Business Details
41 Years
experience
Your Trusted Insurance Partner in Sturgis, SD
Farmers Union Insurance has been locally owned and family-operated since 1985, building generational relationships with clients across South Dakota and Wyoming. Our agency prioritizes personalized service, working closely with individuals and businesses to identify tailored insurance solutions that protect their unique assets. With two offices in Sturgis and Spearfish, we leverage our 40+ years of combined industry experience and partnerships with multiple carriers to deliver comprehensive coverage options.Our team is committed to educating clients about their policies, ensuring clarity and confidence in their insurance decisions. We pride ourselves on responsiveness, community involvement, and maintaining a client-first approach that has earned us recognition as one of South Dakota's top Farmers Union Insurance agencies.
Services
Auto Insurance
Home Insurance
Life Insurance
Farm/Ranch Insurance
Crop/Hail Insurance
Business Insurance
Specialty Insurance
Details
- Year established: 1985
Highlights and features
- Locally owned with 38 years of community insurance expertise
- Access to multiple insurance carriers for customized solutions
- Personalized service with policy explanation and review process
- Licensed to serve clients across South Dakota and Wyoming
- Recognized as top 10% Farmers Union Insurance agency in SD
Services
Auto Insurance
Protect your vehicle investment with comprehensive auto insurance policies tailored to your driving needs and budget. Our agency compares multiple carrier options to find appropriate liability, collision, and comprehensive coverage. We explain policy details including deductibles, coverage limits, and available discounts for safe drivers.
Home Insurance
Safeguard your home against fire, wind, hail, and other covered perils through customized homeowners insurance policies. We offer coverage for structural damage, personal belongings, and liability protection. Our agents help clients understand policy inclusions, replacement cost calculations, and additional endorsements for unique property needs.
Life Insurance
Secure your family's financial future with term or permanent life insurance solutions. We assess clients' income replacement needs, debt obligations, and estate planning goals. Our independent agency provides options from multiple insurers to match varying budget and coverage requirements.
Farm/Ranch Insurance
Comprehensive protection for farming operations including crop insurance, equipment coverage, and liability protection. We specialize in policies addressing livestock, storage structures, and agricultural machinery. Our agents understand regional farming risks and help secure appropriate coverage for both small and commercial operations.
Business Insurance
Risk management solutions for businesses including general liability, property insurance, and workers' compensation. We serve diverse industries across South Dakota and Wyoming, offering policy customization for unique operational needs. Our agency helps businesses understand coverage gaps and maintain proper protection.
People
Scott Sabers
Agency Owner
Scott Sabers has led Farmers Union Insurance since 2011 after six years working alongside his father. With prior mortgage banking experience, he expanded the agency to two locations while maintaining personalized service. Scott focuses on client relationships and insurance solutions tailored to individual needs.
Ken Sabers
Founder
Ken Sabers established the Sturgis agency in 1985 and maintained 40+ years in the insurance industry. His relationship-driven approach built the foundation for the agency's success. Though retired from daily operations, his legacy of client commitment continues through the agency's service philosophy.
Questions
What types of insurance do you offer?
We provide auto, home, life, farm/ranch, crop/hail, business/commercial, and specialty insurance policies to meet diverse personal and commercial needs.
Do you serve areas outside South Dakota?
While based in Sturgis, we're licensed to provide insurance solutions to clients residing in both South Dakota and Wyoming.
How quickly can I get an insurance quote?
Submit our online proposal form and we'll deliver a customized insurance quote within 24 hours during business days.
What makes your agency different?
As a locally owned independent agency, we combine generational insurance expertise with access to multiple carriers to find optimal coverage solutions for each client.
Can you help review my existing insurance policies?
Yes, we offer policy reviews to ensure your current coverage adequately protects your assets and identify potential gaps or savings opportunities.
