At Richman Insurance, we believe that a non-pressure sales team offers better service therefore making our company highly reputable. We offer a relaxed feel, and 99% of our clientele are referrals. A satisfied customer is our #1 goal! We have been doing business as Richman Insurance Inc. since 1984. Richman Insurance has been a privately-owned insurance agency and will continue to be so in the future.
Services
Livestock Risk Protection
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LRP provides protection against declining livestock prices if the price, as specified in the policy, drops below the producer's selected coverage price.
Producers in all covered states with an ownership share in eligible livestock are eligible for the LRP Program.
Coverage prices range from 70% to 100% of daily livestock prices for swine, fed cattle, and feeder cattle; and 80% to 95% for lambs.
LRP is priced and available for sale continuously throughout the year.
Multiply the target weight times the difference between the actual ending value and the coverage price.
Producers in all covered states with an ownership share in eligible livestock are eligible for the LRP Program.
Coverage prices range from 70% to 100% of daily livestock prices for swine, fed cattle, and feeder cattle; and 80% to 95% for lambs.
LRP is priced and available for sale continuously throughout the year.
Multiply the target weight times the difference between the actual ending value and the coverage price.
Farm & Ranch
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Farmers Alliance's new Agri Range Plus endorsement gives you the option of even more.
Our new Agri-Range PLUS gives you the option of event more customized coverage for your farm or ranch.
New coverages are available, and many optional coverages are automatically increased with the PLUS enhancement.
And you have two options to choose from - pick one, or both - whatever fits the best!
Our new Agri-Range PLUS gives you the option of event more customized coverage for your farm or ranch.
New coverages are available, and many optional coverages are automatically increased with the PLUS enhancement.
And you have two options to choose from - pick one, or both - whatever fits the best!
Homeowners Insurance
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Things break, usually at the worst possible time.
If you're lucky, you have a warranty on the pricey item that malfunctioned.
But, what if you don't?
Being prepared by purchasing "equipment Breakdown Coverage" might just help lighten the cost of your next household breakdown.
Equipment Breakdown Coverage is very affordable and covers many losses to equipment that are caused by breakdowns.
Some equipment that can be covered includes: Air Conditioner, Water Softener, Furnace and a Heat Pump.
Don't let the breakdowns in your life cause a financial burden, purchase Equipment Breakdown Coverage for your home and ease your mind.
If you're lucky, you have a warranty on the pricey item that malfunctioned.
But, what if you don't?
Being prepared by purchasing "equipment Breakdown Coverage" might just help lighten the cost of your next household breakdown.
Equipment Breakdown Coverage is very affordable and covers many losses to equipment that are caused by breakdowns.
Some equipment that can be covered includes: Air Conditioner, Water Softener, Furnace and a Heat Pump.
Don't let the breakdowns in your life cause a financial burden, purchase Equipment Breakdown Coverage for your home and ease your mind.
Frequently Asked Questions
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Insurance Companies do require a lot of information compared to 20 or 30 years ago.
The reason for that is to achieve a more personal or individualized rate for the consumer.
Someone that has been insured with the same company for 5 or more years is going to get a better rate than someone that switches every year to save a few dollars.
It shows loyalty and companies reward that.
Twenty years ago, basically all we needed to know, to give an accurate quote was your name, date of birth, and driving history, and what type of vehicle.
The reason for that is to achieve a more personal or individualized rate for the consumer.
Someone that has been insured with the same company for 5 or more years is going to get a better rate than someone that switches every year to save a few dollars.
It shows loyalty and companies reward that.
Twenty years ago, basically all we needed to know, to give an accurate quote was your name, date of birth, and driving history, and what type of vehicle.
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