Monte Johnson Insurance Services

When you own a home, you are going to need to protect your investment.
Aside from the fact that most lenders will require that you have a home insurance policy, it just makes good financial sense.
Homeowners insurance coverage is available for Oregon residents that covers every single aspect of the property, from the interior and exterior structure to personal belongings and even financial liability in case someone else is injured on the property and decides to file suit.
Before you get too overwhelmed by all of the information outthere, take a minute to understand the basics of this insurance and how itworks.

Buying auto insurance is never as simple as it seems.
Despite the fact that there are dozens of companies advertising the "best rates" on a daily basis, it's hard to figure out which ones are best, and more importantly, whether you're getting quality insurance for your money.
Solving this problem and serving Klamath Falls has been our mission since 1985.
Which Policy is Right For You?
Here's one important area where a lot of people get misled-they see the "state minimum" requirement for auto insurance, assume that's enough coverage because it is offered to them, and buy it only to find out later that it's not even close to enough to cover the damages from a serious accident.

Agribusiness insurance is a unique product that is designed to offer a single insurance solution for farmers and ranchers who also live on the land that they work.
Multiple types of coverage available can be combined in various ways to get the ideal protection.
Agribusiness and Farm Insurance Specialist (AFIS) - an insurance certification program that consists of a series of courses focusing on the risk management and insurance needs of agribusinesses and farms.
Those persons who complete the program are entitled to display the AFIS certification to demonstrate their knowledge of agribusiness and farm insurance and risk management as well as their dedication to the agribusiness industry.

Protecting your operation and mitigating your risk is essential.
When you are in the business of farming and you depend on those crops to make a living, you'll want to protect them and yourself with crop insurance.
Monte Johnson Insurance has been providing crop insurance to Oregon's farmers for more than twenty years.
We'll help you protect against drought, flood, freeze, or disease.
There may also be coverage related to quality losses and inability to plant.
Call the team at Monte Johnson Insurance to discuss the various types of farm and crop insurance products that are available in Klamath Falls.

Do you need life insurance?
The answer isn't always simple.
Our agents are here to help you answer that question.
We've been helping individuals protect their families for over 30 years.
The biggest thing that people struggle with when buying life insurance is trying to understand whether they want to buy whole insurance or term insurance.
Of course, the answer depends on a lot of circumstances, including your age and where you are at in your life, as well as your financial situation.
Term life insurance is a policy that is written for a specific number of years.