Business Details
50+ Years
experience
Trusted Commercial Insurance Solutions for Wholesale Brokers
Western World Company has been delivering specialized insurance solutions for commercial brokers and their clients since 1964. As an AIG company, we combine over six decades of industry expertise with the strength of a globally recognized insurer to address evolving risk landscapes. Our focus on contract bind property, casualty, and garage solutions positions us as a trusted partner for wholesale brokers seeking non-admitted insurance options. Through our proprietary Western World Integrated Platform (WWIP), we empower binding agents with streamlined underwriting, rating, and policy issuance capabilities tailored to their operational needs. Our commitment to innovation ensures continuous modernization of our platform, including enhanced user interfaces and expanded functional capabilities.With a broad appetite spanning more than 750 ISO classifications, we provide coverage solutions that other insurers may decline, ensuring comprehensive protection for businesses from Main Street to Wall Street. Our dedicated claims team specializes in contract bind classes, offering responsive support through multiple channels including online reporting, phone, and mail. Backed by AIG's global resources, we maintain a sustainable partnership approach, actively refining our product suite to align with emerging market demands while upholding rigorous standards of service excellence.
Services
General Liability
Commercial Property
Garage Coverage
Excess Liability Insurance
Contractors Pollution Liability
Details
- Year established: 1964
Highlights and features
- 60+ years of specialized expertise in non-admitted insurance solutions
- Access to AIG's global resources and underwriting strength
- Proprietary WWIP platform for streamlined policy management
- Broad appetite covering 750+ ISO classifications
- Dedicated claims team with contract bind specialization
Services
General Liability
Western World provides comprehensive general liability coverage for small and medium-sized commercial enterprises through appointed wholesale brokers. Our solutions include protection against claims involving general liability, auto liability, employers liability, and employee benefit liability. The coverage utilizes standard ISO policy forms with custom manuscript endorsements where applicable, ensuring tailored protection that meets specific business needs while maintaining compliance with industry standards.
Commercial Property
Our commercial property insurance solutions offer protection for physical assets including buildings, personal property, and business income loss. Coverage options incorporate standard ISO forms with customized endorsements, addressing risks related to crime, inland marine, equipment breakdown, and miscellaneous property floaters. Designed for flexibility, these policies protect businesses against property damage and income interruption while adapting to evolving commercial environments and specific industry requirements.
Garage Coverage
Western World provides specialized garage coverage in 41 states, including general liability, physical damage, and garagekeepers protection. Our solutions serve diverse operations such as heavy truck sales, RV dealerships, mobile repair services, and classic auto restoration shops. The coverage addresses unique risks associated with automotive businesses while maintaining compliance with state-specific insurance regulations and industry best practices for vehicle-related commercial operations.
Excess Liability Insurance
We offer excess liability insurance with follow-form coverage up to $5 million through our WWIP platform. This coverage applies to qualified policyholders seeking additional protection beyond primary policies from Western World or other carriers rated A- or better. The solution provides critical risk management for businesses requiring higher liability limits while maintaining seamless integration with existing insurance structures and underwriting standards.
Contractors Pollution Liability
Our contractors pollution liability coverage addresses environmental risks associated with construction and contracting operations. The policy protects against third-party claims for property damage and bodily injury resulting from pollution incidents during contracting activities. Designed for specialized trades, this coverage fills gaps in standard liability policies while providing compliance support for environmental regulations affecting construction and remediation projects.
Questions
What types of insurance does Western World offer?
We specialize in E&S general liability, commercial property, garage coverage, excess liability, and contractors pollution liability insurance for small to mid-sized businesses through wholesale brokers.
In which states do you provide coverage?
Our garage coverage operates in 41 states, while other commercial insurance solutions are available across multiple jurisdictions through appointed wholesale brokers.
How can brokers access your insurance products?
Wholesale brokers access our products through the Western World Integrated Platform (WWIP), enabling online underwriting, rating, quoting, and policy issuance with customized workflows.
What claims support options exist?
Brokers can report claims online via WWIP, by phone at 1-888-847-8600, or by mail to our Parsippany, NJ office with dedicated claims specialists handling contract bind classes.
What makes Western World different from other insurers?
We combine 60+ years of specialized expertise with AIG's global strength, maintaining a broad appetite across 750+ ISO classifications while offering innovative digital tools for efficient policy management.
