Call Now
Website
Call
Business Details
50+ Years
experience
Your Trusted Insurance Partner in Warroad, MN
Established in 1935, Security State Insurance Agency Insurance Agency has built a legacy of providing comprehensive insurance solutions to families and businesses across Minnesota. As an independent agency, we represent multiple carriers, allowing us to offer tailored coverage options that meet diverse client needs. Our expertise spans personal insurance, commercial policies, and specialized risk management solutions.

With decades of experience navigating insurance complexities, our team prioritizes personalized service and quick response times. We are committed to protecting our clients' futures through customized insurance strategies while maintaining the highest standards of integrity and client care.
Services
Auto Insurance Business Insurance Health Insurance Home Insurance Life Insurance Personal Umbrella Workers' Compensation Disability Income
Details
  • Year established: 1935
Highlights and features
  • 80+ years of insurance expertise serving Minnesota residents
  • Independent agency offering multiple carrier options
  • Personalized coverage tailored to individual business needs
  • Quick response times for urgent client requirements
  • Customized commercial insurance solutions for business protection
Services
Auto Insurance
We provide comprehensive auto insurance solutions protecting vehicles against accidents, theft, and damage. Our policies include liability coverage, collision protection, and uninsured motorist options. With access to multiple carriers, we help clients find competitive rates while ensuring adequate protection for personal and commercial vehicles.
Business Insurance
Our business insurance solutions protect companies against liability claims, property damage, and operational risks. Coverage includes general liability, workers' compensation, and business interruption insurance. We create customized plans to safeguard assets while meeting specific industry requirements for Minnesota businesses of all sizes.
Home Insurance
We offer home insurance policies protecting residential properties against fire, theft, and natural disasters. Coverage includes dwelling protection, personal property insurance, and liability coverage for homeowners. Our agents help clients select appropriate limits and deductibles while ensuring compliance with mortgage requirements and local building codes.
Life Insurance
Our life insurance products provide financial security for families through term and permanent coverage options. Policies help protect beneficiaries against income loss, funeral expenses, and outstanding debts. We assist clients in determining appropriate coverage amounts based on individual needs and future financial obligations.
Health Insurance
We offer health insurance plans covering medical expenses, hospitalization, and prescription medications. Our policies include individual and family plans meeting ACA requirements. We help clients navigate coverage options, network providers, and deductible structures to find affordable solutions that match their healthcare needs.
People
Kaitlyn Wandersee
Agency Manager
Kaitlyn Wandersee leads Security State Insurance Agency Insurance Agency's operations with over 20 years of insurance industry experience. She specializes in commercial risk management and ensures clients receive personalized service while maintaining the agency's commitment to community-focused insurance solutions.
Sara Thompson
Agent
Sara Thompson provides expert insurance guidance to personal and business clients. With specialized knowledge in property-casualty coverage, she helps families and companies protect their assets through tailored insurance solutions while maintaining exceptional client communication standards.
Roderick Heneman
Agency Owner
Roderick Heneman oversees agency strategy and client relationships with decades of insurance expertise. He maintains the agency's founding principles of integrity and personalized service while ensuring continued growth and adaptation to evolving industry requirements.
Questions
How do you find competitive insurance rates?
As an independent agency, we access multiple carriers to compare coverage options and pricing, ensuring clients receive competitive rates tailored to their specific needs.
What areas do you serve?
We primarily serve Roseau and Lake of the Woods Counties in Minnesota, with coverage extending to surrounding areas throughout the state.
What insurance types do you offer?
We provide auto, home, life, health, business, and specialty insurance including recreational vehicle coverage and workers' compensation policies.
How do I file an insurance claim?
Contact our office directly or use your carrier's online claims system. We'll guide you through documentation requirements and coordinate with insurers to expedite claim resolution.
Can I pay insurance premiums online?
Yes, most carriers offer online payment options. Visit your insurer's website or contact us for specific payment portal access and instructions.
Do you offer business insurance customization?
We create tailored commercial policies addressing specific industry risks, including liability protection, property coverage, and business continuity solutions for Minnesota companies.