Business Details
37 Years
experience
Your Trusted Family-Owned Insurance Partner in Lunenburg, MA
McCaffrey Insurance Agency has served Lunenburg and surrounding communities in Massachusetts and New Hampshire since 1989. Our family-run business traces its roots to the 1960s when founder Joe McCaffrey began his insurance career with Allstate Insurance. After 11 years in Leominster and subsequent retirement from Allstate in 1988, Joe established our independent agency to provide expanded insurance options. Our team now includes multiple generations of the McCaffrey family, combining decades of industry expertise with personalized service. We specialize in both personal and commercial insurance lines, offering tailored solutions for automobiles, motorcycles, homes, condos, rental properties, watercraft, ATVs, mobile homes, and travel trailers.Our commercial offerings include business owner packages, general liability, professional liability, workers compensation, and bonds. With over 40 years of combined experience, we maintain deep local market knowledge while prioritizing client relationships. Our commitment to exceptional service has earned us longstanding client trust, with many families maintaining coverage for over two decades. We operate from our physical office at 442 Massachusetts Ave, providing in-person consultations alongside flexible appointment options. Our agency continues evolving to meet modern insurance needs while upholding traditional values of integrity and community focus.
Services
Auto Insurance
Homeowners Insurance
Business Insurance
Motorcycle Insurance
Rental Property Insurance
Watercraft Insurance
ATV Insurance
Flood Insurance
Life Insurance
Workers Compensation
Details
- Year established: 1989
Highlights and features
- Family-run agency with 40+ years of combined insurance experience
- Personalized service from multi-generational team members
- Tailored insurance solutions for unique personal and business needs
- Deep local market knowledge in Massachusetts and New Hampshire
- Longstanding client relationships built on trust and reliability
What people say
Never an Issue
Over 20 years
Reliable service
Services
Auto Insurance
We provide comprehensive auto insurance coverage for personal and commercial vehicles. Our policies protect against liability, collision, and comprehensive risks while offering customizable options for classic cars, high-mileage drivers, and specialized vehicles. With access to multiple carriers, we help clients find competitive rates tailored to their specific needs.
Homeowners Insurance
Our homeowners insurance policies protect residential properties against common risks including fire, theft, and natural disasters. We offer coverage for primary residences, vacation homes, and investment properties with optional endorsements for high-value items, flood protection, and liability coverage. Policies can be customized to meet specific mortgage requirements.
Business Insurance
We design comprehensive business insurance packages protecting companies against liability, property damage, and operational risks. Our offerings include general liability, professional liability, workers compensation, and bond requirements. Policies can be tailored for specific industries including retail, construction, and professional services with options for cyber liability and business interruption coverage.
Motorcycle Insurance
Our motorcycle insurance provides specialized coverage for riders in Massachusetts and New Hampshire. Policies include liability protection, collision coverage, and comprehensive options for theft or damage. We offer competitive rates for standard motorcycles, cruisers, and performance bikes while accommodating custom builds and seasonal storage needs.
Flood Insurance
We provide flood insurance through the National Flood Insurance Program (NFIP) and private carriers to protect properties in high-risk areas. Coverage extends to structural damage, personal belongings, and essential systems. Our agents help clients understand flood zone requirements and secure appropriate protection for homes, condos, and commercial properties.
Questions
What types of insurance do you offer?
We offer personal insurance (auto, home, motorcycle, ATV, watercraft) and commercial insurance (business packages, liability, workers compensation). Specialized options include flood, life, and mobile home insurance.
Are you a local, family-owned business?
Yes, we're a family-run agency established in 1989 with multi-generational involvement. Our physical office serves Lunenburg, MA and surrounding areas in Massachusetts and New Hampshire.
How can I get an insurance quote?
Request quotes online through our website forms or contact us directly at 978.582.4964 for personalized assistance with auto, home, or business insurance options.
Do you handle specialized insurance needs?
Yes, we accommodate unique situations through multiple carrier partnerships. If your needs aren't listed, contact us directly to explore specialized coverage options for unusual properties or business risks.
What are your office hours?
Our office is open Monday-Friday 9:00 AM - 5:00 PM. Additional appointments are available outside these hours by prior arrangement with our team members.
