Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in South Plainfield, NJ
Kape Insurance has been serving individuals and businesses in New Jersey and the Tri-State Area for over 60 years. Founded in 1961 by Bernard Kape, our agency was established to provide personalized insurance solutions tailored to clients' unique needs. With a team of experienced professionals, we offer comprehensive coverage options across business and personal insurance lines, leveraging relationships with multiple carriers to ensure competitive pricing and customized protection.Our commitment to exceptional service is reflected in our 24/7 customer support, prompt claims resolution, and ongoing staff education. We prioritize understanding each client's specific requirements, whether for commercial property, auto fleets, or family home protection, while maintaining ethical business practices and community-focused service standards.
Services
Business Insurance
Personal Insurance
Commercial Auto
Cyber Insurance
Workers Compensation
Homeowners Insurance
Flood Insurance
Umbrella Liability
Boat Insurance
Valuable Items Coverage
Details
- Year established: 1961
Highlights and features
- We offer over 60 years of insurance expertise in New Jersey markets
- Our team provides 24/7 customer support for urgent insurance needs
- We maintain multiple carrier relationships for competitive pricing options
- We specialize in both business and personal insurance coverage
- Our staff includes certified insurance professionals with industry designations
What people say
Personalized service approach
Knowledgeable insurance professionals
Effective claims resolution
Long-standing community presence
Tailored coverage options
Services
Business Insurance
We provide tailored business insurance solutions addressing industry-specific risks. Our offerings include property protection, liability coverage, and specialized policies for cyber threats and employment practices. With access to multiple carriers, we help businesses secure comprehensive protection that safeguards assets while maintaining operational continuity through unexpected challenges.
Personal Insurance
Our personal insurance services protect homeowners, renters, and vehicle owners across New Jersey. We offer customized policies for homes, automobiles, boats, and valuable possessions through competitive carrier options. Our agents ensure clients receive appropriate coverage levels while providing guidance on risk management for personal assets and family security.
Cyber Insurance
This specialized coverage protects businesses against cyber threats and data breaches. We offer policies addressing both first-party and third-party data loss scenarios, including network security failures and business interruption costs. Our solutions help organizations mitigate financial risks associated with digital operations while ensuring compliance with evolving cybersecurity standards.
Workers Compensation
We provide essential workers' compensation insurance meeting state requirements while protecting businesses from financial exposure. Our policies cover medical expenses and lost wages for workplace injuries, with access to quality claims management services. We help businesses maintain compliance while ensuring employee protection through customized coverage solutions.
Businessowners Policy
Our Businessowners Policies combine essential commercial protections into streamlined packages. These policies integrate property coverage with liability protection, offering simplified management of key business risks. We help organizations evaluate appropriate coverage levels while ensuring cost-effective solutions that address both physical asset protection and operational liability exposures.
People
Alan Kape
President
Alan Kape leads the agency with over 40 years of insurance experience. He joined in 1983 after graduating from the University of Rhode Island and working in commercial sales and at Metropolitan Life. He maintains strategic oversight of business operations.
Judy Kape
Office Administrator
Judy Kape manages office operations and personal lines department since 1992. She graduated from the University of Rhode Island and has been instrumental in maintaining organizational efficiency while ensuring quality client service delivery for over three decades.
Rebecca Lanzano
Customer Service Agent
Rebecca Lanzano assists clients with insurance needs since joining in 1992. She graduated from Katharine Gibbs School and provides personalized support for both personal and business insurance clients, maintaining direct communication with policyholders.
Kim Albanese
Customer Service Agent
Kim Albanese brings 28 years of insurance experience and holds the Certified Insurance Service Representative designation since 1998. She provides expert guidance on personal and commercial insurance solutions while maintaining high service standards for policyholders.
Barbara Chin
Customer Service Agent
Barbara Chin specializes in personal insurance and has served clients since 1998. A Katharine Gibbs School graduate, she provides bilingual Cantonese Chinese support while ensuring personalized service delivery for diverse client needs across personal insurance lines.
Questions
What types of business insurance do you offer?
We offer comprehensive business insurance including commercial property, liability, cyber protection, workers compensation, and Businessowners Policies. Our agents help businesses select appropriate coverage through multiple carrier options.
Do you provide personal insurance for homeowners?
Yes, we offer homeowners insurance covering property damage from common perils, with optional flood and earthquake coverage. Our agents help customize policies to protect primary residences and valuable possessions.
How do you help clients choose insurance policies?
Our experienced agents assess individual and business needs, then leverage multiple carrier relationships to provide competitive options. We explain coverage details and help clients select appropriate protection levels based on their specific requirements.
Are you available for emergencies?
Yes, we provide 24/7 services including emergency phone access. Our team assists with urgent insurance needs and claims resolution outside regular business hours through available support channels.
Do you serve areas beyond New Jersey?
While based in New Jersey, we serve clients across the Tri-State Area. Our insurance solutions cover businesses and individuals throughout our service region with localized expertise and carrier partnerships.
What makes your agency different from others?
With over 60 years of experience, we combine personalized service with multiple carrier options. Our team's expertise, 24/7 support, and commitment to continuing education ensure clients receive tailored solutions from trusted professionals.
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