Business Details
We have over 19 years of experience as a licensed health and life insurance agency in Maine. Our team is licensed to represent six organizations that together offer thirty-nine distinct insurance products. We specialize in matching individuals, families and small businesses with affordable health, life, disability, Medicare and long-term care plans. Using video conferencing technology, we conduct remote consultations that deliver detailed product information from the comfort of the client's home or office. We provide ACA eligibility determination and application assistance, helping clients identify subsidy and cost-sharing opportunities. Our life insurance needs analysis evaluates income, dependents, debts and future goals to recommend appropriate coverage.
We perform periodic insurance reviews to identify and rectify gaps, overlaps and unnecessary costs in existing policies. We provide referrals to trusted professionals such as accountants, financial planners and estate-planning specialists when needed. We charge no fee for our services; carriers pay us, you pay premiums. Our mission is to eliminate the need for 'coffee can collections' by securing protection before an illness or accident occurs. We are committed to delivering transparent, personalized service that builds long-term trust and satisfaction.
We perform periodic insurance reviews to identify and rectify gaps, overlaps and unnecessary costs in existing policies. We provide referrals to trusted professionals such as accountants, financial planners and estate-planning specialists when needed. We charge no fee for our services; carriers pay us, you pay premiums. Our mission is to eliminate the need for 'coffee can collections' by securing protection before an illness or accident occurs. We are committed to delivering transparent, personalized service that builds long-term trust and satisfaction.
Highlights and features
- We have over 19 years of licensed insurance experience.
- We represent 6 organizations with 39 insurance products locally.
- We offer remote consultations with detailed product information.
- We charge no fee; carriers pay us, you pay premiums.
- We conduct periodic reviews to identify and rectify coverage gaps.
Services
Health Insurance Evaluation
We evaluate health insurance options for individuals, families and small businesses with 2 to 50 employees. Our analysis compares plans from the 39 products offered by six carrier organizations we represent. Clients receive a tailored recommendation that balances coverage needs, affordability and regulatory compliance.
ACA Eligibility
We determine ACA (Obamacare) eligibility and assist with the application process for individuals and families. Our review includes assessing potential subsidies and costsharing opportunities under the Affordable Care Act. Qualified clients receive guidance to secure affordable coverage that meets federal requirements.
Remote Consultations
We conduct remote consultations via video conferencing, allowing clients to meet from home or office. This approach provides detailed product information and personalized insurance solutions without travel. Clients benefit from convenient, timely advice while maintaining the same professional standards as in-person meetings.
Life Insurance Analysis
We perform life insurance needs analysis to determine appropriate coverage amounts for individuals and families. Our analysis considers income, dependents, debts and future financial goals to recommend suitable policies. Clients receive clear options that protect loved ones and align with their budget and long-term planning.
Insurance Reviews
We provide periodic insurance reviews to ensure coverage adapts to changing life circumstances. Our review identifies gaps, overlaps and unnecessary costs across health, life, disability and other policies. Clients receive actionable recommendations to optimize protection, reduce expenses and maintain compliance.
