Business Details
Your Trusted Insurance Partner in Belleville, NJ
IMAC Insurance has served public and private sector clients for over two decades, delivering comprehensive insurance brokerage and consulting services. Our team of licensed professionals specializes in designing cost-effective employee benefit programs tailored to employers of all sizes. We combine in-depth market analysis with personalized service to help clients navigate complex insurance landscapes while prioritizing long-term financial sustainability.Our proprietary claims data analysis tools and deep understanding of public sector requirements enable strategic decision-making. Through the IMAC Portal, clients access plan documents, rate calculators, and healthcare resources. With a proven track record of exceeding client expectations, we maintain active involvement in community initiatives while providing transparent, data-driven solutions that align with organizational goals.
Services
Medical Benefits
Prescription Drug Plans
Dental Insurance
Workers' Compensation
General Liability
Risk Management
Employee Benefits Consulting
Claims Management
Plan Design Consulting
Enrollment Services
Highlights and features
- We offer over 20 years of public sector insurance consulting experience
- Our proprietary claims data analysis identifies cost-saving opportunities
- We maintain expert knowledge of New Jersey public employee benefit systems
- We provide quarterly in-depth claims experience reporting with trend analysis
- Our team includes licensed professionals with multi-line insurance expertise
Services
Medical Benefits
IMAC Insurance provides comprehensive medical benefits solutions for employers, specializing in plan design and cost management strategies. Our consultants analyze claims data to identify savings opportunities while maintaining quality coverage. We offer access to multiple insurance carriers and self-insured options tailored to organizational needs.
Workers' Compensation
Our workers' compensation services combine risk management expertise with cost containment strategies. We help employers implement safety programs, negotiate competitive rates, and manage claims effectively. The team provides ongoing consultation to reduce workplace injury risks and control premium costs through proactive loss control measures.
Risk Management
IMAC's risk management services include comprehensive analysis of insurance portfolios, claims trend evaluation, and customized risk mitigation strategies. We help organizations develop long-term insurance plans, conduct vendor evaluations, and implement cost-effective coverage solutions across all lines of business insurance.
Employee Benefits Consulting
Our employee benefits consulting services cover plan design, market analysis, and compliance support. We assist with cafeteria plan implementation, collective bargaining negotiations, and regulatory compliance while providing quarterly claims reporting and recommendations for improving benefit program efficiency and employee satisfaction.
Claims Management
IMAC offers dedicated claims management services with direct client support for resolving coverage issues. We monitor claims trends, facilitate communication between employers and carriers, and implement wellness programs to reduce claims costs. Our team provides ongoing analysis to identify areas for process improvement and cost containment.
People
Joseph Maurillo
President
Licensed insurance producer with over 20 years of public sector experience. Founded Cheer Me Up Foundation and serves on multiple community boards while leading IMAC's strategic direction and client relationships.
Barry Maurillo
Vice President
Finance expert with MBA from Rutgers University. Brings insurance compliance and consulting experience from PricewaterhouseCoopers background. Manages financial strategy and client service operations at IMAC.
Thomas D. Ucko
Director of Consulting Services
25+ years in employee benefits consulting. Specializes in health plan design and legislative compliance. Active in Summit community leadership roles while managing IMAC's consulting team and client strategy development.
Karen Waters
Director of Risk Management
30+ years customer service experience with expertise in risk management and dental insurance. Handles client communications and marketing materials while managing IMAC's casualty services operations.
Julie Kunstle
Account Vice President
15+ years in employee benefits with focus on public sector clients. Manages account renewals and compliance issues while providing strategic consulting on healthcare plan design and legislative changes affecting benefits programs.
Questions
What types of insurance services does IMAC offer?
IMAC provides medical, dental, prescription drug, workers' compensation, and general liability insurance services, along with risk management and employee benefits consulting for public and private sector employers.
How does IMAC help reduce insurance costs for clients?
We analyze aggregate claims data, implement disease management programs, conduct quarterly trend analysis, and leverage our market relationships to negotiate competitive rates while maintaining quality coverage.
Which geographic areas does IMAC serve?
IMAC primarily serves public sector employers throughout New Jersey, including municipalities, school districts, and government agencies.
How can I access my insurance plan details?
Clients use the IMAC Portal to access plan documents, rate information, and Chapter 78 calculators for contribution estimates, with secure 24/7 online access.
What makes IMAC different from other insurance agencies?
Our exclusive focus on New Jersey public sector needs, combined with proprietary data analysis tools and a team of licensed consultants with decades of local market expertise.
Does IMAC offer charitable support to local communities?
Yes, we actively support over 25 local charities through the Cheer Me Up Foundation and community initiatives that benefit youth programs, senior centers, and special needs families.