Business Details
At KLT Insurance, we believe that the more you get to know us and like us, you will come to trust us. As a trusted independent insurance agency in Northeast Ohio, we want to help you source proper insurance solutions to protect your most treasured assets. Our services are offered with the value of understanding coverage and the convenience of being available for you when you need us most.
We understand that having the right insurance advisor and advocate by your side is essential. By building a relationship with you, we are able to inform you about your unique risks while serving you with honesty and integrity. We're ready to help you through securing proper personal insurance and business insurance solutions. KLT Insurance is very professional, easy to work with, and always prompt with addressing your concerns and questions.
You can tell that Chris and his team take pride in their ability to navigate the complex world of insurance policies for their clients. Most fires are devastating.
We understand that having the right insurance advisor and advocate by your side is essential. By building a relationship with you, we are able to inform you about your unique risks while serving you with honesty and integrity. We're ready to help you through securing proper personal insurance and business insurance solutions. KLT Insurance is very professional, easy to work with, and always prompt with addressing your concerns and questions.
You can tell that Chris and his team take pride in their ability to navigate the complex world of insurance policies for their clients. Most fires are devastating.
Services
About Us
Your family, your business, and your possessions are all important to you, but you may not know how to best protect them.
We have the experience to navigate the unique risks you face, serving as your insurance advisor.
We are an independent insurance agency based in Northeast Ohio, proudly serving Ohio statewide.
We have the pleasure of being able to work with several insurance companies to provide our clients with great options on both personal insurance and business insurance solutions.
At KLT Insurance, we love what we do.
We have the experience to navigate the unique risks you face, serving as your insurance advisor.
We are an independent insurance agency based in Northeast Ohio, proudly serving Ohio statewide.
We have the pleasure of being able to work with several insurance companies to provide our clients with great options on both personal insurance and business insurance solutions.
At KLT Insurance, we love what we do.
Meet Our Team
Not all insurance agents are created equal.
At KLT Insurance, we go out of our way to treat our clients like people and we use our industry experience and diversified knowledge base to protect what you value most.
KLT Insurance is an independent insurance agency offering proper insurance solutions with the knowledge you need to understand your coverage completely.
At KLT Insurance, we go out of our way to treat our clients like people and we use our industry experience and diversified knowledge base to protect what you value most.
KLT Insurance is an independent insurance agency offering proper insurance solutions with the knowledge you need to understand your coverage completely.
Video Library
Browse our collection of videos designed to help you understand your insurance better.
Get the information you need to answer commonly asked questions, learn about your options, and find out how insurance works to protect what matters most to you.
KLT Insurance is an independent insurance agency offering proper insurance solutions with the knowledge you need to understand your coverage completely.
Get the information you need to answer commonly asked questions, learn about your options, and find out how insurance works to protect what matters most to you.
KLT Insurance is an independent insurance agency offering proper insurance solutions with the knowledge you need to understand your coverage completely.
Client Center
Life can be unpredictable.
You can count on us to be there for you, ensuring things happen promptly and efficiently, always with the goal of getting your life and business back to normal as quickly as possible.
KLT Insurance is an independent insurance agency offering proper insurance solutions with the knowledge you need to understand your coverage completely.
You can count on us to be there for you, ensuring things happen promptly and efficiently, always with the goal of getting your life and business back to normal as quickly as possible.
KLT Insurance is an independent insurance agency offering proper insurance solutions with the knowledge you need to understand your coverage completely.
Join Our Team
A company is only as good as the people behind it.
We are always interested in meeting talented individuals who want to progress their careers and make a difference in our business.
We believe that successful people make successful businesses, which is why we make every effort to provide our employees with an environment in which they can excel.
Our professionals are integral in defining our business-delivering results to our clients and driving our company to success.
We make it our job to treat them well.
We are always interested in meeting talented individuals who want to progress their careers and make a difference in our business.
We believe that successful people make successful businesses, which is why we make every effort to provide our employees with an environment in which they can excel.
Our professionals are integral in defining our business-delivering results to our clients and driving our company to success.
We make it our job to treat them well.
We Are Independent
When you work with our independent insurance agency, you're getting the power of choice.
From simplifying the insurance process to finding you the right coverage, here's what makes us different.
Bringing you the right blend of price, coverage, and service is what we strive to do.
By representing different insurance companies, we can provide a unique variety of policies and price points.
We do the shopping so you can save and get the best possible coverage.
When it comes to choosing your insurance coverage, we want you to make an informed decision.
From simplifying the insurance process to finding you the right coverage, here's what makes us different.
Bringing you the right blend of price, coverage, and service is what we strive to do.
By representing different insurance companies, we can provide a unique variety of policies and price points.
