Business Details
50+ Years
experience
Your Trusted Insurance Partner in Fairland, IN
Larkey Insurance has been a trusted provider of comprehensive insurance solutions since 1954. Founded by Gerald Davis and expanded under Richard Larkey's leadership since 1964, our agency has evolved into a full-service operation serving over 1,500 individuals and 500 businesses across Shelby County and surrounding Indiana communities. Our team of experienced professionals, including third-generation owner Todd Larkey and Craig Larkey, specializes in creating personalized insurance strategies that balance protection with affordability. We maintain a state-of-the-art computer system for accurate record-keeping and instant rate comparisons across top-tier insurance carriers.Our commitment extends beyond policy saleswe establish partnerships with clients to deliver tailored coverage, proactive loss control services, and exceptional claims support. With six decades of local expertise, we combine traditional values with modern technology to ensure our clients receive optimal protection for their homes, vehicles, businesses, and families. Our office's flexible hours and dedicated staff reflect our ongoing dedication to personalized service and community engagement.
Services
Auto Insurance
Business Insurance
Health Insurance
Home Insurance
Life Insurance
Umbrella Coverage
Workers Compensation
Commercial Auto
Property Insurance
Disability Plans
Details
- Year established: 1954
Highlights and features
- Family-owned since 1954 with generational insurance expertise
- Personalized policies tailored to individual and business needs
- Local knowledge serving Shelby County and adjacent communities
- Instant rate comparisons across multiple top-rated carriers
- State-of-the-art systems for accurate policy management
Services
Auto Insurance
Our auto insurance policies protect Indiana drivers with customizable options including collision, comprehensive, liability, and gap coverage. We help clients select appropriate limits and deductibles while offering additional protections like road service and lease/loan gap coverage. Our instant rating system compares multiple carriers to find competitive rates for personal and commercial vehicles.
Business Insurance
We provide comprehensive business insurance solutions including property, liability, workers' compensation, and commercial auto coverage. Our agents tailor packages for specific industries like restaurants and auto dealerships, offering risk management strategies and surety bonds. With expertise in commercial umbrella policies and inland marine coverage, we protect Indiana businesses of all sizes.
Home Insurance
Our homeowners insurance covers primary residences, condos, and rental properties with options for dwelling protection, personal property coverage, and liability protection. We offer specialized policies for high-value items and additional living expenses during covered losses. Our agents help clients understand coverage limits and select appropriate deductibles for their primary investment.
Life Insurance
We offer term life, universal life, and mortgage life insurance policies to protect families and businesses. Our agents help clients determine appropriate coverage amounts based on financial obligations and family needs. We provide guidance on policy selection for different life stages, including retirement planning and business succession strategies.
Health Insurance
Our health insurance solutions include individual and group plans with varying coverage levels from top carriers. We assist clients in selecting plans that balance premiums, deductibles, and out-of-pocket costs while meeting essential health benefit requirements. Our agents provide personalized guidance for Indiana residents seeking affordable healthcare coverage options.
People
R. Todd Larkey
Owner
Third-generation insurance professional with CIC designation, continuing family legacy since 1954. Specializes in commercial risk management and agency leadership.
Craig Larkey
Agent
Experienced insurance agent with family ties to the agency, focusing on personalized policy solutions for Indiana residents and businesses.
Susie Meador
Staff Member
Dedicated insurance professional assisting clients with policy selection and claims support, contributing to the agency's customer service excellence.
Colleen Crowley-Henson
Staff Member
Experienced team member providing administrative support and client assistance, maintaining the agency's commitment to personalized service.
Connie Larkey
Staff Member
Longtime agency professional offering insurance expertise and community-focused service, supporting the agency's operational excellence.
Questions
What types of insurance do you offer?
We provide auto, home, business, life, health, and specialty insurance products tailored to Indiana residents and businesses.
How can I get a competitive insurance quote?
Our instant rating system compares multiple carriers to find competitive rates for personalized coverage packages.
Do you serve businesses outside Shelby County?
Yes, we serve businesses throughout Indiana with customized commercial insurance solutions.
What claim support services do you provide?
We offer dedicated claims assistance and loss control services to help clients navigate the claims process efficiently.
Can I manage policies online?
Our state-of-the-art system supports electronic policy management and secure client communications.
