Bowerman Insurance is an Independent Insurance Agency that has been serving Steele, ND and the surrounding communities since 1989. We are here to meet your insurance needs in Home, Auto, Farm, Recreational Vehicles, Watercraft, Commercial (Auto, Property, Liability), Crop Insurance including MPCI, Hail, Livestock Risk Protection (LRP), Rainfall-PRF (pasture, rangeland and forage coverage) and Apiculture Insurance.
We also offer the Precision Farming Tool for better crop and claims reporting (see more information on this in the Crop Insurance Section of this website). Here at Bowerman Insurance Agency, we offer the benefit of over 70 years of experience in the insurance business, plus knowledge gained from attending meetings and working with our company underwriters.
Our goal is to extend these years of experience and our agency's commitment to service the insurance policies of our customers. We value and appreciate our customers and helping them secure their financial future is a priority.
We also offer the Precision Farming Tool for better crop and claims reporting (see more information on this in the Crop Insurance Section of this website). Here at Bowerman Insurance Agency, we offer the benefit of over 70 years of experience in the insurance business, plus knowledge gained from attending meetings and working with our company underwriters.
Our goal is to extend these years of experience and our agency's commitment to service the insurance policies of our customers. We value and appreciate our customers and helping them secure their financial future is a priority.
Services
Our Staff
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Bob started with property and casualty insurance business and few years later received his life and health license.
Bob manages the crop insurance business, which he knows quite well since he has farmed all his life and owned his own farm since 1977.
Bob actually purchased his crop insurance through Art Kirschenmann, the original owner of the agency.
Bob has been a member of the North Dakota Professional Insurance Association, and has served on the board of directors on the NDPIA.
Bob sees great rewards in seeing his customers with the best coverage available towards protecting their financial interest in the time of need.
Bob manages the crop insurance business, which he knows quite well since he has farmed all his life and owned his own farm since 1977.
Bob actually purchased his crop insurance through Art Kirschenmann, the original owner of the agency.
Bob has been a member of the North Dakota Professional Insurance Association, and has served on the board of directors on the NDPIA.
Bob sees great rewards in seeing his customers with the best coverage available towards protecting their financial interest in the time of need.
Personal Insurance
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It is comforting to know you're protected with reliable auto insurance.
It may be a financial burden if your not and you have an accident or hit an animal.
Auto insurance provides protection in case of an accident, vandalism, theft, animals, natural disasters, liability and medical coverage.
There is a discount when placing your autos and homeowners or farm owners with the same company.
Plus, you get a discount when signing up for the company's personalized driver habits program.
This is for the DUI's, the reckless driving, if you would happen to have too many speeding tickets, claims or the many various other violations.
It may be a financial burden if your not and you have an accident or hit an animal.
Auto insurance provides protection in case of an accident, vandalism, theft, animals, natural disasters, liability and medical coverage.
There is a discount when placing your autos and homeowners or farm owners with the same company.
Plus, you get a discount when signing up for the company's personalized driver habits program.
This is for the DUI's, the reckless driving, if you would happen to have too many speeding tickets, claims or the many various other violations.
Business Insurance
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Business Owner's Insurance Policy offers protection from major property and liability risks.
Covers your property such as a building and any inside business property you may have.
For example the computers, office equipment, office furniture, tools, small equipment, etc.
If any one item is worth more than $1,500, you may want to schedule this item separately.
This can compensate you for lost income if your company has to move out of your current premises due to covered claim/damage, such as a fire.
Covers your property such as a building and any inside business property you may have.
For example the computers, office equipment, office furniture, tools, small equipment, etc.
If any one item is worth more than $1,500, you may want to schedule this item separately.
This can compensate you for lost income if your company has to move out of your current premises due to covered claim/damage, such as a fire.
Farm Insurance
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Farmers can't predict weather, machinery problems, or cattle being struck by lightning.
We can offer dependable insurance coverage that can work hard for you.
We can help you build a policy that fits the needs for your farm or ranch.
You will probably need property coverage for buildings, machinery coverage, livestock protection, and farm liability.
You wouldn't want the things you've worked so hard for taken away with the wrong coverage.
If you would have a situation where you were found negligent, your farm insurance policy will provide you with the limits of your liability coverage.
We can offer dependable insurance coverage that can work hard for you.
We can help you build a policy that fits the needs for your farm or ranch.
You will probably need property coverage for buildings, machinery coverage, livestock protection, and farm liability.
You wouldn't want the things you've worked so hard for taken away with the wrong coverage.
If you would have a situation where you were found negligent, your farm insurance policy will provide you with the limits of your liability coverage.
Crop Insurance
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We offer the Precision Farming Tool for better crop and claims reporting.
We want to stay on top of today's technology and provide our customers with the most up-to-date technology services available.
Have a running history in the program to look back at acres, yield, and any work done in the field.
Grain from the year before can be comingled as you have the precision production data for the year.
MPCI has many different levels of coverage, it takes a great deal more effort these days than in the past to try to analyze each year which coverage is best for each farmer.
We want to stay on top of today's technology and provide our customers with the most up-to-date technology services available.
Have a running history in the program to look back at acres, yield, and any work done in the field.
Grain from the year before can be comingled as you have the precision production data for the year.
MPCI has many different levels of coverage, it takes a great deal more effort these days than in the past to try to analyze each year which coverage is best for each farmer.
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