Business Details
50+ Years
experience
Emergency
services
Your Trusted Independent Insurance Agency in Ludlow, VT
Ludlow Insurance has served the Ludlow community for 86 years as a family-owned independent insurance agency. We represent 12 stable insurance companies to provide comprehensive coverage options for homes, autos, rental properties, recreational vehicles, businesses, weddings, and travel. Our agency prioritizes personalized service, leveraging relationships with multiple carriers to secure optimal pricing and coverage tailored to individual client needs.We offer 24/7 policy management through our website and maintain traditional office hours with Wednesday afternoons reserved for community engagement. Our team provides emergency support through direct contact channels while maintaining active involvement in local events and organizations.
Services
Automobile Insurance
Homeowners Insurance
Renters Insurance
Commercial Auto Insurance
Health Insurance
Farm Insurance
Recreational Vehicle Insurance
Life Insurance
Flood Insurance
Trucking Insurance
Details
- Year established: 1939
Highlights and features
- Family-owned for 86 years with deep community roots
- 24/7 online policy management and service access
- Relationships with 12 stable insurance carriers
- Personalized coverage solutions for unique needs
- Emergency support through direct owner contact
Services
Automobile Insurance
We provide comprehensive automobile insurance solutions with flexible coverage options. Our policies protect against liability, collision, and comprehensive risks while offering customizable add-ons for enhanced protection. Our team helps clients navigate coverage selection and policy adjustments 24/7 through digital tools and direct support.
Homeowners Insurance
Our homeowners insurance policies safeguard residential properties against common risks including fire, theft, and natural disasters. We offer customizable coverage limits and additional protections for valuable assets. Policyholders can manage coverage details and file claims through our online portal or by contacting our office directly.
Commercial Auto Insurance
Designed for business owners, our commercial auto insurance covers company vehicles used for work purposes. Policies include liability protection, physical damage coverage, and optional endorsements for specialized equipment. We assist businesses with policy modifications and claims processing during regular office hours and through emergency contacts.
Life Insurance
We offer term life insurance policies to provide financial security for policyholders' beneficiaries. Our solutions include various term lengths and coverage amounts to match individual needs. Clients can review policy details, update beneficiaries, or request coverage changes through our website or by contacting our agents directly.
Flood Insurance
Our flood insurance policies cover property damage from water-related incidents not included in standard homeowners policies. We provide coverage for structural elements and personal belongings with options to enhance protection levels. Policyholders can submit flood claims and access coverage details through our online forms or office staff.
Questions
What types of insurance do you offer?
We provide automobile, homeowners, renters, commercial auto, health, farm, recreational vehicle, life, flood, earthquake, trucking, and watercraft insurance policies.
Can I make policy changes after hours?
Yes, our website allows 24/7 policy modifications for coverage adjustments, adding/removing vehicles or drivers, and accessing policy documents.
How do I file a claim?
Use our online claim forms for auto, home, or flood insurance claims, or contact Ron or Sharon directly for emergency assistance at any time.
Are you available for urgent insurance needs?
Our office operates 24/7 through digital tools, with emergency support available by calling our owners' direct lines outside regular business hours.
Do you serve businesses?
Yes, we offer commercial auto insurance, general liability coverage, business owner policies, and workers compensation through our commercial insurance services.
How long have you operated in Ludlow?
We've been a family-owned independent insurance agency in Ludlow for 86 years, serving generations of local residents and businesses.