Business Details
36 Years
experience
Trusted Insurance Solutions for Small Groups & Medicare Transitions
Christina Ramus has been a trusted name in the insurance industry since 1990, specializing in small group employee benefits and Medicare transition solutions. With over 30 years of experience, our agency serves clients from Santa Barbara to San Diego, offering personalized medical, dental, vision, and life insurance plans. Our commitment to integrity and client satisfaction has driven our growth through word-of-mouth referrals, reflecting our dedication to understanding each client's unique needs.We pride ourselves on providing expert guidance through complex insurance decisions, supported by a team that values compassion and professionalism. Our clients benefit from decades of industry knowledge, ensuring they receive tailored coverage that aligns with their personal and business goals. As a family-run business based in Dove Canyon, we combine local expertise with a client-first approach that has earned us lifelong relationships and countless recommendations.
Services
Small Group Insurance
Medicare Plans
Individual Health Insurance
Employee Benefits
Insurance Consultation
Details
- Year established: 1990
Highlights and features
- We offer 30+ years of insurance expertise and personalized service.
- Our team provides prompt, professional assistance with all insurance inquiries.
- We specialize in tailored Medicare transition solutions for seniors.
- Our client-first approach ensures transparent, honest insurance guidance.
- We serve communities from Santa Barbara to San Diego with local knowledge.
What people say
Prompt and professional
Knowledgeable
Compassionate and caring
Goes the extra mile
Trusted advisor
Services
Small Group Insurance
We provide comprehensive small group insurance plans tailored to meet the unique needs of businesses. Our solutions include medical, dental, vision, and life insurance options with competitive pricing. Our team works closely with employers to ensure coverage aligns with both company goals and employee needs.
Medicare Plans
Our Medicare transition services help seniors navigate complex insurance options including Medicare Supplements, Advantage Plans, and Prescription Drug coverage. We offer personalized guidance to ensure clients understand their choices and select plans that match their healthcare requirements and budget.
Individual Health Insurance
We assist individuals in finding customized health insurance solutions that fit their specific circumstances. Our services include transitioning from group plans to individual policies and explaining coverage options with clear, straightforward advice to help clients make informed decisions.
Employee Benefits
Our employee benefits solutions help businesses create attractive insurance packages for their workforce. We specialize in designing plans that balance employer affordability with comprehensive coverage options, ensuring both employer and employee satisfaction through ongoing support and plan management.
Insurance Consultation
We offer expert insurance consultation services for clients navigating complex decisions. Our approach includes evaluating current coverage, explaining available options, and providing actionable recommendations backed by decades of industry experience to ensure clients feel confident in their insurance choices.
People
Christina Ramus
Founder & CEO
Christina Ramus has provided expert insurance guidance since 1990, specializing in small group benefits and Medicare transitions. With over 30 years of experience, she has built a trusted agency serving Southern California clients through personalized service and industry expertise.
Questions
What insurance services do you offer?
We specialize in small group insurance, Medicare plans, and individual health coverage tailored to meet both business and personal needs.
How can you help with Medicare transitions?
We provide personalized guidance for seniors navigating Medicare options, including Supplements, Advantage Plans, and Prescription Drug coverage solutions.
Do you serve areas outside San Diego?
Yes, we serve clients from Santa Barbara to San Diego and everywhere in between with local insurance expertise.
What payment methods do you accept?
We work with major insurance providers and can discuss payment options during your personalized consultation session.
Why choose Christina Ramus Insurance?
With 30+ years of experience, we combine industry expertise with personalized service to deliver trusted insurance solutions that meet your specific needs.
