Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in Huntsville, AL
Woodall & Hoggle Insurance Agency is an independent insurance agency founded in 1951, serving clients across Alabama and 13 additional states. With over 150 years of combined experience, our team specializes in delivering tailored insurance solutions for both personal and commercial needs. We represent more than 30 major carriers, enabling us to compare coverage and pricing to secure optimal value for our clients. Our commitment to excellence has earned recognition through awards such as the Outstanding Service Award from the Lake Guntersville Chamber of Commerce and multiple accolades from the Alabama Independent Insurance Association.As a locally owned Trusted Choice agency, we prioritize personalized service, leveraging our deep community knowledge to customize policies that address specific risks. Our expertise spans business liability, commercial property, farm insurance, and personal coverage options, supported by a dedication to prompt claims resolution and customer education. We maintain memberships in professional organizations including the Insurance Society of Certified Insurance Counselors and the Better Business Bureau, reinforcing our commitment to ethical practices and industry leadership.
Services
Business Liability Insurance
Commercial Property Insurance
Commercial Auto Insurance
Farm Insurance
Workers Compensation
Life Insurance
Home Insurance
Commercial Umbrella Insurance
Financial Services
Employment Practices Liability
Details
- Year established: 1951
Highlights and features
- We offer 70+ years of combined insurance expertise across multiple industries
- Our agency represents over 30 major carriers for comprehensive coverage options
- We maintain local market knowledge to customize policies for Alabama residents
- We've earned multiple industry awards including the 25 Year Dedication Award
- Our team provides personalized service with prompt claims resolution
Associations and certifications
- Trusted Choice
- Better Business Bureau
- Alabama Independent Insurance Association
- Insurance Society of Certified Insurance Counselors
What people say
Exceptional service
Knowledgeable staff
Prompt responsiveness
Personalized approach
Professional expertise
Services
Business Liability Insurance
Business Liability Insurance protects companies from financial losses due to legal claims involving bodily injury, property damage, or advertising injuries. This coverage helps pay for legal fees, medical expenses, and settlements when your business is found legally responsible. Our policies can be purchased standalone or as part of a Business Owners Policy, with customizable limits based on your industry risks and operational scale.
Commercial Property Insurance
Commercial Property Insurance safeguards your business assets against damage from covered perils like fire, storms, and theft. This includes protection for buildings, equipment, inventory, and essential business records. We offer customizable policies that address income loss during recovery periods and provide options for additional protections like equipment breakdown coverage and inventory replacement.
Farm Insurance
Farm Insurance provides comprehensive protection for agricultural operations including land, equipment, livestock, and structures. Our policies address unique risks faced by farmers through specialized coverage options for crop losses, machinery breakdowns, and liability protection. We tailor plans to accommodate both small family farms and large-scale commercial agricultural enterprises.
Workers Compensation
Workers Compensation insurance provides medical benefits and wage replacement for employees injured on the job. Required in most states, this coverage protects both employers and employees by ensuring proper medical care while reducing legal liability risks. We offer policies that meet Alabama's specific requirements and provide additional protections for occupational illnesses and work-related injuries.
Commercial Auto Insurance
Commercial Auto Insurance covers vehicles used for business purposes against accidents, theft, and damage. Our policies include liability coverage for third-party injuries and property damage, plus optional protections for collision repairs, comprehensive coverage, and uninsured motorist claims. We specialize in creating customized fleet insurance solutions for businesses with multiple commercial vehicles.
People
Steve Hoggle
Owner
Steve Hoggle brings decades of insurance expertise to Woodall & Hoggle, combining industry knowledge with local market insights to develop customized insurance solutions for clients across multiple states.
Elicia Wright
Insurance Professional
Elicia Wright provides exceptional client service with a focus on commercial insurance policies, known for her prompt responsiveness and ability to explain complex insurance concepts in accessible terms.
Chris Hoggle
Insurance Agent
Chris Hoggle specializes in professional liability and general liability insurance, maintaining strong client relationships through consistent communication and personalized policy management.
Questions
What types of business insurance do you offer?
We provide comprehensive business insurance including liability coverage, commercial property protection, workers' compensation, and specialized policies for industries like auto dealerships, restaurants, and healthcare providers.
Do you offer farm insurance policies?
Yes, we offer tailored farm insurance covering agricultural equipment, livestock, property damage, and liability protection for both small family farms and large commercial operations.
Are you available for emergency claims?
We provide 24/7 emergency service and are available to assist with urgent claims or policy needs at any time.
How do you help businesses choose the right coverage?
Our agents conduct detailed risk assessments and work closely with clients to understand their specific needs before recommending customized insurance solutions.
What payment methods do you accept?
We accept major credit cards, bank transfers, and checks for premium payments, with flexible financing options available for qualifying policies.
