Business Details
50+ Years
experience
Your Trusted Insurance Partner in Girard, PA
Pratt Insurance Agency has served clients across Pennsylvania and Northeast Ohio for over 50 years, delivering personalized insurance solutions with integrity and expertise. Founded in 1972 by Lou Pratt, our agency prioritizes client needs through a commitment to community, transparency, and tailored risk management. As an independent agency partnered with leading insurers like Erie Insurance, we offer comprehensive personal and business coverage options, including auto, home, life, and commercial policies.Our experienced team focuses on minimizing client risks while ensuring peace of mind, backed by decades of local market knowledge and a dedication to ethical service. We distinguish ourselves through proactive client support, deep industry expertise, and a steadfast promise to protect what matters most to our neighbors.
Services
Auto Insurance
Home Insurance
Life Insurance
Business Insurance
Flood Insurance
Motorcycle Insurance
General Liability
Commercial Property
Umbrella Insurance
Collector Car Insurance
Details
- Year established: 1972
Highlights and features
- We are independent insurance advisors representing multiple carriers to find you optimal coverage.
- Our team has over 50 years of combined experience in personalized risk management solutions.
- We maintain a strong local focus, serving Pennsylvania and Northeast Ohio communities since 1972.
- Our agency partners with Erie Insurance, a trusted industry leader with proven reliability.
- We provide continuous support throughout policy selection, claims processing, and coverage adjustments.
What people say
Excellent communication
Knowledgeable agents
Timely feedback
Super happy service
Help right away
Services
Auto Insurance
Protect your vehicle and driving needs with customized auto insurance policies. We offer liability, collision, and comprehensive coverage options tailored to individual drivers and families. Our policies include protection against accidents, theft, and weather-related damages while providing roadside assistance and rental reimbursement options.
Home Insurance
Safeguard your home with replacement cost coverage for structures and personal property. Our policies address fire, water damage, and liability risks while including additional living expenses during repairs. We specialize in flood insurance, valuable possessions scheduling, and coverage for unique risks like trampolines and wine collections.
Business Insurance
Comprehensive risk management solutions for businesses including liability, property, and auto insurance. We provide tailored policies for industries like contracting, restaurants, and trucking with options for umbrella coverage and business interruption protection. Our agents help customize policies to meet specific operational needs.
Flood Insurance
Specialized flood protection through the National Flood Insurance Program and private carriers. Policies cover structural damage and personal property losses from flooding events, including coverage for properties outside traditional flood zones. We help assess flood risks and secure appropriate policy limits.
Life Insurance
Secure your family's future with term and permanent life insurance solutions. Our policies provide death benefit protection for mortgage coverage, income replacement, and estate planning. We work with multiple carriers to find policies matching individual financial goals and long-term needs.
Questions
What types of personal insurance do you offer?
We provide auto, home, life, motorcycle, flood, and collector car insurance with customized coverage options.
Do you specialize in business insurance solutions?
Yes, we offer business owners policies, liability coverage, commercial property insurance, and industry-specific solutions.
Can I get flood insurance for properties outside flood zones?
Yes, we offer flood coverage through the National Flood Insurance Program for all risk levels.
How does your Erie Insurance partnership benefit clients?
Our 40+ year partnership provides access to Erie's reliable claims service and exclusive policy features.
Can I manage my policy online?
Yes, our 24/7 client portal allows policy changes, payments, and document access anytime.
