Business Details
14 Years
experience
Your Trusted Local Insurance Partner in Iowa
Petersen Agency has been serving the community since 2012, providing comprehensive insurance solutions tailored to individual and business needs. Our team combines decades of local farming experience with specialized insurance expertise, offering personalized service rooted in community values. We prioritize protecting clients' investments through customized coverage for auto, home, commercial, life, health, and crop insurance.With deep ties to the Elk Horn-Kimballton area, we emphasize transparency, ethical practices, and active community involvement. Our agents bring extensive agricultural knowledge and military service discipline to ensure reliable, client-focused insurance guidance.
Services
Auto Insurance
Home Insurance
Commercial Insurance
Life Insurance
Health Insurance
Crop Insurance
Details
- Year established: 2012
Highlights and features
- We combine 30+ years of local farming experience with insurance expertise
- Our team includes certified crop insurance specialists with agricultural backgrounds
- We offer personalized service with deep understanding of rural community needs
- Our agents maintain active military service commitments alongside insurance practice
- We prioritize transparency and ethical practices in all client interactions
Services
Auto Insurance
Protect your vehicles with customized auto insurance policies that cover liability, collision, and comprehensive risks. Our solutions safeguard personal and commercial vehicles against accidents, theft, and natural disasters while ensuring compliance with state requirements. We help clients select optimal coverage limits based on individual driving patterns and vehicle values.
Home Insurance
Secure your largest investment with tailored home insurance coverage that protects against fire, weather damage, and liability claims. We offer policies that cover dwelling replacement costs, personal belongings, and additional living expenses during repairs. Our agents help homeowners understand policy details and select appropriate coverage for their specific property risks.
Commercial Insurance
Safeguard business operations with comprehensive commercial insurance packages that include property, liability, and workers' compensation coverage. We help businesses mitigate risks associated with equipment damage, customer injuries, and employee-related claims. Our solutions adapt to evolving business needs while maintaining cost-effective protection for local enterprises.
Life Insurance
Ensure your family's financial future with term and permanent life insurance options that provide death benefits and cash value accumulation. We help clients determine appropriate coverage amounts based on income replacement needs and long-term financial goals. Our policies offer protection for mortgage payments, education expenses, and inheritance planning.
Crop Insurance
Protect farming operations against yield losses from weather events and market fluctuations. Our crop insurance policies cover production risks for major commodities while helping farmers comply with federal crop program requirements. We provide specialized expertise for Iowa's agricultural community through tailored risk management solutions.
People
Troy Petersen
Owner/Agent
With 30+ years in local farming and insurance since 1996, Troy founded the agency in 2012. He brings agricultural expertise and community leadership experience to insurance services while maintaining active involvement in local school and Danish cultural events.
Kyle Petersen
Agent
A U.S. Army veteran with combat deployment experience, Kyle joined the agency after military service. He combines military discipline with local knowledge to serve clients while remaining active in community sports and American Legion activities.
Dustin Petersen
Agent
Agricultural business graduate and former FFA member, Dustin has worked with the agency since 2011. He contributes local event leadership experience as Tivoli Fest chairman while maintaining connections to Exira-EHK athletics and community programs.
Questions
What types of insurance do you offer?
We provide auto, home, commercial, life, health, and crop insurance policies tailored to individual and business needs across western Iowa.
Do you serve areas outside Elk Horn?
Yes, we serve clients in both Elk Horn and Exira, Iowa, with office locations in both communities to better serve western Iowa residents.
Can I get insurance quotes online?
While we recommend personalized consultations, you can request quotes through our website or by contacting our offices directly.
Are your agents available after business hours?
Our offices operate during standard business hours, but agents maintain cell phones for urgent client needs outside regular office hours.
Do you specialize in agricultural insurance?
Yes, our team has extensive farming experience and specialized crop insurance expertise to serve Iowa's agricultural community effectively.
How do I file an insurance claim?
Contact our office directly during business hours or reach your agent via cell phone to initiate the claims process promptly.