Business Details
32 Years
experience
Your Trusted Insurance Partner in West Sand Lake, NY
Established in 1994, Warner & Foley is an independent insurance agency headquartered in West Sand Lake, New York. Our agency specializes in providing tailored insurance solutions for individuals and small businesses across Upstate New York and surrounding regions. With over 25 years of combined experience, our team represents more than 15 national and regional carriers to offer competitive pricing and comprehensive coverage options.We prioritize personalized service, maintaining a client-focused approach that has driven our growth since our founding by sisters Donna Warner and Lisa Foley. Our current owner-operator, Mike DeAngelo, continues this legacy of integrity through direct client engagement and annual coverage reviews to ensure optimal protection.
Services
Auto Insurance
Home Insurance
Business Insurance
Commercial Auto Insurance
Business Owners Policy
General Liability Insurance
Workers Compensation
Rental Property Insurance
Mobile Home Insurance
Condo Insurance
Details
- Year established: 1994
Highlights and features
- We offer personalized insurance solutions tailored to individual client needs
- Our agency represents over 15 national and regional insurance carriers
- We provide annual coverage reviews to ensure optimal protection
- Our owner-operator maintains direct client relationships and oversight
- We specialize in explaining complex insurance terms in plain language
Services
Auto Insurance
We provide comprehensive auto insurance coverage options including liability protection, collision coverage, and roadside assistance. Our policies protect against property damage, medical expenses, and uninsured motorists while offering discounts for multi-vehicle bundling and safe driving records. Our agents help clients understand coverage options and select appropriate limits for their specific needs.
Home Insurance
Our home insurance policies protect residential properties against damage from fire, theft, and natural disasters. Coverage includes structural protection, personal property replacement, and liability coverage for accidents occurring on insured premises. We offer specialized coverage for high-value items, electronics, and additional living expenses during covered losses.
Business Insurance
We provide tailored business insurance solutions including general liability, commercial property coverage, and business owners policies. Our offerings protect against workplace injuries, property damage, and professional liability while offering customizable options for specific industry risks like cargo insurance and professional liability coverage.
Commercial Auto Insurance
Our commercial auto policies cover business vehicles ranging from delivery vans to heavy equipment haulers. Coverage includes higher liability limits, employee driver protection, and specialized endorsements for towing operations and equipment transport. We help businesses comply with New York state requirements while optimizing coverage for their specific vehicle fleets.
Workers Compensation
We offer New York state-compliant workers compensation insurance covering medical expenses and lost wages for work-related injuries. Our policies include employer liability protection and guidance on reducing workplace risks to help businesses maintain lower premiums through improved safety practices.
People
Mike DeAngelo
Owner-Operator
Mike has led Warner & Foley since 2003, bringing over 15 years of insurance expertise. He focuses on personalized client relationships and maintaining the agency's founding values of integrity and service.
Donna Warner
Co-Founder
One of the original founders, Donna established the agency's client-centric approach in 1994. Her vision continues to influence the agency's commitment to personalized insurance solutions.
Lisa Foley
Co-Founder
Lisa co-founded Warner & Foley with her sister Donna in 1994. She helped establish the agency's reputation for integrity and comprehensive insurance coverage options.
Questions
How do I get an insurance quote?
Contact us by phone at 518-674-1110 or visit our office in West Sand Lake. We'll review your needs and provide a customized quote within minutes using your vehicle information and driving history.
What insurance products do you offer?
We provide auto, home, business, commercial auto, workers compensation, and specialty insurance products. Our agents help clients select appropriate coverage from our 15+ insurance carrier partners.
Are you licensed to operate in New York?
Yes, we maintain all required New York state insurance licenses and represent fully licensed carriers. Our workers compensation policies comply with New York State Workers' Compensation Board requirements.
Do you offer policy reviews?
We conduct annual policy reviews to ensure coverage remains appropriate. We also recommend contacting us whenever life changes occur that might affect your insurance needs.
How are claims handled?
Call our office directly to report claims. We work closely with policyholders throughout the process, explaining procedures and advocating for timely, fair resolutions with insurance carriers.
What payment options are available?
Payment options vary by carrier but typically include monthly, quarterly, and annual payment plans. Contact our office for specific payment arrangements for your policy.
