Business Details
50+ Years
experience
Your Trusted Partner for Comprehensive Insurance Solutions in Virginia
Thrift Insurance has served Virginia residents and businesses since 1921, combining a century of experience with modern insurance solutions. Our independent agency approach allows us to offer personalized service while maintaining access to multiple carriers, ensuring clients receive optimal coverage for their unique needs. We prioritize trust and value, working diligently to protect clients' most important assets through comprehensive policies tailored to individual circumstances.With deep roots in Eastern Virginia communities, our team of licensed advisors provides expert guidance from policy selection through claims resolution. Our commitment to excellence extends to specialized coverage options for homes, vehicles, businesses, and unique assets, backed by a proven track record of reliability and customer satisfaction.
Services
Home Insurance
Auto Insurance
Individual Life Insurance
Renters Insurance
Watercraft Insurance
Business Owners Insurance
General Liability Insurance
Commercial Umbrella Insurance
Contractor Insurance
Farm Insurance
Details
- Year established: 1921
Highlights and features
- We offer personalized service and go the extra mile to protect your needs
- We work hard to find secure, reliable, and affordable policies
- We have your best interest in mind from custom policies through claims
- We represent multiple insurance companies to provide diverse coverage options
- We've served Virginia communities for over 100 years with proven expertise
Services
Home Insurance
Our home insurance protects Virginia residences against fire, weather damage, and liability claims. Policies include replacement cost coverage, personal property protection, and additional living expense provisions. We specialize in flood insurance, collector car coverage, and secondary home protection.
Auto Insurance
We provide comprehensive auto insurance covering standard vehicles and specialty collector cars. Policies include liability protection, collision coverage, and optional off-premises theft protection for personal belongings. Our agents help customize coverage for both personal and commercial vehicles.
Business Owners Insurance
Tailored insurance packages protect Virginia businesses against liability claims, property damage, and operational risks. Our solutions include general liability, commercial umbrella policies, and specialized contractor insurance with options for equipment and farm coverage.
General Liability Insurance
This essential business coverage protects against third-party claims for bodily injury, property damage, and personal injury. We help businesses secure appropriate limits and specialized endorsements for unique liability exposures like trampoline use or social media risks.
Farm Insurance
Our farm insurance packages protect rural properties and agricultural operations across Virginia. Coverage includes farm equipment, livestock, crop protection, and liability for agritourism activities while addressing unique risks of country living.
Questions
What types of insurance do you offer?
We provide comprehensive personal insurance (home, auto, life, renters, watercraft) and business insurance solutions (general liability, commercial umbrella, contractor, farm insurance) tailored to Virginia residents and businesses.
Why choose an independent insurance agency?
As an independent agency, we represent multiple carriers to find you optimal coverage at competitive rates while providing personalized service and local community expertise.
Do you serve areas outside Eastern Virginia?
While based in Eastern Virginia, we serve clients across the state with customized insurance solutions for both urban and rural properties and businesses.
How can I access my insurance documents?
Our 24/7 Client Center provides online access to policy documents, claims reporting, payment processing, and certificate requests for your convenience.
What specialized insurance options are available?
We offer specialized coverage for collector cars, wine collections, secondary homes, and unique liability risks like trampoline coverage and personal injury protection.
