Business Details
Your Trusted Insurance Partner in Ohio
Trusty Insurance has been a trusted choice for independent insurance services in Southern Ohio and the tri-state area for over 35 years. Our team of licensed professionals prioritizes personalized service, working directly for clients rather than insurance companies. We specialize in identifying individual needs and crafting tailored insurance solutions for families, farms, and businesses. With strategic partnerships across multiple carriers, we offer competitive rates while maintaining a focus on risk management and client advocacy.Our commitment to exceptional customer service has positioned us as one of the fastest-growing agencies in the Wilmington and Germantown regions. We emphasize transparency, prompt claims handling, and continuous policy optimization to ensure clients receive fair, long-term value.
Services
Home Insurance
Auto Insurance
Life Insurance
Business Insurance
Farm Insurance
Commercial Insurance
Flood Insurance
Contractor Insurance
Recreational Insurance
Boat Insurance
Highlights and features
- We offer over 35 years of localized insurance expertise in Ohio
- Our independent agency model prioritizes client interests over carrier mandates
- We provide customized coverage solutions for unique personal and business needs
- Our team includes specialized crop and farm insurance experts
- We maintain transparent, no-hidden-fee pricing structures
What people say
Best deal possible
Five stars all the way
Friendly and accommodating
Prompt service
Fast to answer questions
Services
Home Insurance
Our home insurance policies protect against property damage, theft, and liability claims while offering customizable coverage for personal belongings and structural elements. We provide risk assessment services to optimize policy limits and deductibles. Clients benefit from multi-policy discounts and specialized flood insurance options through both federal and private programs.
Auto Insurance
We offer comprehensive auto insurance solutions including liability, collision, and comprehensive coverage with options for rental reimbursement and roadside assistance. Our policies protect against accident-related costs, theft, and weather damage while offering multi-policy discounts. Specialized coverage options accommodate classic cars and commercial vehicles.
Life Insurance
Our life insurance portfolio includes term, whole life, and universal life policies with options for mortgage protection, college savings, and long-term care coverage. We offer juvenile policies to secure future insurability and specialized programs from multiple carriers to meet diverse financial planning needs.
Business Insurance
We provide business owners policies (BOP) and commercial packages with customizable coverage for property, liability, and employee protection. Additional options include commercial auto, inland marine, and workers' compensation insurance. Our risk management approach helps businesses maintain operational continuity during unexpected events.
Farm Insurance
Our farm insurance solutions protect agricultural operations with coverage for livestock, crops, equipment, and farm structures. We offer specialized crop insurance against weather-related losses and tailored policies for hobby farms, commercial operations, and equine facilities.
People
Bob Hazelbaker
Owner/Agent
With decades of insurance experience, Bob Hazelbaker leads Trusty Insurance's Wilmington office, focusing on personalized client relationships and community-based risk management solutions for families and businesses.
Ron Trusty Jr.
Owner/Agent
Ron Trusty Jr. oversees Germantown operations, combining local market knowledge with independent agency flexibility to deliver customized insurance solutions for residential and commercial clients.
Josh Beckett
Crop Specialist
Josh Beckett specializes in agricultural risk management, providing expert guidance on crop insurance policies that protect against weather events, pests, and market fluctuations.
Isaac Morton
Farm/Crop/Commercial Agent
Isaac Morton offers specialized insurance solutions for farming operations and commercial enterprises, leveraging deep industry knowledge to create comprehensive protection strategies.
Whitney Harden
Owner/Finance
Whitney Harden manages financial operations and client account structures, ensuring transparent billing processes and accessible payment options for Trusty Insurance's policyholders.
Questions
What types of insurance do you offer?
We provide home, auto, life, business, farm, commercial, flood, contractor, recreational, and boat insurance policies tailored to individual and business needs.
Do you offer flood insurance?
Yes, we offer flood insurance through both the National Flood Insurance Program (NFIP) and private carriers, with options for building and contents coverage.
Are you available outside regular business hours?
Our offices operate Monday-Friday 8:30am-5:00pm but we offer after-hours claim reporting and emergency contact options for policyholders.
Do you serve clients outside Ohio?
Yes, we provide insurance services in Kentucky, Indiana, Pennsylvania, Tennessee, Michigan, North Carolina, Florida, and Arizona.
How do you help clients save money?
We offer multi-policy discounts, conduct annual policy reviews for optimization, and compare rates across multiple carriers to ensure competitive pricing.
What makes you different from other agencies?
As an independent agency with 35+ years of local experience, we prioritize client interests over carrier mandates and provide personalized service from community-based agents.
