Business Details
14 Years
experience
Your Trusted Partner for Agricultural Risk Management
Since 2012, Terra Financial has established itself as a leading provider of agricultural risk management solutions in central Kansas. Our team combines deep expertise in crop and livestock insurance with firsthand experience in farming and ranching operations. We specialize in navigating complex agricultural legislation, including farm bill provisions, to help clients optimize profitability while mitigating financial risks. With coverage for over 2 million acres, our growth reflects our commitment to personalized service and understanding the unique challenges faced by agricultural producers.Our staff's diverse background in equipment sales, agricultural lending, and production practices enables us to deliver tailored risk management strategies. We prioritize building long-term relationships through transparency and reliability, recognizing that modern agriculture requires proactive protection against market volatility and natural disasters. Our agents, many of whom are farmers themselves, provide localized expertise while leveraging industry-wide insights to serve clients across multiple Kansas locations.
Services
Crop Insurance
Livestock Risk Protection
Multi-Peril Insurance
Crop Hail Insurance
Risk Management Consultation
Details
- Year established: 2012
Highlights and features
- We have been serving Kansas agricultural producers since 2012
- Our team includes farmers and ranchers with firsthand industry experience
- We specialize in USDA Risk Management Agency programs
- We provide coverage for over 2 million acres of farmland
- Our staff understands agricultural legislation and its impact on insurance
Services
Crop Insurance
Our crop insurance programs protect Kansas farmers against yield losses from natural disasters and market fluctuations. We offer USDA-approved multi-peril coverage that safeguards investments from planting through harvest. Our specialists help clients navigate federal crop insurance programs to find optimal protection for their specific crops and acreage.
Livestock Risk Protection
Livestock Risk Protection (LRP) helps ranchers manage price volatility in cattle and hog markets. We provide customizable coverage options that protect against unexpected price drops before market-ready animals are sold. Our agents help producers determine appropriate coverage levels based on ownership shares, target weights, and anticipated sale dates.
Crop Hail Insurance
Our crop hail insurance offers additional protection beyond standard crop policies. This specialized coverage safeguards against hail damage that can occur at any stage of crop development. We help farmers assess their specific risk exposure and implement comprehensive protection strategies that complement existing insurance programs.
Risk Management Consultation
We provide expert guidance on developing comprehensive risk management strategies tailored to each operation's needs. Our consultants analyze market trends, legislative changes, and production risks to create customized protection plans. We help producers understand their insurance options and implement strategies that maximize financial security.
USDA Program Assistance
We specialize in USDA Risk Management Agency programs that provide standardized crop insurance options. Our team helps clients navigate federal insurance requirements, deadlines, and documentation processes. We ensure producers understand their eligibility for government-backed programs and can access available risk mitigation tools.
People
Jason Clinkscale
Agent
Jason Clinkscale combines agricultural expertise with insurance knowledge to help Kansas farmers protect their operations. With firsthand experience in crop production, he specializes in developing customized risk management solutions that address specific farm needs.
Jon Christiansen
Agent
Jon Christiansen brings practical farming experience to his insurance practice. He focuses on helping clients understand complex agricultural insurance programs and implement effective risk protection strategies tailored to their production cycles.
Nathan Pitts
Agent
Nathan Pitts specializes in crop and livestock insurance solutions for Kansas producers. His background in agricultural operations helps him provide practical risk management advice that aligns with clients' farming practices and financial goals.
Vickie Hiebert
Agent
Vickie Hiebert provides personalized insurance services to agricultural producers in central Kansas. Her understanding of local farming conditions enables her to recommend appropriate risk protection options that address specific operational challenges.
Veronica Sauder
Agent
Veronica Sauder combines insurance expertise with agricultural knowledge to serve Kansas farmers. She focuses on helping clients navigate federal insurance programs and implement comprehensive risk management strategies that protect their farming investments.
Questions
What types of agricultural insurance do you offer?
We offer crop insurance, livestock risk protection, crop hail insurance, and multi-peril coverage through USDA programs. Our specialists help determine the best combination of policies for your specific needs.
How do I get a livestock risk protection quote?
Contact our office to provide details about your livestock type, target sale date, expected weight, and ownership shares. Our agents will help you explore coverage options that protect against market price fluctuations.
Do you serve areas outside central Kansas?
While our primary focus is central Kansas, we have offices in multiple locations including Canton, Goessel, Hesston, Moundridge, and Newton to better serve regional agricultural producers.
How does crop hail insurance differ from standard crop insurance?
Crop hail insurance provides additional protection specifically against hail damage, which can occur at any time during the growing season. It complements standard crop insurance policies by covering losses that might not qualify under broader multi-peril policies.
What experience do your agents have in agriculture?
Many of our agents are farmers and ranchers themselves, with firsthand experience in crop production and livestock management. This practical knowledge helps us provide more relevant risk management solutions tailored to real-world farming challenges.
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