Business Details
Your Trusted Insurance Partner in Hightstown, NJ
Allen & Stults Co., Inc. has been a cornerstone of the insurance industry since 1881, serving New Jersey, Southern New York, and Eastern Pennsylvania with unwavering dedication. As a fifth-generation family-owned agency, we combine over 140 years of experience with a commitment to personalized service, ensuring clients receive tailored insurance solutions. Our team of experts specializes in personal, business, farm, and life insurance, leveraging a collaborative approach to risk management. We prioritize proactive coverage reviews and digital innovation to meet evolving client needs while maintaining deep community ties. Recognized as a Trusted Choice agency, we adhere to the highest standards of performance, ethics, and client advocacy.Our longevity reflects our ability to adapt without compromising the values of integrity and client-centric service that have defined us for generations. We pride ourselves on offering a comprehensive range of products through a curated selection of insurers, ensuring clients find optimal coverage. Our staff's expertise, many with decades of tenure, guarantees knowledgeable and consistent support. Through every challenge, from natural disasters to complex claims, we remain steadfast in our mission to protect what matters most to our clients. This enduring commitment has earned us the trust of families, businesses, and nonprofits for over a century and a half.
Services
Personal Insurance
Business Insurance
Farm Insurance
Life Insurance
Health Insurance
Commercial Property Insurance
Auto Insurance
Umbrella Insurance
Condo Insurance
Flood Insurance
Highlights and features
- We provide a comprehensive range of insurance products tailored to diverse client needs.
- Our team offers deep local expertise and long-standing relationships with insurers.
- We prioritize proactive risk management and personalized policy reviews.
- Our staff includes specialists with decades of experience in insurance and risk mitigation.
- We combine digital innovation with traditional values of integrity and service.
Associations and certifications
- Trusted Choice
What people say
Prompt and courteous service
Compassion and empathy
Increased and better coverage
Family-oriented approach
Professional and never too busy
Services
Personal Insurance
We offer comprehensive personal insurance solutions, including home, auto, umbrella, and flood policies. Our coverage protects against risks like property damage, liability claims, and natural disasters. Clients benefit from tailored options for standard homes, high-value properties, and unique needs such as vintage homes or valuable possessions.
Business Insurance
Our business insurance includes BOP, liability, property, and cyber coverage for small to mid-sized enterprises. We address risks like lawsuits, property damage, and data breaches. Clients receive customized plans for industries ranging from retail to manufacturing, with endorsements for specialized needs like liquor liability or environmental risks.
Farm Insurance
Farm insurance protects personal and commercial agricultural operations against property damage, livestock loss, and liability claims. We cover crop farms, dairy operations, and equine facilities across the Northeast. Policies include structures, equipment, and liability protection tailored to the farm's specific use and location.
Life Insurance
We provide term, whole, and universal life insurance to secure financial futures for families and businesses. Coverage options replace income, cover final expenses, or build savings. Clients receive guidance on policies suited to their life stage, from young professionals to retirees planning estate strategies.
Health Insurance
Our health insurance includes individual, group, and Medicare supplement plans. We help clients navigate employer-sponsored benefits, ACA-compliant policies, and retirement health needs. Services include HSA/HRAs and supplemental dental/vision plans, with support for premium assistance eligibility.
People
Charles Cappy Stults
President
Fifth-generation leader of Allen & Stults, Charles Stults oversees agency operations and client relationships. With decades of experience, he specializes in commercial insurance and risk management. His leadership maintains the agency's legacy of integrity and community service.
Abigail Stults Rivenburgh
Executive Vice President
Abigail Rivenburgh manages strategic growth and client engagement as Executive Vice President. She focuses on expanding the agency's digital capabilities while preserving personalized service. Her expertise spans commercial lines and employee benefits.
Brent Rivenburgh
Vice-President/Commercial Lines
Brent Rivenburgh leads commercial lines, specializing in business owners' policies and liability coverage. With over 20 years at the agency, he advises clients on risk mitigation and policy customization for industries like construction and retail.
Cathy Mazzoli
Vice-President/Personal Lines Supervisor
Cathy Mazzoli supervises personal lines, ensuring clients receive optimal home and auto coverage. Recognized for her expertise, she has over 25 years of experience in insurance and is praised for her client-focused approach and market knowledge.
William Daly
Vice-President/Employee Benefits
William Daly designs group health and retirement plans for businesses. He specializes in navigating ACA regulations and optimizing benefits packages. His client-centric approach ensures competitive solutions that meet employer and employee needs.
Questions
What does being a Trusted Choice agency mean?
As a Trusted Choice agency, we adhere to strict performance and ethics standards, offering unbiased advice and access to multiple insurers for optimal coverage.
What types of insurance do you offer?
We provide personal, business, farm, life, health, and specialty insurance, including cyber liability, commercial property, and Medicare supplements.
How do you handle insurance claims?
We guide clients through the claims process 24/7, ensuring timely resolution and advocating for fair settlements based on policy terms.
Do you serve areas outside New Jersey?
Yes, we serve Southern New York, Eastern Pennsylvania, and select regions through our network of trusted insurers.
Can I manage my policy online?
Yes, our client portal allows policy management, claims reporting, and payments, with support available for technical assistance.
How do you tailor insurance to specific industries?
Our specialists understand niche risks, offering customized solutions for farms, nonprofits, fraternal organizations, and industries like construction or healthcare.
