Blackmore Rowe Insurance

Having proper Auto Insurance ensures your independence behind the wheel.
From accidents and injuries to hit-and-runs and theft, it's important to keep your car insured so you're prepared when accidents do happen.
At Blackmore Rowe Insurance, we combine premium Auto Insurance with personalized service to give you the best coverage possible.
Our insurance specialists will work with you one-on-one to find a policy that keeps you and your drivers protected at all costs - for peace-of-mind driving assurance.

If an accident happens, having the right amount of insurance can benefit you personally, financially, and legally.
With Liability Coverage, you can be insured if you're held responsible for a car accident by having any medical payments for injuries sustained to drivers, passengers, and pedestrians, as well as bills for property damage covered.
If you become legally liable as a result of a collision, liability also helps to pay for legal defense costs if you get sued.
There are two main components to Auto Liability: Bodily Injury and Property Damage liability.

Your Auto Insurance policy already gives you peace of mind behind the wheel.
But more than just accidents happen, and with the right policy from Blackmore Rowe Insurance, you can make sure that the security of your automobile doesn't stop the moment you pull into the driveway.
Comprehensive Coverage insures your vehicle and equipment against damage and expenses that result from something other than a collision.
At Blackmore Rowe Insurance, we know that life is full of surprises, and with Comprehensive Coverage you can be prepared for all of them.

For most drivers, a car is more than just a means of transportation - it's an investment.
And if you're involved in an accident, you'll want to ensure that your investment is protected.
With Collision Coverage from Blackmore Rowe Insurance, you can have damage to your car insured under your policy - whether the damage is a result of an accident with another vehicle or object.
Different drivers require different coverage options for their Auto Insurance policies.
Determining the right amount of Collision Coverage depends on factors like the age and year of your car, as well as your financial situation.

Uninsured/Underinsured Motorist Coverage gives you the assurance you need knowing that your medical expenses will be covered.
In cases where the driver at fault does not have adequate liability to pay for your injuries and damages, you'll be compensated for the amount in which you are legally entitled to - in regards to you, your passengers, and your vehicle.
Uninsured/Underinsured Motorist Protection may also take care of property damage in some states.
Since Uninsured/Underinsured Motorist Coverage is a separate purchase from your typical Auto Insurance policy, it's important to contact Blackmore Rowe Insurance to find out how you can be prepared for any situation on the road.

As a driver, safety should be one of your top concerns - safety for your passengers and for other drivers on the road.
When you find the right coverage with Blackmore Rowe Insurance, you'll learn that being a responsible driver has its benefits.
With Diminishing Deductible, you can actually get rewarded for being an accident and violation-free driver.
When you sign up for Diminishing Deductible, you'll receive an immediate $100 credit on your deductible.
From there, you can add $100 of more credit for every year - simply by being a safe driver.

We understand that accidents happen.
On the road, there are many situations that are outside of your control and sometimes cannot be avoided.
At Blackmore Rowe Insurance, we don't want an accident to hurt your driving record, or even cause your rates to go up.
With the right coverage, you can be forgiven for your first chargeable accident through Accident Forgiveness.
Under Accident Forgiveness, if you're involved in an accident, your rates won't increase - even if the accident is your fault.
This applies only one time per policy, and once it's been used, you'll be eligible to receive it again three years later.

We know that if you're a safe driver, you probably take every precaution possible when behind the wheel.
But if you receive a citation without the right coverage, that one minor violation could affect your good driving record.
At Blackmore Rowe Insurance, we can help you receive a proper coverage option, like Minor Violation Forgiveness, that allows you to avoid accidental points on your license.
With Minor Violation Forgiveness, if you receive a minor traffic citation, you'll be prepared with the assurance that your rates won't increase.

This package includes towing up to 15 miles, fuel delivery, lockout, jump starts, flat tires, and membership discounts.
This includes everything in the Basic Package, plus towing up to 100 miles, trip interruption coverage, turn-by-turn directions, pre-trip map routing, and emergency messages.
With Roadside Assistance, you'll never be alone behind the wheel.
Contact Blackmore Rowe Insurance today to find out how you can get signed up.
Services apply while driving any vehicle with any occupant from an Allied household (insureds and in-home relatives).

