Business Details
Your Trusted Insurance Partner in Killingworth, CT
A Panzo Insurance Group has been serving clients in Killingworth, Connecticut since our founding. Located on Route 81 with easy access from major highways, we specialize in connecting clients with competitive insurance solutions through partnerships with over a dozen reputable providers. Our team prioritizes personalized service, tailoring coverage options for auto, home, life, commercial, and flood insurance to meet individual client needs.We maintain affiliations with industry leaders like Travelers, MetLife, and State Auto while emphasizing transparency in policy customization. With flexible appointment options including evenings and weekends, we ensure accessibility for all clients seeking comprehensive risk protection.
Services
Auto Insurance
Homeowners Insurance
Life Insurance
Commercial Insurance
Flood Insurance
Highlights and features
- We access multiple insurance carriers to find competitive rates
- Our team customizes coverage to individual client requirements
- We maintain strong relationships with top-rated insurance providers
- Our agents offer personalized service with local market knowledge
- We provide flexible appointment scheduling options
Associations and certifications
- SmartChoice
Services
Auto Insurance
We provide comprehensive auto insurance solutions tailored to individual driving profiles and vehicle types. Our services include classic car coverage, RV insurance, and motorcycle policies through multiple carriers. Clients benefit from competitive rate comparisons and customized liability options that meet Connecticut's specific requirements.
Homeowners Insurance
Our homeowners insurance offerings protect residential properties with flexible coverage options for various risk factors. We specialize in coastal property insurance and offer supplemental policies like flood coverage and valuable articles floaters. Clients receive personalized risk assessments to ensure adequate protection for primary residences and vacation homes.
Life Insurance
We offer term, whole, and universal life insurance products to meet diverse financial planning needs. Our services include return-of-premium policies and convertible term options that adapt to changing life circumstances. Clients receive comparative analyses of different policy structures to find optimal coverage for their family protection goals.
Commercial Insurance
Our commercial insurance services protect businesses with liability, property, and workers' compensation coverage options. We offer package policies combining multiple protections and specialized coverage for equipment and commercial auto fleets. Clients benefit from partnerships with major carriers like Travelers and The Hartford to create comprehensive risk management solutions.
Flood Insurance
We provide private flood insurance alternatives with competitive rates compared to federal programs. Our services include high-limit coverage options up to $5,000,000 without requiring elevation certificates. Clients receive specialized risk assessments to determine eligibility for enhanced private market flood protection programs.
People
Annette Panzo
Owner/Principal Agent
Licensed insurance professional with expertise in property, casualty, life, and health insurance. Known for exceptional client service and community involvement in North Branford. Brings extensive industry experience to personalized policy solutions.
Dave Sagella
Independent Agent
Property and casualty insurance specialist with seven years of industry experience. Active youth hockey coach in Wallingford while providing commercial insurance solutions to Connecticut businesses.
Questions
What types of insurance do you offer?
We provide auto, home, life, commercial, and flood insurance with specialized options like classic car coverage, umbrella policies, and business package plans.
How do you find competitive insurance rates?
We partner with over a dozen major carriers including Travelers, MetLife, and State Auto to compare options and find customized cost-effective solutions for each client.
Do you offer commercial insurance for small businesses?
Yes, we provide comprehensive business insurance including liability, property, workers' compensation, and equipment coverage through partnerships with major commercial insurers.
Are you available outside regular business hours?
We offer flexible scheduling with appointments available evenings and weekends by arrangement to accommodate client availability.
Do you handle flood insurance claims?
We specialize in private flood insurance placement with simplified qualification compared to federal programs, offering higher coverage limits without elevation certificate requirements.
