Business Details
26 Years
experience
Martial Arts Insurance for Schools & Tournaments
Founded in 2000, Karate Insurance specializes in providing tailored insurance solutions for martial arts schools, tournaments, and studios. Our owner, Don Baldwin, brings decades of industry expertise and firsthand training experience to ensure clients receive coverage that addresses the unique risks of martial arts programs. With licenses in all 50 states and a client base of over 2,000 schools, we combine deep technical knowledge with personalized service to protect businesses through comprehensive liability and accident policies. Our commitment to transparency, client education, and responsive support has established us as a trusted leader in niche insurance markets. 
Services
School Insurance
Tournament Insurance
MMA Insurance
Dojo Insurance
Dance Studio Insurance
Equipment Coverage
Non-Owned Auto Liability
Sexual Abuse Coverage
Medical Payments
Yoga/Fitness Insurance
Details
- Year established: 2000
Highlights and features
- We have over 20 years of experience in martial arts liability insurance.
- Our owner, a practicing Aikido student, understands your specific coverage needs.
- We insure over 2,000 martial arts schools nationwide.
- We provide free quote technology for instant policy customization.
- Our team offers direct phone support for personalized assistance.
Services
School Insurance
Our martial arts school insurance protects against liability claims and medical expenses from student injuries. Policies include general liability up to $1,000,000 and excess accident medical coverage, with optional add-ons for equipment, non-owned vehicles, and specialized risks. Designed for karate, taekwondo, jujitsu, and mixed martial arts programs.
Tournament Insurance
Tournament insurance covers liability during competitive events, including traditional martial arts and MMA competitions. Policies address participant injuries, property damage, and third-party claims. We offer flexible pricing based on event size and risk factors, with instant quote capabilities for organizers.
Equipment Coverage
This optional coverage safeguards against loss or damage to martial arts equipment, including mats, training tools, and facility contents. Policies can be added to existing school or tournament insurance, providing financial protection for theft, fire, or accidental damage.
Non-Owned Auto Liability
Non-owned auto liability protects martial arts businesses when employees or instructors use personal vehicles for business purposes. Coverage includes third-party injuries and property damage during transport of equipment or students, extending beyond personal auto policy limitations.
Sexual Abuse Coverage
This specialized endorsement addresses allegations of sexual misconduct within martial arts programs. Coverage includes legal defense costs and settlements, providing critical protection for schools against high-risk claims that standard liability policies typically exclude.
People
Don Baldwin
Owner
Don Baldwin founded Karate Insurance in 2000 after recognizing the unique insurance needs of martial arts schools. A licensed insurance professional in all 50 states and practicing Aikido student, he has grown the company to protect over 2,000 schools nationwide through tailored risk management solutions.
Questions
Do you provide financing options for insurance premiums?
We currently do not offer financing plans but accept credit card and e-check payments for flexible premium management.
How can I get a free insurance quote?
Use our online quote tool or call 888-868-1164 to receive a customized insurance quote instantly for your martial arts program.
What if my school has over 50 students?
Schools with 50+ students pay $10.45 per student, with no minimum premium requirement for larger programs.
Do you have sample policies available?
Yes, sample policies are available on our website to help you review coverage details before purchasing a policy.
What types of martial arts do you cover?
We insure all disciplines including karate, taekwondo, jujitsu, MMA, dance studios, and fitness programs nationwide.
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