Whether it's an antique, a collectible, or your own custom-built roadster, your Specialty Auto is a labor of love.
If you're like most enthusiasts, you've poured many hours of time and effort into making your auto something unique and special.
At Blackmore Rowe Insurance, we realize that when you're cruising down the strip, speeding across the track, or making heads turn at a show, the last thing you'll want to worry about is whether you have the right insurance.
We believe that your specialty car is not only a major investment, but also an extension of you.

Your car gives you the freedom to take on the open road.
Whether you're enjoying the scenic countryside or driving to your favorite vacation spot, your adventures can be more enjoyable knowing that help is right around the corner with the convenience of Towing services.
In the event of an unexpected breakdown, the last place you'll want to be is stranded on the side of the road, or stuck with costly towing fees.
By adding optional Towing coverage from Blackmore Rowe Insurance to your Auto Insurance policy, you'll get the peace of mind knowing that no matter where your journeys take you, you'll never be alone.

We understand that your days are busy, and between work and your family, not having a car is typically out of the equation.
If your vehicle is left out of commission after an accident or theft, Blackmore Rowe Insurance offers Rental Reimbursement services so that you won't miss a beat.
Rental Reimbursement is an optional coverage option that provides for the expense of renting a substitute vehicle while yours is being repaired or replaced.
Since benefits and details vary by insurance policy, it's important to speak with an insurance specialist from Blackmore Rowe Insurance to make sure you know what's covered and to see if you qualify for this additional service.

At Blackmore Rowe Insurance, we know that the safety and well being of you and your family is important, both on and off the road.
Since auto accidents can involve more than just damage to your car, we're here to help prepare you for insuring any injuries to you or a family member as a result of an auto accident.
With Personal Injury Coverage from Blackmore Rowe Insurance, you'll have a policy that helps pay for the treatment of you and your family members should someone get injured as a passenger or pedestrian.

If you own a house, your home isn't just the space where you relax and rest.
It's also one of the most valuable assets you're likely to own.
For most people, a house is the biggest investment they'll ever make.
Secure your investment and peace of mind alike with a homeowners' insurance policy built around your needs.
Blackmore Rowe Insurance is dedicated to taking care of the place -- and people -- you hold closest.
We offer a variety of home insurance options to make sure all your bases are covered against destructive weather, theft, accidents and more.

Your home is your sanctuary.
It's a dependable shelter that keeps you and your family safe, and it's the place where memories are made.
For most people, a house represents the biggest financial and emotional investment they'll ever make.
With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.
Every Home Insurance policy is different, and at Blackmore Rowe Insurance, we'll work with you to make sure that your policy fits the needs of yourself and your family.

Accidents can happen, even at home.
If someone were to claim an injury on your property, there's no stopping them from affecting your finances, your house, or anything else you own that can be labeled as compensation.
As the property owner, you could be held fully responsible for injuries to others that occur due to hazardous conditions such as poor lighting, floor hazards, or falls resulting from snow or ice.
With a Homeowners Liability policy from Blackmore Rowe Insurance, you can ensure the security of your finances and the safety of your family in the event of an accident.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance.
But in the event that fire, theft, or vandalism damages your property, it's unlikely that your landlord will pay to replace your belongings.
At Blackmore Rowe Insurance, we know that you've most likely invested a lot of time and money in your personal property, and it's up to you to take care of it.
Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they're stolen.

As a condominium owner, you might expect the insurance policy provided by your homeowner association (HOA) to cover your home.
Unfortunately, the typical HOA policy does not cover the interior of your condo and its vital contents, which is why it's crucial to secure the proper insurance and make sure you are covered.
Blackmore Rowe Insurance provides condo insurance to clients in Durand, Owosso, Perry, Corunna and surrounding areas.
Generally, HOA insurance will cover damage to the exterior of the condominium building and common areas, such as walkways and stairs.