Business Details
7 Years
experience
Your Trusted Insurance Partner in Richlands, VA
Mulco Insurance has served individuals and families in Richlands, Virginia since 2019, specializing in personalized insurance solutions. Our team of experienced professionals brings decades of combined expertise in health, life, and senior insurance products. As a locally rooted agency, we maintain strong relationships with major carriers like Anthem Blue Cross & Blue Shield, United Healthcare, and Prudential while prioritizing community values. Our Christian staff delivers exceptional customer service through both standard office hours and flexible evening/weekend appointments. President Mary Ann Strong's 33-year career and deep local ties exemplify our commitment to understanding clients' unique needs.We maintain active roles in community organizations including the Richlands Area Chamber of Commerce and Legacy Hospice. Our office at 401 Railroad Avenue provides a central location for face-to-face consultations. With specialized knowledge in Medicare supplements and disability coverage, we help clients navigate complex insurance decisions. Our team's educational backgrounds from institutions like The University of Alabama and Bluefield College support our professional approach. We remain dedicated to evolving with industry changes while maintaining personalized service.
Services
Health Insurance
Life Insurance
Medicare Supplements
Annuities
IRAs
Short Term Disability
Long Term Disability
Dental Insurance
Senior Insurance
Group Insurance
Details
- Year established: 2019
Highlights and features
- 33 years of local insurance expertise
- Personalized coverage solutions for individuals and groups
- Christian staff committed to ethical service
- Flexible appointment scheduling including evenings and weekends
- Active community involvement through local organizations
Services
Health Insurance
We provide comprehensive health insurance solutions for individuals and families. Our policies cover essential medical expenses including hospitalization, prescription medications, and preventive care. With options from major carriers like United Healthcare and Anthem Blue Cross & Blue Shield, we help clients select plans that balance coverage needs with budget considerations while ensuring compliance with current healthcare regulations.
Life Insurance
Our life insurance offerings include term and permanent policies from trusted providers such as Prudential and Mutual of Omaha. These policies provide financial protection for dependents through death benefits that can cover funeral costs, outstanding debts, and future living expenses. We help clients determine appropriate coverage amounts based on their unique family and financial situations.
Medicare Supplements
We specialize in Medicare Supplement insurance that covers out-of-pocket costs not included in Original Medicare. Our policies help seniors manage deductibles, copayments, and coinsurance through plans from companies like Aetna and Lincoln Financial. We provide personalized guidance to help clients select coverage that complements their existing Medicare benefits while addressing specific healthcare needs.
Annuities
We offer various annuity products including fixed, variable, and indexed options from providers like Principal Life and Transamerica. These financial instruments provide guaranteed income streams during retirement while offering tax-deferred growth potential. Our specialists help clients evaluate annuity features, fees, and payout options to determine if they align with long-term financial goals.
Disability Insurance
Our short and long-term disability insurance policies protect income in case of unexpected illness or injury. Available from carriers including Assurant and Guardian, these plans replace a portion of earnings when clients cannot work. We assist in determining appropriate benefit periods and elimination periods that match clients' occupational risks and financial obligations.
People
Mary Ann Strong
President & Owner
With 33 years of insurance experience, Mary Ann holds a business degree from The University of Alabama and maintains active community involvement through local organizations and hospice services.
Phyllis J. Mitchell
Office Manager
Bringing 32 years of service experience, Phyllis holds a Bachelor of Science degree from Bluefield College and maintains health insurance marketplace certification while serving local church organizations.
Linda Osborne
Property Manager
With 5 years in property management and 25 years of customer service experience, Linda provides property management solutions informed by her local Tazewell County knowledge.
Questions
What types of insurance do you offer?
We offer health, life, Medicare supplements, annuities, IRAs, short and long-term disability, dental, and senior insurance products from multiple carriers.
Do you offer after-hours appointments?
Yes, we provide weekend and evening appointments by arrangement to accommodate clients' schedules outside regular business hours.
What carriers do you represent?
We work with Anthem Blue Cross & Blue Shield, United Healthcare, Prudential, Aetna, Lincoln Financial, and over 15 other major insurance providers.
Are you available for in-person consultations?
Yes, our office at 401 Railroad Avenue in Richlands, VA offers face-to-face meetings with our insurance specialists during regular business hours.
