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Find Your Loved One's Lost Life Insurance Policy
Founded by a 35-year insurance industry veteran, Policy Inspector specializes in locating unclaimed life insurance and annuity policies for families across the United States. Our mission is to eliminate the complexities of insurance company bureaucracy by leveraging decades of industry expertise and direct access to over 500 major insurance carriers. We provide a streamlined, web-based policy search service that delivers results within three weeks for a transparent flat fee of $129. Our comprehensive approach includes free searches for unclaimed veterans' insurance and pensions, ensuring families recover every dollar they are entitled to. With a proven track record of success, including locating policies dating back 30 years, we combine technical precision with personalized support to resolve even the most challenging cases.

Our team's deep understanding of insurance industry practices enables us to navigate corporate mergers, policy transfers, and dormant accounts with unmatched efficiency. We maintain strict ethical standards while advocating for policy beneficiaries, prioritizing client education and transparency throughout the claims process. Our service guarantees no hidden fees, with dedicated customer support available via phone to guide clients through every step. By maintaining membership in the New England Claim Association, we uphold our commitment to industry best practices and continuous professional development.
Services
Unclaimed Life Insurance Search Annuity Policy Recovery Veterans' Insurance Claims Pension Policy Locating Nationwide Policy Search
Highlights and features
  • We have 35 years of combined insurance industry experience
  • We contact 500+ insurance companies in every search
  • We guarantee results within three weeks or less
  • We operate with full transparency and no hidden fees
  • We offer free veterans' insurance and pension searches
Associations and certifications
  • New England Claim Association
What people say
Professionalism and persistence Full benefit recovery Accrued interest payment 30-year-old policy located Highly recommend service
Services
Unclaimed Life Insurance Search
Our comprehensive life insurance policy search contacts 500+ carriers simultaneously to locate dormant policies. We specialize in resolving complex cases involving corporate mergers, name changes, and long-dormant accounts. Clients receive full documentation and support to claim benefits plus accrued interest.
Annuity Policy Recovery
We identify unclaimed annuity policies through direct insurer communication, focusing on policies lost due to administrative errors or forgotten investments. Our process includes verifying ownership records and facilitating direct transfers to beneficiaries.
Veterans' Insurance Claims
Our free veterans' insurance search locates unclaimed policies through the Veterans Administration and private insurers. We help families claim service-connected benefits and forgotten GI insurance policies with specialized documentation support.
Pension Policy Locating
We identify unclaimed pension benefits by cross-referencing employment records with insurer databases. Our service includes locating both private and public sector pension plans with direct claims submission to plan administrators.
Nationwide Policy Search
Our nationwide search network covers all 50 states, overcoming jurisdictional challenges and multi-carrier policies. We coordinate cross-state claims and handle policy transfers between regional insurer offices.
People
Philip Bongiorno
Founder
35-year insurance industry veteran with expertise in policy recovery and claims resolution. Former insurance executive who established Policy Inspector to help families navigate complex claims processes.
Cory Bythrow
Partner
Insurance claims specialist with extensive experience in policy investigation and beneficiary advocacy. Co-founder focused on developing the company's proprietary insurer communication protocols.
Questions
How does your policy search work?
We submit claims to 500+ insurers simultaneously using your loved one's details, delivering results within three weeks.
What types of policies do you find?
We locate life insurance, annuities, veterans' benefits, and pensions across all major US insurers.
What information do you need to start?
We require the deceased's full name, dates of birth and death, and your relationship to them.
Is your fee really all-inclusive?
Yes - $129 covers complete searches with no additional charges or hidden fees.
Can you find very old policies?
We successfully locate policies dating back decades, including a 30-year-old case with full interest recovery.