online service form to initiate a claim, and our team will guide you through the insurance claims process.
