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Business Details
Your Trusted Insurance Partner in Toledo, OH
Gluckle Insurance Agency is a locally owned and operated insurance provider dedicated to delivering quality insurance products for individuals and businesses. Our team of trusted professionals combines extensive industry knowledge with personalized service to help clients manage and plan for various types of potential risk. We work closely with clients on a one-on-one basis to develop tailored insurance policies that meet their unique needs while fostering lasting relationships.

With a commitment to award-winning service and attention to detail, we ensure clients receive accurate coverage and all available discounts through annual policy reviews and ongoing advisory support.
Services
Auto Insurance Homeowners Insurance Business Insurance Life Insurance Farm Insurance Commercial Property Insurance Renters Insurance Condo Insurance Crop Insurance Equine Insurance
Highlights and features
  • We offer personalized insurance solutions tailored to individual client needs.
  • Our team works with 30+ providers to secure competitive rates and coverage.
  • Annual policy reviews ensure accurate coverage and maximum available discounts.
  • Licensed agents provide expert guidance for both personal and commercial insurance.
  • Local offices serve Toledo, Sylvania, Napoleon, Rossford, and Cleveland areas.
What people say
Better coverage at lower price Excellent customer service Knowledgeable staff Filled gaps in coverage Great staff and location
Services
Auto Insurance
Auto Insurance protects drivers against financial loss from accidents, theft, or vehicle damage. We offer liability, collision, comprehensive, and specialized coverage options like classic car insurance. Our agents help clients in Toledo and surrounding areas secure policies that match driving habits, vehicle value, and budget while ensuring compliance with state requirements.
Homeowners Insurance
Homeowners Insurance safeguards property and belongings against fire, weather damage, theft, and liability claims. We provide flexible policies including property insurance, scheduled item coverage, and landlord protection. Our specialists in Toledo help clients evaluate additional protections beyond standard policies to address unique risks associated with their homes and personal assets.
Business Insurance
Business Insurance protects companies from operational risks through commercial property, liability, and umbrella policies. We offer tailored solutions including BOPs, workers' compensation, and professional liability coverage. Our agency ensures Toledo-area businesses maintain continuity by addressing risks related to property damage, legal claims, and income loss through comprehensive commercial insurance plans.
Life Insurance
Life Insurance provides financial protection for beneficiaries through death benefit policies. We offer term, whole life, and specialized options like mortgage protection and key person insurance. Our advisors help clients in Toledo and surrounding areas create policies that address evolving needs, ensuring family financial security and business continuity through estate planning and debt coverage.
Farm Insurance
Farm Insurance protects agricultural operations through crop, livestock, and equipment policies. We provide comprehensive coverage for farm structures, dwellings, and liability risks. Our specialists design policies that address income loss from unforeseen events, ensuring Toledo-area farmers maintain operational stability while protecting their livelihoods against weather, accidents, and equipment failures.
People
David Gluckle
Principal Agent
David Gluckle leads our agency with extensive insurance expertise, providing personalized guidance to clients. He specializes in developing tailored insurance solutions for individuals and businesses while maintaining a focus on client education and long-term relationships.
Jeannine Fuhrhop
Associate Office Manager
Jeannine Fuhrhop manages compliance and claims with attention to detail. She ensures accurate policy administration and supports clients through the claims process, leveraging her expertise to maintain high service standards across personal and commercial insurance lines.
William Steele Moser III
Office Manager
William Steele Moser III oversees office operations and provides licensed expertise in personal and commercial insurance. He ensures efficient service delivery while assisting clients with policy customization and coverage analysis to meet their specific protection needs.
Katie Perkins
Commercial Processor
Katie Perkins specializes in commercial insurance processing, supporting business clients with policy implementation. She works closely with agents to ensure accurate documentation and timely processing of commercial coverage requests across Toledo and surrounding areas.
Stephanie Schnipke
Licensed Customer Service
Stephanie Schnipke provides licensed customer service for insurance policies, assisting clients with coverage questions. She ensures clear communication and prompt resolution of client inquiries while maintaining a focus on personalized insurance solutions.
Questions
How do you help clients find the best insurance rates?
We compare quotes from 30+ providers to ensure competitive pricing while maintaining appropriate coverage levels for each client's unique situation.
What types of insurance do you offer?
We provide auto, home, life, farm, and business insurance with specialized options like classic car coverage and commercial umbrella policies.
Do you offer policy reviews?
Yes, we conduct annual policy reviews to ensure coverage accuracy and help clients maximize available discounts through our ongoing advisory program.
Which areas do you serve?
We serve Toledo, Sylvania, Napoleon, Rossford, Cleveland, and surrounding Ohio communities through our multiple local office locations.