Business Details
Your Trusted Insurance Partner in Tipton, KS
Hometown Insurance has built its reputation on personalized service and deep community roots. Our team of dedicated agents specializes in providing comprehensive insurance solutions tailored to the unique needs of individuals, families, and businesses across Kansas. With expertise in auto, home, farm, commercial, life, and long-term care insurance, we prioritize understanding our clients' specific circumstances to deliver customized coverage options. Our commitment to local communities is reflected in our active involvement in schools, agricultural organizations, and rural development initiatives.By maintaining partnerships with multiple insurance providers, we offer competitive quotes while ensuring personalized support through every stage of the insurance process. Our agents combine decades of industry experience with a hands-on approach to risk management, particularly serving agricultural clients who require specialized crop and livestock protection policies.
Services
Auto Insurance
Home Insurance
Crop Insurance
Commercial Insurance
Life Insurance
Renter's Insurance
Long-Term Care
Farm Insurance
Personal Insurance
Liability Coverage
Highlights and features
- We offer personalized insurance solutions tailored to your specific needs
- Local agents with deep community knowledge and agricultural expertise
- We provide competitive quotes from multiple insurance providers
- Our team specializes in crop and livestock risk management programs
- We offer local claims adjustment services with personalized support
Services
Crop Insurance
Our crop insurance solutions provide essential protection against weather-related losses and market fluctuations. We offer federally insured products including revenue protection, yield protection, crop hail, and livestock risk management programs. Our agents work closely with farmers to develop customized risk management strategies that safeguard their agricultural investments and ensure business continuity.
Auto Insurance
We provide comprehensive auto insurance solutions covering liability, collision, comprehensive, and personal injury protection. Our policies include options for replacement cost or actual cash value settlements while offering discounts for mature drivers, safety features, and multi-policy bundling. Local agents help clients understand coverage options and select appropriate deductibles for their specific needs.
Home Insurance
Our home insurance policies protect against property damage and liability risks with customizable coverage options. Standard policies include structural protection (Coverage A), detached structures (Coverage B), personal belongings (Coverage C), and additional living expenses (Coverage D). We offer specialized endorsements for high-value items and provide clear explanations of policy limitations and exclusions.
Life Insurance
We offer term and whole life insurance solutions providing income tax-free death benefits with cash value accumulation. Our policies feature flexible premium options, policy loans, and partial withdrawal provisions. Agents work with clients to determine appropriate coverage amounts and terms that align with their long-term financial planning objectives and family protection needs.
Commercial Insurance
Our commercial insurance programs protect businesses against property damage, liability claims, and operational disruptions. Coverage options include business property insurance, general liability, commercial auto, and specialized endorsements for agricultural operations. We help business owners develop comprehensive risk management strategies tailored to their specific industry requirements and regulatory compliance needs.
People
Brooke Brummer
Business Owner
Born and raised in rural Kansas, Brooke graduated from Fort Hays State University with a Business Finance degree in 2003. She has over 15 years of insurance experience, including managing Central Insurance Agency before founding Hometown Insurance. Actively involved in local school boards, she resides on a generational farm in Tipton with her family.
Paul Osborne
Insurance Agent
Licensed since 1983, Paul brings over 35 years of agricultural insurance experience to our team. A lifelong resident of Jewell County, he combines farming expertise with insurance knowledge while serving on multiple community boards. His career spans teaching and insurance leadership roles, focusing on crop and agricultural risk management.
Sarah Schmidt
Crop Insurance Agent
Licensed in crop insurance since 2010, Sarah combines farming experience with insurance expertise in the Junction City area. Active in agricultural education through 4-H and FFA programs, she serves on multiple conservation and farm bureau boards. Her family's farming background informs her practical approach to risk management solutions.
Lisa Shivers
Insurance Agent
Growing up on a Tipton farm, Lisa earned her Animal Science degree from Kansas State University in 2002. With 10 years of insurance experience at Central Insurance Agency before joining Hometown, she specializes in crop, farm, and commercial insurance while managing her family's service station business operations.
Questions
What insurance products do you offer?
We provide auto, home, crop, commercial, life, long-term care, and renter's insurance solutions with customized coverage options for Kansas, Colorado, and Nebraska residents.
How can I get a quote?
Visit our Tipton office or contact any of our local agents in Mankato, Junction City, or other locations to receive a free, personalized insurance quote.
Do you offer multi-policy discounts?
Yes, we offer bundling discounts when you combine multiple insurance policies through our agency.
What payment methods do you accept?
We accept payments by mail, in-person visits, phone transactions, and automatic payment arrangements.
How does crop insurance work?
Our federally insured crop insurance products protect against yield losses, revenue fluctuations, and weather-related damage with customized risk management solutions for Kansas farmers.
What's included in home insurance coverage?
Standard policies cover structural damage (Coverage A), detached structures (Coverage B), personal belongings (Coverage C), and additional living expenses (Coverage D) with optional endorsements available.