Business Details
Your Trusted Insurance Partner in Northumberland, PA
Keystone-Pfeiffer-Naginey Insurance has been dedicated to providing comprehensive insurance solutions since our founding. As an independent agency, we leverage our position within the Keystone Insurers Groupthe largest independent agency network in the countryto offer clients access to competitive rates and tailored coverage options. Our team of experienced professionals prioritizes personalized service, ensuring each client receives clear guidance and support throughout the insurance process. We specialize in both personal and commercial insurance, including auto, home, life, health, business owners policies, workers' compensation, and specialty coverages. Our commitment to excellence extends beyond policy sales, as we actively assist clients in managing claims, analyzing experience mods for cost savings, and identifying potential coverage gaps.With decades of combined industry expertise, we simplify insurance by handling the complexities so our clients can focus on their priorities. Our dedication to transparency, ethical practices, and long-term client relationships has established us as a trusted partner in Pennsylvania's insurance market. We serve communities across Northumberland, Selinsgrove, Lewisburg, Sunbury, Milton, and surrounding areas, offering both digital convenience and direct agent support. Our approach combines technological efficiency with human expertise to deliver peace of mind and value-driven protection.
Services
Auto Insurance
Home Insurance
Business Insurance
Life Insurance
Health Insurance
Workers' Compensation
Commercial Auto
Property Insurance
Umbrella Insurance
Specialty Insurance
Highlights and features
- We offer personalized insurance solutions tailored to individual and business needs
- Our agency leverages the largest independent insurance network for competitive rates
- Experienced team provides expert guidance through complex coverage decisions
- We specialize in workers' compensation experience mod analysis and cost reduction
- Dedicated local agents provide direct support for claims and policy management
What people say
Best insurance agent ever
Super informative staff
Good deal despite added coverage
Premiums significantly decreased
Great staff experience
Services
Auto Insurance
We provide comprehensive auto insurance coverage tailored to individual drivers and fleet operations. Our policies protect against liability, collision, and uninsured motorists while offering discounts for safe driving records and multi-policy bundling. Our agents help clients navigate coverage options to ensure adequate protection at competitive rates.
Workers' Compensation
Our workers' compensation solutions include experience mod analysis to identify premium savings opportunities. We help businesses manage claims effectively, reduce surcharges, and maintain compliance with state regulations. Our network access allows us to secure specialized coverage for high-risk industries and unique business operations.
Business Insurance
We offer business owners policies that combine property, liability, and business interruption coverage. Additional options include professional liability, surety bonds, and industry-specific protections for contractors, healthcare providers, and technology firms. Our team helps businesses assess risks and implement comprehensive coverage strategies.
Home Insurance
Our home insurance policies protect against common risks including fire, theft, and weather damage. We offer standard homeowners coverage along with specialized options for flood, earthquake, and high-value properties. Our agents help clients understand policy details and select appropriate coverage limits for their specific needs.
Life Insurance
We provide term and permanent life insurance solutions to protect families and business interests. Our offerings include individual policies, survivor benefits, and business continuity planning. Our agents work with multiple carriers to find appropriate coverage that aligns with clients' financial goals and budgetary constraints.
People
Robert Naginey
Agency Principal
With decades of insurance industry experience, Robert Naginey leads our agency's strategic direction while maintaining active client relationships. His expertise in commercial risk management helps businesses navigate complex insurance requirements and implement cost-effective solutions.
Jean Smith
President
As agency president, Jean Smith oversees operations and ensures our commitment to exceptional client service. She specializes in developing personalized insurance strategies for both individual and corporate clients across central Pennsylvania.
Jennifer Phillips
Insurance Agent
Jennifer Phillips provides personalized insurance guidance to our clients, helping them understand coverage options and identify appropriate protection strategies. Her approachable style and attention to detail have earned her recognition as a top-performing agent.
Thomas Troutman
Agency Principal
Thomas Troutman brings specialized expertise in workers' compensation and business insurance. He helps companies analyze experience mods, manage claims effectively, and implement risk management practices that reduce long-term costs.
Dane Snyder
President of Home & Auto Division
Dane Snyder leads our personal lines division, focusing on auto, home, and life insurance solutions. He ensures our team maintains up-to-date knowledge of insurance products and regulatory requirements to better serve individual policyholders.
Questions
What types of insurance do you offer?
We offer auto, home, life, health, business owners policies, workers' compensation, commercial auto, specialty insurance, and more for both individuals and businesses in Pennsylvania.
How can you help lower my insurance costs?
As an independent agency, we compare rates across multiple carriers. We also analyze experience mods for workers' comp savings and identify bundling opportunities to maximize value.
Do you serve areas outside Northumberland?
Yes, we serve clients throughout Pennsylvania including Selinsgrove, Lewisburg, Sunbury, Milton, and surrounding communities for both personal and commercial insurance needs.
What makes your agency different from others?
We combine the resources of the nation's largest independent agency network with personalized local service, providing expert guidance and competitive rates without sacrificing individual attention.
How do I file a claim?
Contact us directly at (570) 473-3563 or visit our website's customer service page to report a claim. Our team will guide you through the process and coordinate with the insurance carrier.
Can you help with specialty insurance needs?
Yes, we offer specialty coverage including event insurance, cyber liability, professional liability, and niche business insurance for industries like construction, healthcare, and technology.
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