Business Details
15 Years
experience
Your Trusted Insurance and Financial Partner in Thomas, WV
United Financial Center is a professional, independent insurance agency established in 2011 to serve individuals and businesses in West Virginia, Maryland, and Pennsylvania. Our mission is to deliver high-quality insurance and financial services while exceeding client expectations through personalized solutions. We specialize in personal and business insurance, including auto, home, commercial property, and specialized coverage options. Our team of experienced professionals, including owner Zac Phillips and insurance specialist Hunter Radford, prioritizes understanding client needs to provide comprehensive protection at competitive rates.We maintain strong relationships with top carriers to ensure reliable claims support and billing services. Committed to local communities, we actively participate in civic organizations and volunteer initiatives while maintaining modern office hours for convenient client access.
Services
Auto Insurance
Home Insurance
Business Insurance
Life Insurance
Retirement Planning
Workers Compensation
Commercial Property
Flood Insurance
Annuities
Group Benefits
Details
- Year established: 2011
Highlights and features
- We offer 13+ years of local insurance expertise since 2011
- Our team holds specialized knowledge in personal and commercial insurance
- We compare multiple carriers to find best rates and coverage
- We provide personalized service with local community understanding
- Our specialists maintain direct relationships with major insurance carriers
What people say
Go above and beyond expectations
Properly covered while saving money
Fast and professional service
Trusted source for insurance
Quality customer service
Services
Auto Insurance
Protect your vehicle with comprehensive auto insurance solutions tailored to individual needs. Our policies cover liability, collision, and comprehensive protection while offering competitive rates through multiple carrier options. We specialize in standard coverage and unique vehicle insurance for classic cars, motorcycles, and specialty vehicles.
Business Insurance
Safeguard your business operations with customized commercial insurance packages. We provide property coverage, liability protection, workers compensation, and specialized policies for trucking, professional liability, and cyber security risks. Our solutions protect diverse industries across West Virginia and surrounding states.
Life Insurance
Secure your family's future with term and permanent life insurance options. Our specialists help clients understand policy features, death benefits, and cash value components to create financial security plans that meet long-term objectives while considering tax implications.
Retirement Planning
Develop comprehensive retirement strategies through annuities and investment products. We assess individual financial goals, risk tolerance, and time horizons to create personalized plans that complement existing retirement accounts and ensure financial stability during post-employment years.
Flood Insurance
Obtain essential flood coverage through the National Flood Insurance Program. We help homeowners and businesses in high-risk areas secure policies that protect against water damage from natural disasters, ensuring compliance with mortgage requirements and providing financial security against unexpected flooding events.
People
Zachary Phillips
Owner
West Virginia native and Fairmont State University graduate Zac Phillips founded United Financial Center in 2011. He specializes in personal and business insurance solutions while maintaining active roles in local civic organizations including the Building Commission and Rotary Club.
Hunter Radford
Insurance Specialist
Insurance specialist Hunter Radford brings business management expertise from Garrett College and practical experience since 2016. She provides personalized insurance solutions to local clients while maintaining community ties through church involvement and outdoor recreation activities.
Questions
What insurance products do you offer?
We provide auto, home, business, life insurance, retirement planning, flood coverage, and specialized policies for unique vehicles and commercial operations.
Do you serve areas outside West Virginia?
Yes, we serve clients in Maryland and Pennsylvania while maintaining our Thomas, WV headquarters.
How do you help clients save money?
We compare multiple insurance carriers to find competitive rates while reviewing policies annually for potential savings opportunities.
What should I do during a claim?
Contact us immediately at (304) 463-4007 for guidance, or use direct carrier reporting numbers listed on our website for urgent claims.
Are you available for after-hours emergencies?
We operate during standard business hours Monday-Friday but provide carrier emergency contact information for urgent situations.
How experienced is your team?
Our team combines 13+ years of agency ownership with specialized insurance expertise since 2016 across personal and commercial lines.