We do the shopping so you can save and get the best possible coverage.
When it comes to choosing your insurance coverage, we want you to make an informed decision.
Insurance Companies
Choosing the right insurance can be complicated.
We partner with the industry's leading insurance companies so you can enjoy the most appropriate, affordable protection.
Even better, we help you make the right choice.
KLT Insurance is an independent insurance agency offering proper insurance solutions with the knowledge you need to understand your coverage completely.
We partner with the industry's leading insurance companies so you can enjoy the most appropriate, affordable protection.
Even better, we help you make the right choice.
KLT Insurance is an independent insurance agency offering proper insurance solutions with the knowledge you need to understand your coverage completely.
Personal Insurance
Life happens fast, and the truth is there's nothing as valuable as peace of mind.
Our goal is to protect you from the unexpected through top quality insurance coverage that works for your needs, as well as your budget.
KLT Insurance is an independent insurance agency offering proper insurance solutions with the knowledge you need to understand your coverage completely.
Our goal is to protect you from the unexpected through top quality insurance coverage that works for your needs, as well as your budget.
KLT Insurance is an independent insurance agency offering proper insurance solutions with the knowledge you need to understand your coverage completely.
Home Insurance
Your home is one of your biggest assets.
That's why it's important to do everything you can to protect it.
We'll help you plan for the unexpected with insurance coverage that's just right for your home and your family.
Your home is the center of your life.
It's also your biggest investment.
So make sure you cover the unique risks you face with home insurance.
Get the right policy that will take care of both small and large risks related to owning a home.
Imagine if your house caught on fire.
Not only would you lose your home, but you'd also be burdened financially and emotionally.
That's why it's important to do everything you can to protect it.
We'll help you plan for the unexpected with insurance coverage that's just right for your home and your family.
Your home is the center of your life.
It's also your biggest investment.
So make sure you cover the unique risks you face with home insurance.
Get the right policy that will take care of both small and large risks related to owning a home.
Imagine if your house caught on fire.
Not only would you lose your home, but you'd also be burdened financially and emotionally.
Auto Insurance
Your vehicle can be a fairly costly investment-one that is exposed to many potential losses that are out of your control.
We'll make sure you have the protection you need at a price you can afford.
A car or truck is often your biggest asset aside from your home.
Auto insurance protects against potentially crippling financial losses and the sheer inconvenience of being without transportation.
Remember, not all car insurance is created equal.
Some auto insurance policies simply meet legal requirements.
We'll make sure you have the protection you need at a price you can afford.
A car or truck is often your biggest asset aside from your home.
Auto insurance protects against potentially crippling financial losses and the sheer inconvenience of being without transportation.
Remember, not all car insurance is created equal.
Some auto insurance policies simply meet legal requirements.
Individual Life Insurance
You can't put a dollar amount on your family, but you can ensure their future is protected.
We can't predict when the unexpected will happen, but we can help you prepare for it when it does.
Individual life insurance is arguably the biggest investment you can make in your loved ones' security.
It's a complicated field, but don't let that put you off.
We'll be happy to talk you through the options.
First, you'll need to determine the type of life insurance you want to buy, with the most common types being term life insurance, whole life insurance, and universal life insurance.
We can't predict when the unexpected will happen, but we can help you prepare for it when it does.
Individual life insurance is arguably the biggest investment you can make in your loved ones' security.
It's a complicated field, but don't let that put you off.
We'll be happy to talk you through the options.
First, you'll need to determine the type of life insurance you want to buy, with the most common types being term life insurance, whole life insurance, and universal life insurance.
Long-Term Disability Insurance
The principle of long-term disability insurance is simple enough-you pay premiums and if you become disabled and are no longer able to work, you get regular payments to make up some of the lost income.
As with life insurance, it's often a smart way to make sure you and your family (or financial dependents) are protected if the worst happens.
You do need to pay attention to the details with long-term disability insurance, however, as policies have several key options.
For example, you'll need to check how long you have to be disabled before any payout starts, and for how long the payments will continue.
As with life insurance, it's often a smart way to make sure you and your family (or financial dependents) are protected if the worst happens.
You do need to pay attention to the details with long-term disability insurance, however, as policies have several key options.
For example, you'll need to check how long you have to be disabled before any payout starts, and for how long the payments will continue.
Long-Term Care Insurance
Long-term care insurance may be your best option if you develop a chronic illness or become disabled and can no longer care for yourself for an extended period of time.
We'll help prepare you for the unexpected.
While it's great news that medical advances mean people are living longer, it does increase the chances of needing long-term care.
This can be a costly service and is usually not covered by typical medical insurance.
