Business Details
Your Trusted Independent Insurance Agency in Milan, IN
At Hummel Winters Insurance, we are dedicated to providing individuals and businesses with tailored insurance solutions that prioritize peace of mind, financial security, and exceptional customer service. Our mission is rooted in a deep commitment to the communities we serve, supported by charitable initiatives and active local engagement. As an independent insurance agency, we represent a diverse range of top-tier insurance providers, allowing us to offer personalized coverage options that align with your unique needs and budget. Our experienced team of agents brings decades of industry expertise, ensuring you receive informed guidance and comprehensive protection for auto, home, life, health, and commercial insurance. We pride ourselves on building long-term relationships with our clients, offering ongoing policy evaluations to ensure your coverage evolves with your changing circumstances.Our dedication to excellence extends to our partnerships with leading insurance carriers, enabling us to deliver competitive rates and specialized solutions for both personal and business-related risks. Transparency, integrity, and client-centric service form the foundation of our practice, ensuring every decision we make prioritizes your best interests. With a focus on local knowledge and national resources, we are invested in safeguarding what matters most to you. Our teams extensive experience navigating complex insurance landscapes allows us to identify gaps in coverage and recommend actionable strategies to mitigate risks. By combining personalized service with industry-leading expertise, we strive to be the trusted partner you rely on for all your insurance needs.
Services
Auto Insurance
Home Insurance
Life Insurance
Health Insurance
Business Insurance
Commercial Property Insurance
Workers Compensation Insurance
Renters Insurance
Flood Insurance
Motorcycle Insurance
Highlights and features
- We offer personalized insurance solutions tailored to your unique needs.
- Our agents have decades of combined experience in the insurance industry.
- We represent top-tier insurance carriers to provide competitive rates and coverage options.
- We prioritize long-term client relationships with ongoing policy evaluations and support.
- Our local expertise ensures coverage that aligns with regional risks and requirements.
Services
Auto Insurance
We provide comprehensive auto insurance policies tailored to protect drivers and their vehicles. Our coverage options include liability, collision, and comprehensive protection, ensuring financial security against accidents, theft, or damage. With access to multiple insurers, we help clients find affordable rates while meeting state requirements and personal needs.
Business Insurance
Our business insurance solutions safeguard companies against industry-specific risks. Services include commercial property, liability, and workers' compensation coverage. We assess each business's unique exposure to recommend policies that protect assets, employees, and operations, ensuring continuity during unforeseen events like fires, lawsuits, or natural disasters.
Life & Health Insurance
We offer life, health, dental, and vision insurance to secure your family's future. Our policies provide financial support for medical expenses, long-term care, or income replacement, adapting to life changes. By partnering with leading providers, we deliver customizable plans that balance affordability with comprehensive coverage for individuals and families.
Home Insurance
Our home insurance policies protect residential properties against damage from fires, storms, or theft. Coverage includes structural repairs, personal belongings, and liability for accidents on your property. We also offer specialized options like flood or earthquake insurance, ensuring homeowners in diverse regions receive tailored protection aligned with local risks.
Commercial Umbrella Insurance
Commercial umbrella insurance provides additional liability coverage beyond standard business policies. This protects against catastrophic claims from lawsuits or accidents exceeding primary policy limits. We help businesses secure this critical layer of financial security, ensuring large-scale risks are mitigated without disrupting operations or asset integrity.
People
Andy Hummel
Vice President, Agent
Andy Hummel leverages decades of insurance expertise to deliver tailored risk management solutions. His client-focused approach prioritizes long-term relationships and comprehensive coverage assessments.
Randy Roberts
President, Agent
Randy Roberts leads with a commitment to personalized service, guiding clients through complex insurance decisions. His leadership emphasizes community engagement and ethical practices.
Justin Smith
Agent
Justin Smith specializes in commercial insurance, helping businesses identify and mitigate industry-specific risks. His certifications ensure clients receive expert, compliant coverage strategies.
Tammy Gauck
Agency Accounting
Tammy Gauck manages financial operations with precision, ensuring seamless policy administration and client billing processes that enhance overall service efficiency.
Samantha Bell
Customer Service Representative
Samantha Bell provides dedicated support, assisting clients with policy inquiries and claims resolution to maintain high satisfaction and trust.
Questions
What types of insurance does Hummel Winters Insurance offer?
We offer auto, home, life, health, business, commercial property, workers' compensation, and specialized coverage like flood or umbrella insurance for individuals and businesses.
How do you help clients find the right insurance coverage?
Our agents evaluate your unique needs, budget, and risks, then compare policies from top insurers to recommend personalized, cost-effective solutions.
Do you provide insurance for businesses?
Yes, we offer commercial insurance tailored to protect against industry-specific risks, including liability, property damage, and employee-related exposures.
Are you licensed to operate outside Indiana?
We are licensed in Indiana, Ohio, Kentucky, Michigan, Tennessee, and Georgia, serving clients across these states with localized expertise.
What should I do to file an insurance claim?
Contact us directly or reach out to your insurance carrier using the claims numbers provided in our policy service center for prompt assistance.
Can I get insurance if I have unique or high-risk needs?
Yes, our partnerships with specialized insurers allow us to secure coverage for unique scenarios, including classic cars, technology risks, or nonprofit organizations.
