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Business Details
34 Years
experience
Your Trusted Health Insurance Partner in Tucson, AZ
HalSi Insurance Services has been a trusted partner in health insurance solutions since 1992. As a locally owned and operated agency in Tucson, Arizona, we specialize in providing personalized coverage options for individuals, families, and businesses. Our team of licensed professionals brings decades of combined experience to navigate complex insurance markets, ensuring clients receive affordable plans tailored to their unique needs. We maintain strong relationships with major carriers like Aetna, Blue Cross Blue Shield, and UnitedHealthcare while prioritizing client education about evolving regulations. Our commitment to exceptional service is demonstrated through proactive follow-ups, comprehensive plan comparisons, and ongoing support for claims resolution.

With a focus on long-term client relationships rather than commissions, we operate with transparency and integrity in all our interactions. Our office serves Tucson and southern Arizona communities, offering flexible appointment scheduling including Saturdays by arrangement. Through consistent client advocacy and industry expertise, we've built a reputation for delivering reliable insurance solutions that balance cost-effectiveness with comprehensive coverage.
Services
Group Health Insurance Medicare Insurance Individual Health Insurance Life Insurance Dental Insurance
Details
  • Year established: 1992
Highlights and features
  • We have over 25 years of local insurance expertise
  • Our agents work on salary, not commission
  • We provide personalized Medicare consultations
  • We represent all major Arizona insurance carriers
  • We offer flexible Saturday appointments by arrangement
What people say
Stellar service Fantastic Excellent service Knowledgeable staff Prompt follow-up
Services
Group Health Insurance
We help employers navigate healthcare reform requirements and ACA compliance while finding affordable coverage options. Our team analyzes current plans, compares carrier offerings, and negotiates rates to create customized benefits packages that enhance employee retention. We provide ongoing support for plan implementation, annual reviews, and legislative compliance.
Medicare Insurance
Our certified agents offer personalized Medicare consultations during annual enrollment periods. We explain Part A, B, C, and D options, compare Medigap policies, and help clients choose between Medicare Advantage and traditional supplement plans. We provide detailed comparisons of prescription drug coverage and out-of-pocket costs to help seniors make informed decisions.
Individual Health Insurance
We assist individuals and families in finding affordable health insurance through marketplace exchanges and private carriers. Our services include comparing high-deductible plans with HSAs, short-term medical options, and comprehensive coverage alternatives. We help clients understand subsidy eligibility and enrollment requirements while providing ongoing support for policy adjustments.
Life Insurance
We offer term and permanent life insurance solutions to protect families' financial futures. Our agents help clients determine appropriate coverage amounts based on income replacement needs, mortgage obligations, and educational expenses. We work with multiple carriers to find policies that balance premium costs with long-term benefits.
Dental Insurance
We provide affordable dental coverage options for individuals and families without employer-sponsored benefits. Our plans cover preventive care, basic procedures, and major dental work. We help clients compare network providers, annual maximums, and waiting periods to select plans that meet their specific oral health needs.
People
Sima Ehrich
President
Established HalSi Insurance Services in 1992 with over 25 years of industry experience. Licensed since 1984 in Life, Health, and Property/Casualty insurance. Focuses on building long-term client relationships through personalized service and expert guidance.
Lisa Bessette
Sales and Account Management
Licensed agent since 2005 with expertise in Life, Health, and Property/Casualty insurance. Provides personalized support for clients navigating complex insurance decisions while maintaining focus on long-term coverage needs.
Anna Monterosso
Sales and Account Management
Licensed in Life, Health, and Accident insurance since 2012. Specializes in helping clients understand changing insurance regulations and finding coverage solutions that balance cost with comprehensive protection.
Khalil Monterosso
Accounts Receivable Manager
Has managed financial operations since 1995 while providing sales support to agents. Ensures smooth administrative processes and maintains accurate records to support the agency's client-focused approach.
Questions
What types of insurance do you offer?
We provide group health, Medicare, individual health, life, dental, and disability insurance solutions for Arizona residents and businesses.
How can you help with Medicare enrollment?
Our certified agents offer free consultations during annual enrollment periods to explain Part A-D options and compare Medigap vs Advantage plans.
Do you work with small businesses?
Yes, we help employers with ACA compliance, plan selection, and employee benefits administration while negotiating competitive rates with carriers.
Are your services free?
We receive commissions from insurance companies, so our consultation and plan comparison services cost nothing to clients.
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