Business Details
45 Years
experience
Your Trusted Insurance Partner in Charlestown, RI
Founded in 1981, Eckel Insurance has served the Charlestown, Rhode Island community with comprehensive insurance solutions for personal and business needs. Our team of experienced agents collaborates with top-tier carriers to deliver personalized protection at competitive rates. With over four decades of industry expertise, we prioritize client satisfaction by tailoring policies to individual requirements while maintaining transparency and integrity.Our services span auto, home, boat, commercial, and flood insurance, ensuring clients receive coverage that safeguards their most valuable assets. We pride ourselves on building long-term relationships through reliable service and a commitment to understanding evolving client needs.
Services
Auto Insurance
Boat Insurance
Commercial Insurance
Flood Insurance
Homeowners Insurance
Commercial Property
General Liability
Business Auto
Workers Compensation
Optional Coverage
Details
- Year established: 1981
Highlights and features
- We offer over 40 years of experience in personalized insurance solutions.
- Our agents collaborate with top-tier insurance carriers for competitive rates.
- We prioritize client needs with tailored coverage options for individuals and businesses.
- We provide comprehensive protection across auto, home, boat, commercial, and flood insurance.
- Our team ensures transparent communication and reliable claims support.
Services
Auto Insurance
We provide mandatory and optional auto insurance policies meeting Rhode Island requirements. Coverage includes liability protection, collision, comprehensive, and uninsured motorist options. Our agents help clients select appropriate limits and discounts for personal and commercial vehicles.
Homeowners Insurance
Our homeowners policies protect against property damage, personal liability, and additional living expenses. Optional features like replacement cost coverage ensure comprehensive protection for primary residences and valuable possessions in Charlestown, RI.
Commercial Insurance
We offer tailored commercial packages covering property, liability, auto, and workers compensation. These policies protect Rhode Island businesses against risks including property damage, liability claims, and employee injuries while supporting operational continuity.
Flood Insurance
Flood policies cover damage from overflowing water, heavy rainfall, and coastal flooding. Required for coastal properties, this coverage protects homes and businesses against financial losses from flood-related destruction not included in standard insurance.
Boat Insurance
We provide specialized boat insurance covering collisions, negligence, and damage for various watercraft. Policies include options like on-water towing, total loss replacement, and bundling discounts to protect recreational and commercial marine assets.
Questions
What types of insurance does Eckel Insurance offer?
We provide auto, home, boat, commercial, flood, and homeowners insurance policies tailored to individual and business needs in Charlestown, RI.
Is flood insurance necessary for Rhode Island homeowners?
Yes, standard homeowners policies don't cover flood damage. We offer specialized flood insurance to protect coastal properties and investments.
Do you offer commercial insurance packages for small businesses?
Yes, we design customized commercial packages covering property, liability, auto, and workers compensation for various business types in Rhode Island.
Can I add optional coverage to my homeowners policy?
Yes, we offer optional features like replacement cost coverage and home replacement guarantees to enhance standard homeowners protection.
How do I file a claim with Eckel Insurance?
Contact us directly at (401) 364-3000 to report claims. We'll process your case and dispatch an adjuster promptly for flood or property damage assessments.
