Business Details
50+ Years
experience
Your Trusted Insurance Partner in Licking, Missouri
Texas County Mutual Insurance has served the Licking, Missouri community and surrounding areas since 1904, maintaining a hometown feel while providing comprehensive insurance solutions. As a policyholder-owned company, we prioritize community needs over investor profits, offering personalized service through locally-based decision-makers. Our agency specializes in home, mobile home, dwelling, farm, and building insurance, backed by affiliations with national and state insurance organizations. With over a century of experience, we combine deep local knowledge with industry expertise to deliver tailored coverage options. Our team of certified specialists works directly with clients to explain policy details, coverage limitations, and risk mitigation strategies.We maintain transparent communication channels through multiple contact methods, including phone, email, and in-person appointments. Our commitment to innovation stems from direct policyholder input, ensuring our services evolve with community needs. Located at 117 S Main St, we operate Monday-Thursday 9:00 am - 4:00 pm and Friday 9:00 am - 2:30 pm. We accept various payment methods and maintain partnerships with Grinnell Mutual Reinsurance Company and other industry associations. Our physical presence across Missouri ensures accessible service for rural and urban policyholders alike.
Services
Home Insurance
Mobile Home Insurance
Dwelling Insurance
Farm Insurance
Building Insurance
Details
- Year established: 1904
Highlights and features
- We're policyholder-owned with no outside investors since 1904
- Local farmers and business owners make executive decisions
- Specialize in Missouri-specific property insurance needs
- Maintain 24/7 claim reporting availability
- Offer personalized coverage explanations from certified specialists
Associations and certifications
- Grinnell Mutual Reinsurance Company
- Missouri Association of Mutual Insurance Companies
- National Association of Mutual Insurance Companies
Services
Home Insurance
Our home insurance protects against fire, storm, and theft damage while providing financial security for rebuilding. We offer customizable policies covering structural elements, personal belongings, and liability protection. Our specialists explain coverage details and risk reduction strategies to lower premiums.
Farm Insurance
Tailored insurance solutions for Missouri farms including equipment, livestock, and crop protection. We cover barns, machinery, and agricultural buildings against common risks while understanding rural property unique needs. Our policies adapt to seasonal farming demands.
Mobile Home Insurance
Specialized coverage for mobile and manufactured homes addressing unique structural and location-based risks. We provide protection against weather damage, theft, and liability claims while considering Missouri's specific climate conditions.
Building Insurance
Commercial building insurance covering business properties against fire, vandalism, and natural disasters. We serve Missouri businesses with customizable policies protecting structures, equipment, and inventory. Our local expertise addresses regional commercial risks.
Dwelling Insurance
Dwelling-specific policies protecting primary residences against common perils. We cover repair costs for structural damage while offering optional endorsements for Missouri-specific risks like severe weather events.
Questions
What types of insurance do you offer?
We provide home, mobile home, dwelling, farm, and building insurance coverage options for Missouri residents.
Are you locally owned?
Yes, we're policyholder-owned with local decision-makers from Missouri's farming and business communities.
Do you offer 24/7 claims support?
Yes, we provide 24-hour claim reporting availability for emergency situations.
What payment methods do you accept?
We accept multiple payment options - please contact our office for specific details.
How are you different from other insurers?
We're owned by policyholders, not outside investors, ensuring community-focused decision-making since 1904.