Business Details
50+ Years
experience
Your Trusted Insurance Partner in Nassau, NY
Edward J Phelps has been a family-owned and operated business since 1963, serving the Albany and Nassau communities with personalized insurance solutions. Our three-generation legacy is built on fostering relationships with clients, offering tailored coverage for homeowners, renters, auto, life, commercial, boat, and ATV/motorcycle insurance. We prioritize understanding individual client needs to provide competitive rates while maintaining a commitment to exceptional service. Our team of licensed agents combines decades of industry experience with a dedication to staying current with evolving insurance trends. Headquartered in Nassau, NY, we work with top-tier carriers to ensure comprehensive protection for our clients' lives, loved ones, and assets.Our collaborative approach and local market expertise distinguish us from larger, impersonal insurance providers. We emphasize transparency in policy details and proactively educate clients on risk mitigation strategies to lower premiums. With over 50 years of service, we continue to uphold our founding principle of treating every client as part of the Phelps family. Our office maintains regular business hours with Saturday appointments available for client convenience. Through continuous service refinement and carrier partnerships, we remain dedicated to delivering peace of mind through reliable insurance solutions.
Services
Homeowners Insurance
Renters Insurance
Auto Insurance
Life Insurance
Commercial Insurance
Boat Insurance
ATV/Motorcycle Insurance
Details
- Year established: 1963
Highlights and features
- We offer over 50 years of family-owned insurance expertise
- Our team includes third-generation insurance professionals
- We provide personalized policy recommendations based on individual needs
- We maintain partnerships with top-rated national and regional carriers
- We offer specialized guidance on insurance cost reduction strategies
What people say
Personalized service
Knowledgeable staff
Family-oriented approach
Competitive rates
Thorough explanations
Services
Homeowners Insurance
Protect your home investment with comprehensive coverage options tailored to your specific property needs. Our policies include protection against structural damage, personal property loss, and liability claims. We help clients understand policy details and select appropriate coverage limits based on their home's value and unique requirements.
Auto Insurance
Customize coverage for your vehicles with options including liability, collision, and comprehensive protection. We offer competitive rates through multiple carriers while helping clients implement cost-saving measures like defensive driving discounts and safety feature incentives. Our agents explain policy terms to ensure complete understanding of coverage parameters.
Life Insurance
Secure your family's future with term or whole life insurance policies designed to meet your financial obligations. We provide clear explanations of policy benefits and help determine appropriate coverage amounts based on individual circumstances. Our approach ensures clients understand how different policy types align with their long-term financial planning goals.
Commercial Insurance
Safeguard your business with tailored coverage combining general liability, property protection, and specialized endorsements. We work with clients to assess industry-specific risks and implement comprehensive insurance packages. Our solutions help businesses maintain continuity through unexpected events while meeting regulatory requirements and contractual obligations.
ATV/Motorcycle Insurance
Specialized insurance for recreational vehicles including ATVs and motorcycles. We offer liability protection, collision coverage, and customized options for high-value or specialty equipment. Our agents understand the unique risks associated with recreational vehicles and help clients balance protection needs with budget considerations.
People
David Phelps
President and Joint Owner
Third-generation insurance professional with over three decades of experience. Graduated from Hudson Valley Community College and Albany Brokers & Agents School. Maintains family tradition of personalized service while ensuring modern insurance solutions for clients.
Nick Phelps
Joint Owner
Third-generation insurance agent with business administration degree from SUNY Oswego. Combines formal education with family industry knowledge to provide professional yet personal insurance solutions. Joined agency in 2012 to continue family legacy.
Kim Phelps
Joint Owner
Licensed insurance broker with nearly three decades of experience. Joined family business after completing high school education. Specializes in delivering personalized insurance solutions while maintaining the agency's founding principles of client care.
April Sheldon
Licensed Insurance Agent
Experienced insurance professional joining the team in 2021. Capital Region native with strong client service focus. Graduated from Mercy High School and applies industry knowledge to meet client insurance needs with personalized attention.
Questions
What types of insurance do you offer?
We provide homeowners, renters, auto, life, commercial, boat, and ATV/motorcycle insurance. Our agents help clients select appropriate coverage for personal and business needs.
How can I lower my insurance costs?
We offer multiple cost-saving options including multi-policy discounts, defensive driving credits, and home security system incentives. Our agents provide personalized recommendations based on your specific circumstances.
Why choose a local insurance agency?
Local agencies offer personalized service, community knowledge, and direct access to decision-makers. We understand regional risks and can tailor coverage to New York's specific requirements.
What areas do you serve?
We primarily serve Albany and Nassau, NY, with insurance solutions tailored to the Capital Region's specific needs and regulatory environment.