The potential expenses of long-term care are wide-ranging and long-lasting, covering nursing home bills, day care services, home modification, and assisted living facilities, among others.
We'll help prepare you for the unexpected.
While it's great news that medical advances mean people are living longer, it does increase the chances of needing long-term care.
This can be a costly service and is usually not covered by typical medical insurance.
The potential expenses of long-term care are wide-ranging and long-lasting, covering nursing home bills, day care services, home modification, and assisted living facilities, among others.
Business Insurance
In today's ever-changing environment, risk is constant.
Business insurance isn't.
We'll thoroughly assess your business and situation to develop creative, comprehensive, cost-effective solutions that fit your needs.
KLT Insurance is an independent insurance agency offering proper insurance solutions with the knowledge you need to understand your coverage completely.
Business insurance isn't.
We'll thoroughly assess your business and situation to develop creative, comprehensive, cost-effective solutions that fit your needs.
KLT Insurance is an independent insurance agency offering proper insurance solutions with the knowledge you need to understand your coverage completely.
Business Owners Insurance
A Business Owners Policy (BOP) combines business property and business liability insurance into one convenient policy.
We'll work with you to design coverage that protects your business from a variety of risks, unique to your industry.
Because your business faces the unexpected on a daily basis, there are always risks involved.
Whether it's the risk of damage or loss to your property or customers, the only way to protect your business is with the right policy.
With the convenience of a BOP, you can minimize the risks and focus on the future of your business.
We'll work with you to design coverage that protects your business from a variety of risks, unique to your industry.
Because your business faces the unexpected on a daily basis, there are always risks involved.
Whether it's the risk of damage or loss to your property or customers, the only way to protect your business is with the right policy.
With the convenience of a BOP, you can minimize the risks and focus on the future of your business.
General Liability Insurance
No matter the size and nature of your business, there are always uncertainties.
We'll work with you to determine your business risks and we'll put together an insurance package that makes sense for your business.
When you look around your business, it's obvious that you need to protect against damage to your buildings, equipment, and staff.
Less obvious-but no less important-is the risk of damage to other people and businesses, which could leave you paying out large sums if you are held liable.
We'll work with you to determine your business risks and we'll put together an insurance package that makes sense for your business.
When you look around your business, it's obvious that you need to protect against damage to your buildings, equipment, and staff.
Less obvious-but no less important-is the risk of damage to other people and businesses, which could leave you paying out large sums if you are held liable.
Commercial Umbrella Insurance
Commercial umbrella insurance is designed to supplement existing insurance policies, giving you an additional layer of protection for your business.
We'll work with you to find the right umbrella solution to cover all your business needs.
Commercial umbrella insurance is all about going one step further.
It's an added layer of protection that kicks in if the very worst happens with your business insurance policies.
Most business insurance policies-whether they cover commercial liability or commercial property-have a payout limit.
We'll work with you to find the right umbrella solution to cover all your business needs.
Commercial umbrella insurance is all about going one step further.
It's an added layer of protection that kicks in if the very worst happens with your business insurance policies.
Most business insurance policies-whether they cover commercial liability or commercial property-have a payout limit.
Business Auto Insurance
Whether you have one vehicle or a whole fleet, we can help you implement custom coverage that will protect your business and personal assets from the additional exposure that commercial vehicles bring with them.
A vehicle collision is never good news, but when it's one of your business' cars or trucks, the consequences are more complicated.
Business auto insurance, also called commercial auto insurance, takes all the elements of normal auto coverage and adds on extra protection.
For example, when obtaining commercial car insurance you can usually get much higher liability coverage to reflect the fact that a business typically has more assets at risk than an individual would.
A vehicle collision is never good news, but when it's one of your business' cars or trucks, the consequences are more complicated.
Business auto insurance, also called commercial auto insurance, takes all the elements of normal auto coverage and adds on extra protection.
For example, when obtaining commercial car insurance you can usually get much higher liability coverage to reflect the fact that a business typically has more assets at risk than an individual would.
Commercial Property Insurance
Commercial property insurance protects your assets in the event that they are stolen, damaged, or destroyed in a fire or natural disaster.
We'll partner with you to design insurance coverage that will protect your company's property.
Fire, flooding, theft, or accidental damage are unfortunate incidents that could not only damage or destroy your property but could also devastate your business.
Whether it's buildings, commercial vehicles, or equipment, losing these assets would be a potentially critical setback for your business.
We'll partner with you to design insurance coverage that will protect your company's property.
Fire, flooding, theft, or accidental damage are unfortunate incidents that could not only damage or destroy your property but could also devastate your business.
Whether it's buildings, commercial vehicles, or equipment, losing these assets would be a potentially critical setback for your business.
