Business Details
50+ Years
experience
Your Trusted Insurance Partner in Palmer, AK
Combs Insurance has served the Alaskan community for over 50 years, established in 1967 by Earl and Mary Combs. We specialize in strategic commercial insurance, employee benefits, and risk management solutions tailored to Alaska-based businesses. Our team of experienced professionals combines industry expertise with innovative products to deliver exceptional service and value. We serve diverse industries including school districts, municipalities, construction, healthcare, and tourism. Our commitment to client success is embodied in The Combs Connection, a philosophy emphasizing personalized service, financial protection, and long-term partnerships.We prioritize continuous education to stay current in the evolving insurance landscape. Our mission is to provide prompt, courteous service while ensuring financial protection through The Right Coverage at the Right Price. We work exclusively for our clients, making decisions locally and measuring success through client satisfaction and understanding of their insurance needs.
Services
Commercial Insurance
Employee Benefits
Risk Management
Property Insurance
Liability Coverage
Surety Bonds
Workers Compensation
Cyber Liability
Business Continuity Planning
Claims Management
Details
- Year established: 1967
Highlights and features
- We offer 50+ years of Alaska-specific insurance expertise
- Our team provides personalized service through The Combs Connection philosophy
- We deliver comprehensive solutions for diverse industries including construction, healthcare, and tourism
- We maintain local decision-making authority for Alaska clients
- Our 24/7 Combs Connect portal provides instant access to policy information and risk management resources
Services
Commercial Insurance
We provide comprehensive commercial insurance programs protecting businesses against property damage, liability claims, and operational risks. Our solutions include property coverage, general liability, workers compensation, and specialized policies for industries like construction and healthcare. With tailored risk assessment and local expertise, we ensure businesses receive customized protection matching their specific needs.
Employee Benefits
Our employee benefits solutions help businesses manage health insurance, retirement plans, and compliance requirements. Services include actuarial analysis, plan document review, compliance assistance, and 24/7 employee portal access. We support employers with navigating healthcare reforms and implementing voluntary benefits programs to enhance workforce satisfaction.
Risk Management
We develop strategic risk management programs combining loss control strategies, compliance programs, and business continuity planning. Our approach includes deductible threshold analysis, emergency preparedness planning, and OSHA/ADA compliance support. We help businesses identify exposures and implement cost-effective mitigation strategies.
Surety Bonds
We offer comprehensive surety bond solutions including bid, performance, payment, and license bonds. Our team helps businesses secure required bonds for construction projects and regulatory compliance. We work with carriers to provide competitive rates and streamlined bonding processes for contractors and professionals.
Cyber Liability
Our cyber liability coverage protects businesses against data breaches and digital threats. Services include risk assessment, policy customization, and claims advocacy. We help organizations implement cybersecurity measures and compliance programs to safeguard sensitive information and mitigate financial losses from cyber incidents.
Questions
What types of commercial insurance do you offer?
We provide property, liability, surety bonds, workers compensation, cyber liability, and specialized coverage for industries like construction, healthcare, and tourism.
How do you tailor insurance solutions to specific businesses?
Our team conducts business exposure analysis and works closely with clients to develop customized programs addressing unique risks and operational needs.
What employee benefits services are available?
We offer medical, dental, vision, group life/disability, voluntary plans, compliance assistance, and 24/7 employee portal access for benefits management.
How does your risk management approach work?
We implement strategies including loss control programs, compliance with OSHA/ADA regulations, business continuity planning, and total cost of risk analysis.
Do you serve businesses outside Alaska?
While based in Alaska, we serve clients nationwide through our Combs Connect portal and nationwide insurance network partnerships.
