Business Details
40 Years
experience
Trusted Crop Insurance Solutions in Fordyce, NE
Established in 1986, SKCI Crop Insurance has built a reputation as a trusted provider of agricultural risk management solutions. Our team combines deep industry expertise with hands-on experience, offering personalized service to farmers and agricultural businesses. As both agents and underwriters, we bring unique qualifications to every client interaction, ensuring comprehensive understanding of crop insurance needs. With decades of local knowledge in Northeast Nebraska and Southeast South Dakota, we've developed specialized expertise in federal crop insurance programs and private risk management solutions. Our commitment to excellence is demonstrated through our continuous adaptation to evolving agricultural challenges while maintaining the personal touch that defines our family-owned business. We pride ourselves on transparent communication, ethical practices, and a client-first approach that has sustained us through multiple generations.Our team's extensive background in claims processing, policy underwriting, and agricultural operations positions us to deliver informed guidance tailored to each client's specific circumstances. Through our association with leading insurance carriers, we offer access to a broad spectrum of coverage options while maintaining the personalized service that distinguishes us from larger institutions. Our investment in technical capabilities ensures efficient policy management and timely support during critical periods. This combination of experience, technology, and local insight enables us to provide reliable protection that safeguards agricultural livelihoods against unpredictable market and environmental conditions.
Services
Multi-Peril Crop Insurance
Crop-Hail Insurance
Livestock Risk Protection
Revenue Protection Plans
Whole Farm Revenue Protection
Rainfall Index Insurance
Margin Protection Coverage
Details
- Year established: 1986
Highlights and features
- We offer 38 years of specialized crop insurance expertise since 1986
- Our team serves as both agents and underwriters for comprehensive understanding
- We provide localized knowledge of Northeast Nebraska and Southeast South Dakota conditions
- Our staff includes former claims specialists with practical risk management experience
- We maintain direct relationships with major crop insurance carriers for broad coverage options
Services
Multi-Peril Crop Insurance
We provide USDA-approved Multi-Peril Crop Insurance (MPCI) covering yield losses from natural causes. Our offerings include Yield Protection, Revenue Protection, and Whole Farm Revenue Protection plans. These policies protect against production losses from drought, excessive moisture, hail, and other weather-related events while incorporating price risk management components.
Crop-Hail Insurance
Our specialized crop-hail insurance protects against physical damage from hail and fire. This standalone policy covers yield losses from hail events during the growing season. We offer flexible coverage options that complement federal crop insurance programs with additional protection for high-value crops and specific field risks.
Livestock Risk Protection
We offer Livestock Risk Protection coverage for cattle, swine, and other livestock operations. This program protects against price declines through endorsement-based insurance. Our specialists help producers manage market volatility while maintaining flexibility in marketing strategies and herd management decisions.
Revenue Protection Plans
Our revenue protection plans combine yield and price protection to safeguard farm income. These policies cover losses from production declines, price drops, or combined yield/price shortfalls. We offer customized solutions including Revenue Protection with Harvest Price Exclusion and Margin Protection plans that consider input costs.
Rainfall Index Insurance
We provide Rainfall Index Insurance that uses NOAA precipitation data to trigger payments. This innovative coverage protects against losses from abnormal weather patterns. Our specialists help producers in drought-prone areas secure protection based on measurable rainfall deviations from historical norms.
People
Ray Keiser
Owner/Agent
Third-generation insurance professional with 20 years of crop insurance experience. Former claims specialist who purchased the family business in 2017. Holds Bachelors in Accounting and Finance from Wayne State College.
Steve Keiser
Founder/Agent
Vietnam veteran who started in crop insurance in 1985. Transitioned from farming to insurance after military service. Recipient of industry recognition for long-term contributions to agricultural risk management.
Julie Meirose
Office Manager
Former emergency nurse with technical expertise in farm programs. Manages office operations and customer support for new farm initiatives. Brings organizational skills from healthcare and community leadership experience.
Jarret Hoebelheinrich
Agent/Technical Support
Computer science graduate with 10+ years in technical support. Combines agricultural background with IT expertise to enhance policy management systems. Provides technology-driven solutions for efficient insurance administration.
Everett Arens
Agent
Recent addition with specialized livestock risk protection expertise. Local graduate with deep community ties. Focuses on sports and agricultural philanthropy through UNICEF involvement while serving client insurance needs.
Questions
What crop insurance options are available for 2026?
We offer USDA MPCI programs including Yield Protection, Revenue Protection, and Whole Farm Revenue Protection. Sales close September 30, 2025 for some products. Contact our agents for detailed program comparisons.
Do you offer standalone hail insurance?
Yes, we provide field fire insurance as a standalone policy. This cost-effective coverage protects against hail damage and fire losses. Contact our office for customized quotes based on your specific crop needs.
What livestock insurance programs are available?
We offer Livestock Risk Protection (LRP) programs for cattle, swine, and other livestock operations. These policies protect against price declines through endorsement-based insurance while maintaining marketing flexibility.
How can I access ARC county payment information?
We provide access to FSA's ARC county payment rates and Kansas State University agricultural economic maps for Northeast Nebraska and Southeast South Dakota regions. Visit our FSA Information page for details.
What makes SKCI different from other crop insurers?
Our unique combination of underwriting expertise, claims experience, and local agricultural knowledge sets us apart. As both agents and processors, we provide comprehensive understanding of policy implementation and claims processing.
Do you offer forage and pasture insurance?
Yes, we provide PRF-Pasture Rangeland Forage Insurance until December 1st. This program covers forage losses from drought conditions. Contact Everett or Jarret for enrollment assistance and regional payment history information.
