Business Details
50+ Years
experience
Emergency
services
Your Trusted Independent Insurance Partner in Winthrop, MA
Founded in 1958 by John M. Biggio, our agency has built a legacy of personalized insurance solutions rooted in family values. We prioritize client relationships, treating every customer as an extension of our family while delivering tailored coverage for homes, vehicles, and businesses. As an independent agency, we partner with multiple carriers to ensure competitive pricing and comprehensive protection. Our team combines decades of local expertise with specialized knowledge in personal, commercial, and specialty insurance lines. We maintain a steadfast commitment to community service, supporting local causes and organizations throughout Winthrop and surrounding areas.Our 24/7 claims support ensures clients receive immediate assistance during critical times. With three generations of experience, we blend tradition with modern insurance practices to meet evolving client needs. Our loyalty discounts and bundling options reflect our dedication to making quality coverage accessible. We pride ourselves on transparent communication and proactive risk management guidance for individuals and businesses alike. This enduring focus on care and expertise has sustained our reputation as a trusted insurance advisor for over six decades.
Services
Auto Insurance
Homeowners Insurance
Commercial Auto Insurance
General Liability Insurance
Flood Insurance
Umbrella Insurance
Boat Insurance
Condominium Insurance
Renter's Insurance
Coastal Home Insurance
Details
- Year established: 1958
Highlights and features
- We offer over 60 years of local insurance expertise
- Our family tradition ensures personalized client care
- We access multiple carriers for competitive pricing
- We provide 24/7 claims assistance through carrier partnerships
- We specialize in both personal and commercial coverage
Services
Auto Insurance
We provide comprehensive auto insurance solutions for personal and commercial vehicles. Our policies include liability protection, collision coverage, and uninsured motorist options. With access to multiple carriers, we help clients find competitive rates while ensuring adequate protection for drivers in Winthrop and surrounding areas.
Homeowners Insurance
Our homeowners insurance policies protect against property damage, liability claims, and additional living expenses. We offer standard coverage and specialized options like coastal home insurance for properties in high-risk areas. Policies can be bundled with auto insurance for added savings and convenience.
Commercial Auto Insurance
We specialize in commercial auto coverage for businesses of all sizes. Our policies protect company vehicles, fleets, and specialized equipment. Coverage includes liability protection, physical damage coverage, and cargo insurance tailored to specific industry needs like contracting and transportation services.
General Liability Insurance
Our general liability policies protect Massachusetts businesses from third-party claims of property damage, bodily injury, and advertising injuries. This essential coverage helps businesses manage risks associated with daily operations and client interactions while maintaining financial stability.
Flood Insurance
We offer flood insurance through the National Flood Insurance Program and private carriers. This specialized coverage protects properties against water damage from flooding events, which standard homeowners policies typically exclude. Coverage options vary based on property location and risk assessment.
People
John E. Biggio
President and CEO
Licensed property and casualty agent with 25+ years' experience. Specializes in business liability and contractor coverage. Graduated from Framingham State College with economics degree. Active in local community initiatives.
Marie Biggio Randolph
Vice President
Licensed insurance professional specializing in personal and commercial policies. Holds business administration degree from Emmanuel College. Manages coverage for oil dealers, builders, and commercial real estate clients.
Donna Ebba
Senior Insurance Professional
Experienced advisor with over 30 years at Biggio Insurance. Provides dual expertise in personal and business insurance solutions. Known for exceptional customer service and problem-solving abilities across all insurance lines.
Kevin Randolph
Assistant Vice President
Commercial insurance specialist with expertise in risk management solutions. Assists business clients with policy selection and claims navigation while maintaining focus on personalized service delivery.
Kathleen Hogan
Automobile Client Services
Dedicated client services professional handling personal auto insurance needs. Provides policy support, coverage explanations, and claims assistance while maintaining commitment to customer satisfaction.
Questions
What types of insurance do you offer?
We provide auto, home, commercial, flood, umbrella, boat, condominium, renter's, and coastal home insurance for individuals and businesses in Massachusetts.
How do I file a claim?
Contact your insurance carrier directly using the 24/7 claims numbers provided, or call our office at 617-846-8600 for assistance with the process.
Are there discounts available?
Yes! We offer package discounts, claims-free credits, multi-car discounts, good student rates, and other savings opportunities for qualifying policies.
Why use an independent agency?
As an independent agency, we compare coverage options from multiple carriers to find you the best protection at competitive rates tailored to your needs.
Do you specialize in commercial insurance?
Yes, we offer commercial auto, general liability, inland marine, and specialty business insurance including coverage for contractors, restaurants, and technology companies.
