Business Details
Trusted Insurance Solutions for Health, Life, and Medicare
Godfrey Insurance has served the Selmer, Tennessee community and surrounding regions for over three decades, providing personalized insurance guidance rooted in family values and local expertise. Our team specializes in Medicare, individual health insurance, life insurance, annuities, and supplemental coverage solutions, prioritizing clear explanations and tailored advice to match policies with clients' budgets, healthcare providers, and long-term needs. As a family-owned agency, we emphasize in-person consultations and treat every client like a neighbor, offering the same care and transparency we would extend to our own loved ones.With licenses across Tennessee, Texas, and Mississippi, we combine decades of industry experience with a commitment to simplifying complex insurance decisions. Our mission is to deliver stress-free, jargon-free guidance that protects families, safeguards retirement savings, and builds financial security through informed, client-centric solutions.
Services
Medicare Guidance
Individual Health Insurance
Life Insurance
Annuity Planning
Dental Insurance
Cancer Insurance
Indemnity Hospital Coverage
Highlights and features
- Over 30 years of health insurance expertise with personalized consultations
- Family-owned agency offering in-person, local service in Selmer, TN
- Clear, jargon-free explanations of complex insurance options
- Licensed across Tennessee, Texas, and Mississippi for regional coverage
- Tailored guidance to match policies with individual budgets and healthcare needs
What people say
Great people
Good at what they do
Saved us money
Services
Medicare Guidance
Our Medicare specialists help seniors and retirees navigate Medicare Advantage, Supplement, and Prescription Drug Plans. We review clients' prescriptions, preferred providers, and health needs to identify cost-effective coverage that protects retirement savings while ensuring access to essential medical services.
Individual Health Insurance
We assist self-employed individuals, families, and job transitioners in securing affordable health insurance through Marketplace plans and private insurers. Our team explains premiums, deductibles, and coverage networks to help clients select policies that balance comprehensive protection with budgetary constraints.
Life Insurance
We offer term, whole, and universal life insurance policies designed to provide financial security for dependents. Our advisors help clients determine appropriate coverage amounts to protect against mortgage obligations, education costs, and other long-term financial responsibilities.
Annuity Planning
Our annuity solutions help clients create reliable retirement income streams through fixed, variable, immediate, and deferred annuity products. We explain risk factors and payout options to ensure clients select plans that align with their retirement timelines and financial goals.
Dental Insurance
We provide affordable dental insurance plans covering preventive care, restorative treatments, and corrective procedures. Our team helps clients evaluate plan benefits and provider networks to maintain oral health while managing out-of-pocket expenses.
Questions
When should I start Medicare enrollment?
Begin enrollment three months before turning 65 to avoid penalties and ensure timely coverage selection.
What's the difference between Medicare Advantage and Supplement plans?
Medicare Advantage combines coverage in one plan, while Supplement policies work with Original Medicare to cover gaps.
Can I change my individual health plan after enrollment?
Yes, during Open Enrollment or after qualifying life events. We help track deadlines and support plan changes.
How do marketplace subsidies work?
Subsidies lower premiums based on income. We calculate eligibility and assist with accurate application.
What additional coverages do you offer?
We provide dental, vision, cancer insurance, and indemnity hospital coverage to fill gaps in standard policies.