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49 Years
experience
Emergency
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Your Trusted Insurance Partner in Beaufort, SC
Lowcountry Insurance has been dedicated to protecting families and businesses in Beaufort, South Carolina since 1977. As an independent agency, we offer comprehensive insurance solutions through partnerships with over 200 top-rated carriers, providing personalized service tailored to individual client needs. Our team of licensed professionals brings decades of combined experience in personal, commercial, and life insurance, emphasizing asset protection and risk management.

Backed by the national resources of Correll Insurance Group, we maintain a local presence while delivering access to world-renowned insurance markets. Our commitment to continuous professional development ensures clients receive expert guidance through complex insurance decisions, while our community-focused approach has earned us the trust of Beaufort policyholders for nearly five decades.
Services
Auto Insurance Homeowners Insurance Commercial Insurance Flood Insurance Workers' Compensation
Details
  • Year established: 1977
Highlights and features
  • We offer 45+ years of experience serving Beaufort's insurance needs
  • Our team represents over 200 insurance carriers for comprehensive options
  • We provide personalized service with local decision-making authority
  • Our staff maintains industry certifications through ongoing professional development
  • We combine local knowledge with national insurance market access
Associations and certifications
  • Trusted Choice
  • Correll Insurance Group
Services
Commercial Insurance
We provide comprehensive commercial insurance solutions protecting businesses against liability, property damage, and operational risks. Our offerings include general liability, cyber liability, workers' compensation, and industry-specific policies for restaurants, nonprofits, and property associations. With access to multiple carriers, we help businesses in coastal South Carolina find tailored coverage that matches their unique risk profiles.
Homeowners Insurance
Our homeowners insurance policies protect primary residences against common risks including fire, wind damage, and personal liability claims. We offer standard coverage with options for flood insurance and additional protections tailored to South Carolina's coastal environment. Our independent agents help homeowners understand policy details and select appropriate coverage limits for their property investments.
Auto Insurance
We provide auto insurance policies covering personal and commercial vehicles with options for liability, collision, and comprehensive protection. Our offerings include standard auto insurance, motorcycle coverage, and commercial fleet policies. We help clients in the Lowcountry region compare rates from multiple insurers to find cost-effective solutions that meet state requirements and individual needs.
Flood Insurance
Specialized flood insurance policies protect properties in coastal South Carolina from water damage caused by storm surges and heavy rainfall. We offer coverage through the National Flood Insurance Program and private carriers, helping homeowners and businesses understand flood risk zones and select appropriate coverage amounts for their properties in Beaufort and surrounding areas.
Workers' Compensation
We provide workers' compensation insurance meeting South Carolina's legal requirements while protecting businesses from financial losses due to workplace injuries. Our policies cover medical expenses and lost wages, with access to safety programs that help reduce workplace accidents. We serve businesses of all sizes in the Lowcountry region, offering competitive rates through multiple insurance carriers.
People
Jeff Althoff
President
With over 20 years in insurance, Jeff leads Lowcountry Insurance as President, focusing on personalized service and professional development. He advocates for clients through tailored insurance solutions.
Jane Greene
Finance & Agency Operations
Jane manages financial operations with 15+ years of insurance experience, ensuring efficient service delivery and accurate policy administration for Lowcountry Insurance clients.
Nancy Pinckney
Director of First Impressions
Nancy serves as client liaison with 12 years of insurance experience, managing initial client interactions and coordinating team efforts to provide timely insurance solutions.
Rhonda Conner
Commercial Account Manager
Rhonda specializes in commercial insurance with 18 years of experience, helping businesses in the Lowcountry region find comprehensive coverage through multiple carrier options.
Dana Roll
Commercial Account Manager
Dana provides expert commercial insurance guidance with 14 years of industry experience, focusing on risk management solutions for small to mid-sized businesses in coastal South Carolina.
Questions
What types of insurance do you offer?
We provide auto, home, flood, commercial, workers' compensation, and specialty insurance for boats, motorcycles, and vacation homes in coastal South Carolina.
How can you help with insurance claims?
Our team assists with 24/7 claim support and works directly with insurers to ensure timely processing and fair resolution of covered losses.
Do you offer business insurance solutions?
Yes, we provide comprehensive commercial insurance including liability, property, cyber, and industry-specific coverage for businesses in the Lowcountry region.
Are you affiliated with any insurance groups?
We're a member of Correll Insurance Group and part of the Trusted Choice® network of independent insurance agents.
How do you handle emergency situations?
For emergencies after hours, call our main line (800) 883-7209 to reach an agent who can assist with urgent insurance needs.