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Your Trusted Insurance Partner in Beaufort, SC
Kinghorn Insurance of Beaufort has served the community since 1898, providing personalized insurance solutions tailored to individual and business needs. Our team of dedicated professionals combines decades of local expertise with a commitment to understanding each client's unique risks and requirements. We specialize in auto, home, commercial, and specialty insurance policies, ensuring comprehensive protection for our clients' assets and livelihoods. Our agency prides itself on maintaining the highest standards of integrity, transparency, and customer service. As active community members, we prioritize building lasting relationships with our clients through trustworthy advice and responsive support.

Our experienced staff stays current with industry developments to offer innovative coverage options and risk management strategies. We work with multiple insurance carriers to provide competitive rates while maintaining personalized service. Our claims process emphasizes prompt resolution and clear communication during challenging times. The agency's longevity reflects our dedication to adapting with the community's evolving needs while preserving core values of honesty and service. For over a century, we have been the trusted insurance partner for residents and businesses in the Beaufort area.
Services
Auto Insurance Homeowners Insurance Commercial Insurance Flood Insurance Umbrella Insurance Cyber Liability Insurance General Liability Insurance Workers Compensation Specialty Property Insurance
Highlights and features
  • We offer over 125 years of local insurance expertise
  • Our team provides personalized policy recommendations
  • We maintain 24/7 emergency claims support
  • We partner with multiple insurance carriers
  • We provide specialized coverage for unique risks
Services
Auto Insurance
We provide comprehensive auto insurance policies protecting personal and commercial vehicles against accidents, theft, and natural disasters. Our coverage options include liability protection, collision coverage, and uninsured motorist provisions. Our agents help clients select appropriate policy limits based on individual driving habits and vehicle values.
Commercial Insurance
Our commercial insurance solutions safeguard businesses against property damage, liability claims, and operational disruptions. Coverage includes general liability, cyber liability, workers' compensation, and specialized policies for unique business risks. We offer tailored packages for companies in various industries across South Carolina.
Flood Insurance
We provide flood insurance policies through the National Flood Insurance Program and private carriers to protect properties in high-risk and moderate-risk flood zones. Our specialists help clients understand floodplain regulations and select appropriate coverage limits for building structures and contents.
Homeowners Insurance
Our homeowners insurance policies protect residences against common perils including fire, wind damage, and vandalism. Coverage includes dwelling protection, personal property coverage, and liability protection. We offer specialized endorsements for valuable items and unique home features in South Carolina's coastal areas.
Workers Compensation
We provide workers' compensation insurance meeting South Carolina's legal requirements while protecting businesses from financial losses due to workplace injuries. Our policies cover medical expenses, rehabilitation costs, and lost wages. We serve businesses in construction, manufacturing, and service industries across the state.
People
Jay Taylor
Partner
Jay Taylor brings extensive insurance expertise to Kinghorn Insurance, specializing in commercial risk management solutions for South Carolina businesses.
Garrett Wreden
Partner
Garrett Wreden offers specialized knowledge in commercial insurance products, helping businesses protect their assets and operations across various industries.
Charlotte Law
Commercial Lines Manager
Charlotte Law manages commercial insurance operations with deep understanding of business risk assessment and policy customization.
Thomas Tayloe
Partner
Thomas Tayloe provides strategic insurance solutions for commercial clients, leveraging years of experience in risk assessment and coverage optimization.
Sheila Peeples
Personal Lines Manager
Sheila Peeples specializes in personal insurance solutions, helping residents protect their homes, vehicles, and personal assets with customized coverage.
Questions
What types of insurance do you offer?
We provide auto, home, commercial, flood, umbrella, cyber liability, general liability, workers' compensation, and specialty property insurance for personal and business clients.
How can I file an insurance claim?
Contact our office at 843-521-4000 during business hours or use our after-hours emergency contacts for urgent claims assistance.
Do you serve areas outside Beaufort?
Yes, we serve clients in Summerville, Greenville, and surrounding South Carolina regions through our main agency and sister office.
Can I get customized insurance policies?
Our agents create tailored coverage solutions by combining policies from multiple insurance carriers to meet specific client needs.
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