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Your Trusted Independent Insurance Agency in Oklahoma
Cross Timbers Insurance Group is an independent insurance agency dedicated to serving clients across Oklahoma. Our team prioritizes customer service and personalized solutions, offering a wide range of Property & Casualty and Medicare insurance products. With deep expertise in commercial and personal insurance needs, we partner with multiple carriers to ensure optimal coverage for each client. Our commitment extends beyond insurance through active community involvement, supporting local businesses, first responders, and youth programs. We pride ourselves on building lasting relationships that provide peace of mind and allow clients to focus on their priorities.
Services
Property & Casualty Insurance Medicare Supplements Commercial Auto Insurance Workers' Compensation Livestock Risk Protection OMMA Grower Bonds Homeowner Insurance Life Insurance Farm Insurance Vision & Dental Plans
Highlights and features
  • We offer unbiased insurance solutions from multiple carriers.
  • Our team has deep expertise in commercial and agricultural insurance.
  • We prioritize personalized service over automated systems.
  • We actively support local communities through sponsorships and donations.
  • We provide comprehensive coverage for both personal and business needs.
What people say
Peace of mind Personalized service Community involvement Exceptional support Comprehensive solutions
Services
Property & Casualty Insurance
We provide comprehensive Property & Casualty insurance solutions for businesses across Oklahoma. Our coverage protects against property damage, liability claims, and operational risks. With access to multiple carriers, we tailor policies to match specific industry needs while maintaining competitive pricing.
Medicare Supplements
Our Medicare Supplement plans help Oklahomans fill coverage gaps in Original Medicare. We offer Part D prescription coverage and Advantage plans with personalized guidance. Our specialists ensure clients understand their options for comprehensive healthcare protection.
OMMA Grower Bonds
We assist medical marijuana growers with OMMA bond requirements mandated by Senate Bill 913. Our team provides surety bond solutions for commercial growers while explaining alternative documentation options. We maintain updated knowledge of Oklahoma's evolving cannabis regulations.
Workers' Compensation
We offer Workers' Compensation insurance for Oklahoma businesses with tailored coverage options. Our solutions protect employers from liability claims while ensuring employee medical expenses are covered. We work with multiple carriers to find cost-effective policies for various industries.
Livestock Risk Protection
Our Livestock Risk Protection (LRP) plans safeguard Oklahoma farmers against market fluctuations. We provide coverage for cattle, swine, and other livestock operations. Our specialists help agricultural producers manage financial risks while maintaining operational stability.
People
Kathleen Davis
Owner / Producer
With decades of insurance experience, Kathleen leads our agency with a focus on personalized service and community impact. She specializes in commercial insurance solutions and agricultural risk management.
Morgan Runyan
Livestock Producer
Morgan specializes in agricultural insurance products, helping Oklahoma farmers protect their livestock investments. Her expertise includes Livestock Risk Protection plans and farm insurance solutions.
Felecia Smith
Licensed P&C Producer
Felecia handles property and casualty insurance needs for both personal and commercial clients. She provides detailed policy analysis to ensure comprehensive coverage for homeowners and businesses.
Jeramy RIch
Owner / Producer
As co-owner, Jeramy focuses on commercial insurance and surety bonds. He works closely with Oklahoma businesses to develop risk management strategies that protect assets and ensure regulatory compliance.
Questions
What insurance carriers do you work with?
We partner with multiple carriers including Progressive, AFR Insurance, Casualty Corp of America, and Talisman Surety & Fidelity Company to provide diverse coverage options.
Do you offer agricultural insurance products?
Yes, we specialize in Livestock Risk Protection (LRP) plans, Annual Pasture/Rangeland Forage (PRF) insurance, and farm insurance for Oklahoma producers.
How can I get an OMMA bond?
We currently assist with OMMA bond applications while monitoring regulatory changes. Contact us for current requirements and available surety bond options.
What commercial insurance products do you offer?
We provide commercial auto, workers' compensation, professional liability, and business owner policies tailored to Oklahoma businesses' specific needs.
Do you serve both individuals and businesses?
Yes, we offer personal insurance (home, auto, life) and comprehensive commercial insurance solutions for businesses of all sizes across Oklahoma.