Business Details
50+ Years
experience
Your Trusted Insurance Partner in Glen Carbon, IL
Holmes Insurance Agency has served Madison County since 1947 as an independent insurance agency dedicated to personalized client care. We represent multiple A+ rated insurance carriers to provide tailored coverage solutions for auto, home, business, life, and health insurance needs. Our team prioritizes face-to-face consultations and annual policy reviews to ensure evolving client needs are met with appropriate protections.With generations of combined experience, we advocate for policyholders' rights while maintaining transparency in pricing and coverage options. Our community-focused approach treats every client as family, emphasizing long-term relationships built on trust and reliable support during critical moments.
Services
Auto Insurance
Home Insurance
Business Insurance
Health & Life Insurance
Insurance Bonds
Details
- Year established: 1947
Highlights and features
- We offer 75+ years of combined insurance experience in Madison County
- Our team conducts annual policy reviews for evolving coverage needs
- We represent multiple A+ rated insurance carriers for competitive options
- We prioritize face-to-face client consultations and personalized service
- We maintain transparency in pricing and policy details with no hidden fees
Services
Auto Insurance
Our auto insurance policies protect drivers with customizable coverage options from top-rated carriers. We help clients understand liability limits, collision protection, and comprehensive coverage while finding competitive rates. With personalized consultations, we ensure policyholders receive appropriate protection for their vehicles and driving habits.
Home Insurance
Homeowners insurance solutions safeguard properties against common risks including fire, theft, and weather damage. We offer policies covering dwelling protection, personal property, and liability coverage. Our team explains policy details like replacement cost vs actual cash value to help clients make informed decisions about their home protections.
Business Insurance
We provide comprehensive business insurance packages protecting commercial assets and operations. Coverage options include general liability, property insurance, workers' compensation, and specialized protections for specific industries. Our advisors help business owners understand policy exclusions and select appropriate coverage limits for their unique risks.
Health & Life Insurance
Our health and life insurance offerings include individual and group policies with various coverage options. We explain term vs whole life insurance differences and help clients evaluate health insurance networks, deductibles, and coverage limits. Our goal is ensuring clients have financial protections for medical emergencies and long-term security needs.
Insurance Bonds
We facilitate insurance bond requirements for businesses and individuals needing financial guarantees. Our services include explaining bond types like performance bonds, payment bonds, and license bonds. We work with clients to meet legal or contractual obligations while finding cost-effective bonding solutions through our carrier network.
People
Matthew J. Holmes
Owner/Advisor
Matthew J. Holmes, third-generation insurance professional, has served clients since 2001. A lifelong Edwardsville resident, he graduated from Eastern Illinois University with Marketing and Entrepreneurship credentials. He focuses on personalized insurance solutions while balancing family life in Glen Carbon with his wife and two children.
Sam Fink
Owner/Advisor
Sam Fink transitioned from professional soccer to insurance in 2021. After six years in the industry, he became agency partner in 2025. A Glen Carbon resident, he balances family life with three children and community involvement while maintaining his athletic background through running and pickleball.
Katie Griffin
Office Manager
Katie Griffin brings extensive administrative experience from her 17-year tenure in Edwardsville schools. Since joining Holmes Insurance in 2017, she manages office operations while pursuing continuing education at Lewis and Clark Community College. She resides in Rosewood Heights with her family.
Brianna O'Dell
Account Manager
Brianna O'Dell offers 15 years of insurance expertise, specializing in client education about policy protections. Originally from Colorado, she relocated to Glen Carbon and focuses on helping clients understand coverage benefits. Her client-first approach emphasizes long-term peace of mind over paperwork.
Hannah Fink
Marketing Director
Hannah Fink leads marketing efforts with a decade of brand-building experience. A former collegiate athlete, she returned to her Edwardsville roots to join the agency. She specializes in community engagement and client education about the agency's personalized insurance approach while raising three children locally.
Questions
What types of insurance do you offer?
We provide auto, home, business, life, health, and insurance bond solutions tailored to individual and commercial needs in Madison County.
How do you find competitive insurance rates?
As an independent agency representing multiple A+ rated carriers, we compare options to find cost-effective coverage matching your specific requirements.
Do you offer policy reviews?
Yes, we conduct annual policy reviews to ensure your coverage evolves with life changes and continues meeting your protection needs.
Are you available during claims processes?
We prioritize being available when clients need us most, providing support throughout claims processes and offering guidance during challenging times.
How do you personalize insurance solutions?
Through face-to-face consultations, we understand your unique circumstances to recommend tailored coverage options from our network of quality carriers.
