Business Details
31 Years
experience
Emergency
services
Your Trusted Insurance Partner in Oxford, NY
Established in 1995, DRICKARD INSURANCE has built a reputation for delivering competitively priced, tailored insurance solutions across New York State and Pennsylvania. Our expertise spans auto, home, business, and income property insurance, with specialized focus on landlord needs, commercial properties, and renovation projects. We serve communities in Chenango, Otsego, and Broome counties, including Oneonta, Cooperstown, and Binghamton, while offering commercial coverage statewide. Our non-pressure approach emphasizes transparency, with online tools like our Question Tree to simplify policy selection.Backed by decades of local market knowledge, we partner with multiple insurers to ensure comprehensive coverage options. Our 24/7 claims support underscores our commitment to client satisfaction, and our team prioritizes personalized service over generic solutions. We specialize in niche areas like farm insurance, professional liability, and recreational vehicle coverage, adapting to evolving client needs. Our longevity reflects a dedication to ethical practices and community-centric service, ensuring policies align with individual and business risk management goals.
Services
Income Property Insurance
Auto Insurance
Home Insurance
Business Insurance
Flood Insurance
Details
- Year established: 1995
Highlights and features
- We specialize in income property insurance for New York and Pennsylvania markets.
- Our 24/7 claims support ensures immediate assistance during emergencies.
- We offer tailored coverage for unique risks like vacation rentals and contractors.
- Our local expertise spans Chenango, Otsego, and Broome counties since 1995.
- We provide online tools like the Question Tree for instant premium estimates.
Services
Income Property Insurance
Specialized coverage for rental properties including 1-4 family dwellings, mixed-use buildings, and vacation rentals. Protects against property damage, liability claims, and income loss. Ideal for landlords managing residential or commercial investment properties in New York and Pennsylvania.
Business Insurance
Comprehensive protection for businesses including general liability, workers' compensation, and cyber liability. Covers property damage, operational risks, and specialized needs like food service or contractor insurance. Available statewide in New York and Pennsylvania.
Flood Insurance
Coverage for flood-related damages to residential and commercial properties. Includes protection for structures and contents against rising water events. Available through our specialized flood insurance program for New York and Pennsylvania policyholders.
Auto Insurance
Protection for personal and commercial vehicles including cars, trucks, motorcycles, and recreational vehicles. Offers liability coverage, collision protection, and uninsured motorist benefits. Tailored options for New York and Pennsylvania drivers.
Home Insurance
Coverage for primary residences, vacation homes, and manufactured housing. Includes protection against fire, theft, and weather damage. Available with optional flood or umbrella coverage for New York and Pennsylvania homeowners.
Questions
What types of insurance do you offer?
We provide auto, home, business, and income property insurance in New York and Pennsylvania, including specialized coverage for landlords, contractors, and recreational vehicles.
How can I get a property insurance quote?
Use our online Question Tree tool to determine coverage needs and receive premium estimates based on your specific property details.
Do you offer 24/7 claims support?
Yes, we provide 24/7/365 claims assistance with direct contact options to report incidents to your specific insurer.
What areas do you serve?
We focus on Chenango, Otsego, and Broome counties in New York, with expanded commercial coverage statewide. In Pennsylvania, we serve home and business insurance needs across the state.
Can you help with unique insurance needs?
Yes, we specialize in niche coverages like farm insurance, professional liability, and vacation rental protection tailored to New York and Pennsylvania markets.
