Business Details
33 Years
experience
Emergency
services
Trusted Workers Compensation Insurance Solutions
Stonetrust Commercial Insurance is a workers compensation insurance carrier dedicated to fostering strong relationships with policyholders and agents to achieve workplace safety and claims cost containment. Since our inception as a self-insurance fund in 1993, we have prioritized reliability, transparency, and personalized service, evolving into an A-rated carrier recognized for our financial strength and operational excellence. Our team combines deep industry expertise with a commitment to innovation, offering tailored solutions that address the unique needs of employers across multiple states.We emphasize proactive risk management, comprehensive safety resources, and efficient claims handling to minimize disruptions and support long-term client success. Our leadership team brings decades of experience in commercial insurance, actuarial science, and legal compliance, ensuring we maintain the highest standards of service and accountability. With a focus on building trust through consistent performance, we strive to be the first-choice partner for workers compensation insurance in our markets.
Services
Workers Compensation Insurance
Claims Management
Safety Operations
Policyholder Portal
Agent Portal
Premium Audits
Fraud Prevention
Risk Management
24/7 Nurse Triage
Safety Training
Details
- Year established: 1993
Highlights and features
- We offer competitive workers compensation solutions with dedicated underwriting support.
- Our A-rated financial strength ensures reliable claims payment and long-term stability.
- We provide 24/7 nurse triage services for immediate injury assessment and care.
- Our team includes industry experts with decades of commercial insurance experience.
- We prioritize proactive safety programs to reduce workplace injuries and costs.
Associations and certifications
- AM Best
What people say
Works harder to accommodate agents
Very competitive
Great at handling claims
Top notch
Perfect fit
Services
Workers Compensation Insurance
We provide comprehensive workers compensation insurance tailored to employers' needs across 12 states. Our policies prioritize workplace safety, claims cost containment, and financial stability. With over 30 years of experience and an A-rated carrier status, we deliver reliable coverage and expert risk management guidance to protect businesses and employees.
Claims Management
Our claims management service ensures efficient resolution of workplace injury claims through dedicated support and timely communication. We offer 24/7 nurse triage, fraud prevention measures, and cost-reduction strategies. Our team works closely with policyholders to minimize disruptions and maintain compliance with regulatory requirements.
Safety Operations
We deliver proactive safety programs, including on-site consultations, training resources, and hazard assessments. Our safety consultants partner with employers to create hazard-free environments and reduce injury risks. Regular visits and customized guidance help businesses maintain compliance and foster a culture of workplace safety.
Policyholder Portal
Our Policyholder Portal provides 24/7 access to policy documents, claims information, and safety resources. Users can report claims online, track submissions, and communicate with our team securely. The portal streamlines administrative tasks and ensures policyholders have immediate access to critical information and support tools.
Agent Portal
The Agent Portal offers insurance professionals real-time access to book of business management, renewal quotes, and application submissions. This platform supports efficient client servicing with integrated tools for policy management and claims tracking. Agents benefit from dedicated support and streamlined processes to enhance productivity.
People
Michael G. Dileo
President and Chief Executive Officer
With over 25 years in commercial insurance, Michael leads Stonetrust Commercial Insurance's strategic direction. He previously held senior roles at Texas Mutual and Louisiana Workers Compensation Corporation. A Baton Rouge native, he holds a BA in History from LSU and the CPCU designation.
Shane Treigle
Chief Financial Officer
Shane oversees financial operations with expertise from public accounting and prior CFO roles. A Louisiana CPA, he manages regulatory filings and ensures fiscal stability. He earned a BS in Accounting from LSU and serves on Stonetrust Commercial Insurance's board.
Melanie J. Forbes
General Counsel and Vice President of Claims
Melanie directs legal matters and claims operations with Louisiana Bar admission. She focuses on compliance and risk management. A New Orleans native, she holds a BA in History from LSU and ensures legal adherence across all operations.
Robert F. Wolf
Chief Actuary
Bob leads actuarial functions with Fellow status from the Casualty Actuarial Society. He manages ratemaking, reserving, and enterprise risk initiatives. With experience across consulting and carriers, he contributes to Stonetrust Commercial Insurance's financial strength and strategic planning.
Questions
What differentiates Stonetrust Commercial Insurance from other carriers?
We focus on relationships, offering personalized service, A-rated financial strength, and proactive safety programs. Our team provides dedicated support from underwriting to claims resolution.
Which states does Stonetrust Commercial Insurance serve?
We provide coverage in Louisiana, Texas, Arkansas, Mississippi, Oklahoma, Missouri, Tennessee, Alabama, Kansas, Iowa, Nebraska, and Georgia.
What is Stonetrust Commercial Insurance's AM Best rating?
Stonetrust Commercial Insurance holds an A (Excellent) rating from AM Best, reflecting our strong financial position and consistent operating performance.
Does Stonetrust Commercial Insurance offer financing options?
We currently do not offer financing options for workers compensation policies.
How does Stonetrust Commercial Insurance prevent insurance fraud?
We implement rigorous fraud detection measures, including claim verification processes, employee education programs, and a dedicated fraud hotline for reporting suspicious activities.
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