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Trusted Insurance Solutions in Cedarville, MI
At Islands Insurance Center, we have built our reputation on being part of the community we serve. Rooted in Cedarville, Michigan, our team provides reliable coverage and neighborly service to families, individuals, and businesses across the Eastern Upper Peninsula and the entire state. With over a decade of experience, we combine local insight with access to trusted carriers like Auto-Owners, AAA, and Wolverine to deliver personalized insurance solutions. Our mission is to protect what matters most to our clients through clear communication, quick responses, and a deep understanding of the unique risks associated with island and rural living.

As an independent agency, we prioritize your needs over any single company, ensuring unbiased advice and comprehensive coverage for auto, home, business, health, life, and pet insurance. Our commitment to excellence is reflected in our 66+ five-star Google reviews and decades-long relationships with clients who trust us to safeguard their future.
Services
Auto Insurance Home Insurance Business Insurance Life Insurance Health Insurance Condo Insurance Commercial Property Insurance Personal Umbrella Insurance Workers Compensation Insurance Pet Insurance
Highlights and features
  • We are community-rooted with over a decade of service in Cedarville and Michigan.
  • We provide quick responses by phone, text, or in person.
  • Our policies are tailored to unique risks like island and rural living.
  • We partner with trusted carriers like Auto-Owners, AAA, and Wolverine.
  • We are an independent agency offering unbiased advice and multiple options.
What people say
Quick to respond Personalized service Great prices Highly recommend Excellent customer service
Services
Auto Insurance
Our auto insurance provides reliable protection for Michigan drivers, covering vehicles from personal cars to seasonal rentals. We offer competitive rates and tailored policies for Cedarville residents and statewide clients. With quick claims support and flexible coverage options, we ensure peace of mind on the road.
Home Insurance
Customized home insurance safeguards your property, whether a year-round residence or seasonal cottage. We cover houses, condos, and rentals across Michigan, addressing unique risks like island living. Our policies ensure financial security for your biggest investment with personalized service and thorough coverage.
Business Insurance
We provide comprehensive business insurance for Michigan companies, including commercial property, liability, workers' compensation, and auto policies. Our solutions protect diverse industries with tailored risk management strategies, ensuring operational continuity and compliance with state regulations.
Life Insurance
Our life insurance policies offer financial protection for families, with term and permanent options. We help clients plan for the future through affordable, flexible coverage, ensuring loved ones are safeguarded against unexpected events with personalized policy guidance.
Health Insurance
We offer Blue Cross Blue Shield health insurance plans, including Medicare options, tailored to individual and family needs. Our team simplifies enrollment and policy selection, ensuring access to quality healthcare coverage with competitive rates and personalized support.
People
Allyson Coveyou
Personal Insurance Specialist & Agent
Allyson combines knowledge and care to help clients find confident personal insurance solutions, prioritizing clear communication and client needs.
Kathy Martin
Commercial Insurance Specialist & Agent
Kathy offers expert commercial insurance guidance, focusing on business risk management and dependable solutions tailored to Michigan's diverse industries.
Stacey Massey
Personal Insurance Agent
Stacey provides compassionate personal insurance services, simplifying policies for clients with practical knowledge and responsive support.
Cayla Riordan
Licensed Agent
Cayla specializes in health and life insurance, delivering personalized guidance to meet families' long-term financial and healthcare needs.
Questions
What areas do you serve?
We serve Cedarville, Les Cheneaux Islands, the Eastern Upper Peninsula, and all of Michigan with personalized insurance solutions.
What types of insurance do you offer?
We provide auto, home, business, health, life, condo, commercial property, umbrella, workers' compensation, and pet insurance coverage.
How are you different from other agencies?
As a community-rooted, independent agency, we combine local expertise with access to multiple carriers, offering unbiased advice and neighborly service.
Can you help with policy changes or claims quickly?
Yes, we prioritize prompt communication and efficient claims support, ensuring timely assistance for all client needs.
Do you offer personalized policy reviews?
Yes, we conduct annual policy reviews to ensure your coverage adapts to life changes and maintains optimal protection.