Business Details
Your Trusted Insurance Partner in Burlingame, CA
Kevin Osborn has been serving the Bay Area business community for over 22 years, combining professional expertise with personalized service. Our team of insurance specialists delivers efficient risk management solutions, including commercial property, auto, liability, and workers compensation coverage. We prioritize client relationships, offering annual insurance reviews and tailored policy support to ensure comprehensive protection.With a commitment to exceeding expectations, we provide competitive pricing and world-class service for both personal and business insurance needs. Our mission centers on ethical practices and client satisfaction, solidifying our reputation as a trusted insurance partner in the region.
Services
Personal Insurance
Business Insurance
Health Insurance
Auto Insurance
Home Insurance
Workers Compensation
Commercial Property
Liability Coverage
Life Insurance
Flood Insurance
Highlights and features
- We offer 22+ years of insurance expertise in the Bay Area
- Our team provides personalized policy management and annual reviews
- We specialize in both personal and commercial insurance solutions
- Our staff handles risk placement quickly and accurately
- We maintain a client-first approach with transparent service
Services
Personal Insurance
We provide comprehensive personal insurance solutions including health, auto, home, and life coverage. Our policies protect individuals and families with customizable options for property, liability, and specialized risks like flood or earthquake damage. Our experienced agents help clients navigate coverage options to ensure adequate protection at competitive rates.
Business Insurance
Our business insurance services protect commercial operations with tailored solutions for property, liability, and workers compensation needs. We offer specialized coverage for restaurants, apartment buildings, and artisan contractors, including EPLI and directors & officers insurance. Our risk management approach helps businesses maintain compliance and financial security.
Workers Compensation
We provide mandatory workers compensation coverage for California businesses, including access to safety programs that reduce premiums. Our solutions include loss control services, safety training discounts, and compliance support through the California Fast Food Safety Association partnership. This coverage protects employers from costs associated with work-related injuries.
Commercial Property
Our commercial property insurance protects business assets against fire, theft, and natural disasters. Coverage includes buildings, equipment, inventory, and business interruption protection. We offer specialized policies for apartment complexes, restaurants, and commercial auto fleets to ensure comprehensive asset protection for various industries.
Liability Coverage
We offer general liability and specialized risk coverage to protect businesses from third-party claims. This includes property damage, bodily injury, and legal defense costs. Our policies cover commercial operations, events, and specific risks like directors & officers liability, ensuring businesses maintain financial security against potential lawsuits.
People
Kevin Osborne
Owner
With over 22 years of experience in the insurance industry, Kevin Osborne leads our agency's commitment to personalized service. He specializes in matching clients with optimal coverage solutions while maintaining strong relationships with major insurers to secure competitive rates for personal and commercial policies.
Questions
What types of insurance do you offer?
We provide personal insurance (health, auto, home, life) and business insurance (property, liability, workers compensation, commercial auto) with specialized packages for restaurants and apartment buildings.
Do you serve businesses outside the Bay Area?
While our Burlingame office primarily serves the Bay Area, we can assist businesses statewide through our network of insurance partners and digital service capabilities.
How can businesses reduce workers compensation costs?
We offer access to the California Fast Food Safety Association program that provides up to 40% savings on workers compensation rates through safety training and compliance resources.
What sets your agency apart from others?
Our 22+ years of local experience, personalized service approach, and ability to offer both personal and commercial insurance solutions through a single provider create unique value for clients.
Can I get insurance for a new business?
Yes, we work with startups and established businesses to create tailored insurance packages that meet their specific risk management needs and regulatory requirements.
